10/12/2026
🏡 FIRST-TIME BUYER? WHERE SHOULD YOUR DOWN PAYMENT MONEY GO?
FHSA vs RRSP vs TFSA - each account has different advantages, and knowing how they work together could make a BIG difference when saving for your first home. 🔑
Here’s the quick breakdown 👇
🏠FHSA - Purpose-built for your first home
💰RRSP - Can provide up to $60,000 through the Home Buyers’ Plan
📈 TFSA - Flexible, tax-free savings for your down payment
💡Pro tip: Depending on your situation, combining your FHSA + RRSP Home Buyers’ Plan could give you access to $100,000+ toward a home purchase.
Your down payment strategy matters.
Let’s make a plan before you start house hunting!
📲 Sanjay Dev Bhatia | Realtor®
☎️ (905) 220-9999
📧 [email protected]