09/02/2026
Another hold at 2.25%.
For months now, I've been hearing the same question: "Should I wait for rates to come down?"
The reality is... we've been waiting, and not much has changed.
If buying, refinancing or moving doesn't make sense for you right now, that's completely fine...but if the only reason you're waiting is because you hope rates might come down someday soon, it might be worth taking another look.
None of us knows where rates are going next. What we can do is look at your situation today and see if the numbers make sense.
Sometimes they do...sometimes they don't.
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