Kirti Law

06/17/2026

Considering a condo or townhome and unsure how to read the strata documents?
Here are three red flags I look for with buyers:
1. A weak contingency reserve fund or repeated special levies.�If the fund is low and owners are frequently being hit with special levies, it may indicate that major repairs are on the horizon and costs could be passed on to owners.
2. Engineering or depreciation reports flagging major issues.�Reports that highlight building envelope problems, water ingress, or significant system failures — without a clear plan and timeline to address them — can mean higher risk.
3. Meeting minutes that show ongoing disputes or repeated complaints.�Patterns of conflict, noise issues, or bylaw enforcement problems can be a warning about the building environment you are buying into.
This post is general information only and is not legal advice. It does not create a lawyer‑client relationship.�If you are buying a strata property in BC and want help understanding the documents, contact Kirti Law Corporation.

06/16/2026

06/15/2026

Thinking about signing a commercial lease offer for your business?
Here are three red flags I commonly see:
‘As is, where is’ with no clarity on condition.�If the space is accepted strictly “as is,” without clear language on existing issues or who handles initial repairs, you may end up paying to fix problems you did not create.
Uncapped operating costs or additional rent.�If the landlord can pass through almost any expense with no real limits, your total occupancy cost can increase significantly over time, even if base rent looks reasonable.
One‑sided early termination or relocation rights.�Clauses that allow the landlord to end or relocate your tenancy on short notice, without fair protections, can put your business at risk if you are forced to move or shut down sooner than expected.
This post is general information only and is not legal advice. It does not create a lawyer‑client relationship.�Before you sign a commercial lease offer in Abbotsford or the Fraser Valley, have a lawyer review it with your specific business and plans in mind.

06/15/2026

Here's something most parents in BC don't know:

If both parents die without a will, the default under BC law is that the Director under the Child, Family and Community Service Act becomes your child's personal guardian — and the Public Guardian and Trustee manages their money until they turn 19.

That means a government official stands in while your family scrambles to apply to court under the Family Law Act just to take on that role.

The court then decides who raises your kids — based on the child's best interests, not on what you would have wanted.

Your will lets you name the person you want. It lets you explain your reasoning. It removes the uncertainty at the worst possible moment.

If you have children and no will, this is the reminder. Save this and share it with someone who needs to hear it. 📌

Who would you want raising your kids if you couldn't? It's worth thinking about — and writing down.

Book at kirtilaw.ca or DM us.

General information only — not legal advice. Every family situation is different — speak to a lawyer about yours.

06/13/2026

06/12/2026

Buying your first home in the Fraser Valley and feeling overwhelmed?
Here are three legal items I focus on with first‑time buyers:
1. Contract of Purchase and Sale.�Understanding the offer, the contract, your deadlines, and any unusual clauses is critical. You should know exactly what you’re agreeing to before you are locked in.
2. Subject conditions.�Financing, inspection, and other conditions — and the timelines attached to them — control when you can safely walk away if something important doesn’t line up.
3. Title and property records.�A title search and key property checks can reveal registered charges, liens, unpaid taxes, or restrictions that may affect how you own or use the property.
This post is general information only and is not legal advice. It does not create a lawyer‑client relationship.�If you are a first‑time homebuyer in Abbotsford or the Fraser Valley and want legal advice about your purchase, contact Kirti Law Corporation.

06/10/2026

Do you really need a lawyer to buy a small business?
Here’s a more honest answer than ‘always’ or ‘never’.
Some very simple, low‑risk deals can sometimes be handled with basic templates and good advice from other professionals. But as soon as you’re taking on employees, leases, debt, or a brand with any history, the legal and financial risks increase quickly.
A lawyer can help you understand what you’re actually buying, choose a structure, review key contracts, and include protections if what you’ve been told about the business later turns out not to be accurate.
The goal is not to make the deal harder — it’s to reduce the chance of expensive surprises after money has changed hands.
This post is general information only and is not legal or financial advice. It does not create a lawyer‑client relationship.�Before you sign anything to buy a business, talk to your own legal and financial advisors about your specific situation.

06/08/2026

Your lender has title insurance. Do you? 🏡
Most homeowners don't realize there are TWO separate title insurance policies — one protects your bank, and one protects YOU.
Swipe to learn what the owner's policy actually covers and why it matters long after closing day.
⬇️ Save this if you're buying, refinancing, or just want to understand what you own.

06/05/2026

Thinking about buying a small business?
Here are three legal mistakes that can cost you:
Not reviewing key contracts and obligations.�That includes leases, supplier agreements, customer contracts, loans, guarantees, and other commitments. If you don’t know what you’re taking on, you can end up bound to terms you would never have agreed to yourself.
Not understanding what you’re actually buying.�The structure of the deal — asset sale versus share sale — affects what assets you get, what liabilities you may inherit, and how risk and tax are handled between you and the seller.
Skipping proper due diligence and documentation.�Relying on verbal assurances instead of written representations and warranties, or closing too quickly, can leave you with problems that are difficult and expensive to fix after money has changed hands.
This post is general information only and is not legal or financial advice. It does not create a lawyer‑client relationship.�Before you commit to buying a business, speak with your own legal and financial advisors about your specific situation.

06/02/2026

What does it actually mean when a BC home purchase contract says ‘no known issues’?

If you are buying a home in BC, you will rarely see true ‘warranties’ in a standard contract. Most seller statements are representations – they are based on what the seller knows at the time, not a guarantee that there are no hidden problems.

So language like ‘no known issues’ does not always mean there are no issues at all. A warranty, on the other hand, is a stronger legal promise. In most resale transactions, warranties are rare because they create long‑term legal exposure for the seller after closing.

The issue most buyers do not see is that small wording differences can shift who carries the risk if something goes wrong later. Many people only find this out once the deal is firm and their options are limited.

This post is general information only and is not legal advice. It does not create a lawyer‑client relationship.

If you are at the stage of removing subjects or signing a purchase agreement and want to understand how your contract handles risk, contact Kirti Law Corporation to have it reviewed before you commit.