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A big congrats to all at Warnervale Wildcats Cricket Club, who are celebrating their 20th anniversary this coming season...
28/08/2026

A big congrats to all at Warnervale Wildcats Cricket Club, who are celebrating their 20th anniversary this coming season.

Penmans is a proud partner of the Wildcats and are looking forward to another great summer of cricket!

Who can inherit your super when you die?  Not everyone is eligible to be a beneficiary of your super. This means your ๐—•๐—ถ...
27/08/2026

Who can inherit your super when you die?

Not everyone is eligible to be a beneficiary of your super. This means your ๐—•๐—ถ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐——๐—ฒ๐—ฎ๐˜๐—ต ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ ๐—ก๐—ผ๐—บ๐—ถ๐—ป๐—ฎ๐˜๐—ถ๐—ผ๐—ป may not be valid โ€” even if it clearly states who you want your super to go to.

Swipe through to find out more, and read our latest Pen-Points article for further insights ๐Ÿ‘‰ https://penmans.com.au/estate-planning/binding-death-benefit-nominations-who-can-inherit-your-superannuation-when-you-die/

The right time to plan for the future is before circumstances make the decisions for you. An estate plan prepared with t...
26/08/2026

The right time to plan for the future is before circumstances make the decisions for you.

An estate plan prepared with the benefit of advice from expert lawyers provides certainty for you and peace of mind for those you care about most.

It's about more than a Will. Download our Estate Planning Fact Sheet: https://penmans.com.au/wills-and-estate-planning/

Penmans. Your lawyers for life.

๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—•๐—ถ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐——๐—ฒ๐—ฎ๐˜๐—ต ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ ๐—ก๐—ผ๐—บ๐—ถ๐—ป๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐˜ƒ๐—ฎ๐—น๐—ถ๐—ฑ? When it comes to your super, nominating who you want to receive...
25/08/2026

๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—•๐—ถ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐——๐—ฒ๐—ฎ๐˜๐—ต ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ ๐—ก๐—ผ๐—บ๐—ถ๐—ป๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐˜ƒ๐—ฎ๐—น๐—ถ๐—ฑ?

When it comes to your super, nominating who you want to receive your death benefit isnโ€™t always as straightforward as it seems.

Not everyone is eligible to be a beneficiary of your super, and an invalid Binding Death Benefit Nomination could mean your super isnโ€™t distributed as you intended.

Our latest Pen-Points article takes a closer look at Binding Death Benefit Nominations and why getting the details right matters.

โžกhttps://penmans.com.au/estate-planning/binding-death-benefit-nominations-who-can-inherit-your-superannuation-when-you-die/

๐—” ๐—ป๐—ฒ๐˜„ ๐—ฒ๐—ฝ๐—ถ๐˜€๐—ผ๐—ฑ๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ฃ๐—ฒ๐—ป-๐—ฃ๐—ผ๐—ฑ ๐—ถ๐˜€ ๐—ผ๐˜‚๐˜ ๐—ป๐—ผ๐˜„! ๐—ง๐—ต๐—ฒ๐˜†โ€™๐˜ƒ๐—ฒ ๐— ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ข๐˜‚๐˜โ€ฆ ๐—›๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐—ง๐—ต๐—ฒ๐˜†? Settlement day has arrived. The seller has mov...
23/08/2026

๐—” ๐—ป๐—ฒ๐˜„ ๐—ฒ๐—ฝ๐—ถ๐˜€๐—ผ๐—ฑ๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ฃ๐—ฒ๐—ป-๐—ฃ๐—ผ๐—ฑ ๐—ถ๐˜€ ๐—ผ๐˜‚๐˜ ๐—ป๐—ผ๐˜„!

๐—ง๐—ต๐—ฒ๐˜†โ€™๐˜ƒ๐—ฒ ๐— ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ข๐˜‚๐˜โ€ฆ ๐—›๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐—ง๐—ต๐—ฒ๐˜†?

Settlement day has arrived. The seller has moved out. But theyโ€™ve left half the contents of the shed, boxes in the garage and a pile of unwanted timber under the house.

Does that count as ๐˜ƒ๐—ฎ๐—ฐ๐—ฎ๐—ป๐˜ ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป?

In this episode of ๐—ง๐—ต๐—ฒ ๐—ฃ๐—ฒ๐—ป ๐—ฃ๐—ผ๐—ฑ, we look at what vacant possession actually means, when belongings left behind can become a problem, and how buyers and sellers can avoid an unnecessary settlement day dispute.

Because โ€œ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜โ€ ๐—ฎ๐—ป๐—ฑ โ€œ๐˜ƒ๐—ฎ๐—ฐ๐—ฎ๐—ป๐˜ ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ปโ€ ๐—ฎ๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜ ๐—ป๐—ฒ๐—ฐ๐—ฒ๐˜€๐˜€๐—ฎ๐—ฟ๐—ถ๐—น๐˜† ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—บ๐—ฒ ๐˜๐—ต๐—ถ๐—ป๐—ด.

โžกhttps://penmans.com.au/pen-pod

๐ŸŽงhttps://bit.ly/PenPod

๐ŸŽงhttps://bit.ly/PenPodonApple

๐—ง๐—ต๐—ฒ๐˜†โ€™๐˜ƒ๐—ฒ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜โ€ฆ ๐—ต๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐˜๐—ต๐—ฒ๐˜†? ๐Ÿ  The house is empty, settlement is ready to go, but the garage is still full of boxes,...
23/08/2026

๐—ง๐—ต๐—ฒ๐˜†โ€™๐˜ƒ๐—ฒ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜โ€ฆ ๐—ต๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐˜๐—ต๐—ฒ๐˜†? ๐Ÿ 

The house is empty, settlement is ready to go, but the garage is still full of boxes, thereโ€™s timber under the house and an old trailer is sitting out the back.

So, has the seller actually given vacant possession?

Tomorrow on The Pen Pod, weโ€™re unpacking what vacant possession really means, why it can become a last minute settlement issue, and what buyers and sellers should be looking out for.

๐ŸŽง ๐——๐—ฟ๐—ผ๐—ฝ๐—ฝ๐—ถ๐—ป๐—ด ๐˜๐—ผ๐—บ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„.

๐—ง๐—ต๐—ฎ๐—ป๐—ธ ๐—ฌ๐—ผ๐˜‚ ๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜† ๐Ÿ’™ A heartfelt thank you to our wonderful client for taking the time to share these kind words about Tes...
21/08/2026

๐—ง๐—ต๐—ฎ๐—ป๐—ธ ๐—ฌ๐—ผ๐˜‚ ๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜† ๐Ÿ’™

A heartfelt thank you to our wonderful client for taking the time to share these kind words about Tess.

Feedback like this reflects the qualities we consistently see in Tess every day, her expertise, warmth, attention to detail, and genuine care for our clients. We feel incredibly fortunate to have her as part of the Penmans team.

We're also grateful for the trust our community continues to place in Penmans. After more than 80 years on the Central Coast, it's a privilege to continue helping generations of local families and businesses through life's important legal moments.

๐—ง๐—ต๐—ฒ๐˜†โ€™๐˜ƒ๐—ฒ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜โ€ฆ ๐—ฏ๐˜‚๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ฒ๐˜† ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—ด๐—ถ๐˜ƒ๐—ฒ๐—ป ๐˜ƒ๐—ฎ๐—ฐ๐—ฎ๐—ป๐˜ ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป?  Settlement day can quickly become stressful when a b...
20/08/2026

๐—ง๐—ต๐—ฒ๐˜†โ€™๐˜ƒ๐—ฒ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜โ€ฆ ๐—ฏ๐˜‚๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ฒ๐˜† ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—ด๐—ถ๐˜ƒ๐—ฒ๐—ป ๐˜ƒ๐—ฎ๐—ฐ๐—ฎ๐—ป๐˜ ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป?

Settlement day can quickly become stressful when a buyer discovers boxes in the garage, old tools in the shed, timber under the house or unwanted items left in the yard.

In our latest Pen Points article, we look at what vacant possession actually means, when belongings left behind may become an issue, and what buyers and sellers can do to avoid a last-minute settlement dispute.

A little planning before settlement can make a big difference for everyone involved.

๐—ฅ๐—ฒ๐—ฎ๐—ฑ ๐—ผ๐˜‚๐—ฟ ๐—ฃ๐—ฒ๐—ป-๐—ฃ๐—ผ๐—ถ๐—ป๐˜๐˜€ ๐—ฎ๐—ฟ๐˜๐—ถ๐—ฐ๐—น๐—ฒ ๐˜๐—ผ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ: https://penmans.com.au/conveyancing/what-does-vacant-possession-actually-mean/

Estate planning is about more than just writing a Will. Itโ€™s about protecting the people you care about, safeguarding yo...
19/08/2026

Estate planning is about more than just writing a Will.

Itโ€™s about protecting the people you care about, safeguarding your assets and making sure your wishes are clear, both for the future and during your lifetime.

Having the right plans in place also means deciding who you trust to make important decisions on your behalf if illness, injury or another unforeseen event leaves you unable to make those decisions yourself.

A well-considered estate plan can give you and your family clarity and confidence, whatever the future may bring.

๐—ฃ๐—ฒ๐—ป๐—บ๐—ฎ๐—ป๐˜€. ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—น๐—ฎ๐˜„๐˜†๐—ฒ๐—ฟ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—น๐—ถ๐—ณ๐—ฒ.

๐—ง๐—ต๐—ฒ๐˜†โ€™๐˜ƒ๐—ฒ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜โ€ฆ ๐—ต๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐˜๐—ต๐—ฒ๐˜†? Settlement is done, the keys are yours, and youโ€™re ready to move in. Then you open the ...
18/08/2026

๐—ง๐—ต๐—ฒ๐˜†โ€™๐˜ƒ๐—ฒ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜โ€ฆ ๐—ต๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐˜๐—ต๐—ฒ๐˜†?

Settlement is done, the keys are yours, and youโ€™re ready to move in.

Then you open the garage, and itโ€™s still full of the sellerโ€™s belongings.

So, what does โ€œ๐˜ƒ๐—ฎ๐—ฐ๐—ฎ๐—ป๐˜ ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ปโ€ actually mean?

Itโ€™s more than simply the seller moving out. Left-behind belongings, rubbish or unwanted items can sometimes interfere with a buyerโ€™s ability to use and enjoy their new property โ€” and quickly turn settlement day into a dispute.

In our latest ๐—ฃ๐—ฒ๐—ป-๐—ฃ๐—ผ๐—ถ๐—ป๐˜๐˜€, we look at what vacant possession means in practice, why these issues arise, and some simple steps buyers and sellers can take to avoid unnecessary settlement-day stress.

โžกhttps://penmans.com.au/conveyancing/what-does-vacant-possession-actually-mean/

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Level 2, Riverside Office Tower, 69 Central Coast Highway
West Gosford, NSW
2250

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