03/19/2026
Interesting to be a buyer right now … low rates and tons of inventory. Call me if you’d like to check out some great deals!
The Bank of Canada has held its policy rate at 2.25% today, marking another pause after a series of cuts that began in late 2024.
After moving down from peak levels over the past year, today’s decision reinforces what we’ve been seeing across the market: borrowing conditions are stabilizing, but the recovery in housing activity is taking a more measured path.
For buyers, this offers a bit more predictability. Rates are no longer moving with the same volatility, which helps with planning and qualification.
For sellers, it signals a market that is finding its footing but requires thoughtful pricing and marketing strategy.
