Towns Conveyancing Services

Towns Conveyancing Services We help you through the legal process of buying and selling your residential property.

At Towns Conveyancing Services, we will guide you through all the steps of the conveyancing process ensuring your sale or purchase is completed on time and hassle free. We offer a range of quality, helpful and client focused conveyancing services that will help you successfully complete your sale or purchase. Towns Conveyancing Services provides comprehensive fixed quotes, so you can know exactly

what our conveyancing services will cost you. We have been a Finalist 6 years running in the Penrith Local Business Awards, and Winner of the Colin Bruce Award from the Australian Institute of Conveyancers NSW Division Ltd.

NSW Is Cracking Down on Underquoting If you're selling in Penrith, this one's important.NSW Fair Trading is strengthenin...
03/09/2026

NSW Is Cracking Down on Underquoting

If you're selling in Penrith, this one's important.

NSW Fair Trading is strengthening enforcement against underquoting practices to improve transparency in the property market. Agents and vendors must now ensure all pricing representations are accurate and supported by evidence. Any misleading or unrealistic price indications may lead to substantial penalties and could ultimately delay or compromise a sale.

In plain English — if the price guide on your property doesn't reflect what you're actually willing to accept, your agent could be in breach of the law. And that can create complications for your sale.

As a seller, here's what this means for you practically:

📋 Make sure you and your agent are aligned on a realistic, evidence-based price guide before the property is listed
📋 Keep records of how your asking price was determined
📋 Understand that an underselling strategy designed to generate competition can create legal risk if it crosses into misleading territory

Getting the legal side of your sale right from day one, including your contract, your disclosures, and your pricing approach.

Before your home goes to market, pause and ask us first.

📍 Towns Conveyancing, Penrith
📩 Message us for a pre-sale contract review

Auction week is closer than you think. Here's what needs to happen before you raise that paddle. 👇Earlier in the week📋 G...
28/08/2026

Auction week is closer than you think. Here's what needs to happen before you raise that paddle. 👇

Earlier in the week
📋 Get the contract of sale reviewed — before auction day, not after. This is the most important thing you can do.

📋 Confirm what's included in the sale and that the settlement date works for your situation.

📋 Book your building and pest inspection. If it's a strata property, order the strata report too.

Mid-week
💰 Confirm your finance is fully in place — pre-approval is not the same as approval. Know your limit before you walk in.

📋 Have your deposit ready to go. At auction, there's no cooling-off period. If you're the winning bidder, you're committed on the spot.

Day before
✅ One final read of the contract with your conveyancer.
✅ Know your maximum number and stick to it.
✅ Have your deposit cheque or bank transfer arranged and ready.

Unlike a private sale, there's no cooling-off period at auction. What happens on the day is binding.
The buyers who walk in confidently are the ones who did the groundwork earlier in the week.
We're right here in Penrith and happy to talk you through it, no jargon, no stress.

📍 Towns Conveyancing, Penrith
📩 Send your questions via DM

Thinking about transferring a property to your kids, parents, or another family member? It's more common than you'd thin...
25/08/2026

Thinking about transferring a property to your kids, parents, or another family member? It's more common than you'd think and for all sorts of reasons.

But here's what most people don't realise until they're already in the process:

📋 Formal paperwork is still required, even between family members. There are no shortcuts, regardless of how well you know each other.

📋 Stamp duty still applies in most cases, NSW Revenue doesn't make exceptions for family transfers. There are limited exemptions, but they have strict eligibility rules.

📋 If there's a mortgage on the property, your lender needs to approve the transfer before anything can proceed.

📋 Both parties need to have their identity verified, even if you've known each other your whole lives. That's the law now, and it applies to every transaction.

The biggest mistake we see? People leaving it too late and discovering the complications when they're already under pressure.

Getting proper advice early makes the whole process smoother.

At Towns Conveyancing we'll walk you through exactly what's involved, what it costs, and what to expect.

📍 Towns Conveyancing, Penrith
📩 Drop us a message or give us a call

Thanks for the kind words Lisa 🙂
20/08/2026

Thanks for the kind words Lisa 🙂

What Are Special Conditions in a Property Contract and Why They Matter for Penrith BuyersNot every contract is the same,...
16/08/2026

What Are Special Conditions in a Property Contract and Why They Matter for Penrith Buyers

Not every contract is the same, and that's by design.

A special condition is a clause added to a contract by either the buyer or the seller that changes or adds to the standard terms. They're more common than most people realise, and they can have a significant impact on your purchase.

Some of the ones we see regularly:

📋 Extended or shortened settlement periods
📋 Conditions around what stays with the property and what doesn't
📋 Early access arrangements
📋 Conditions relating to development approvals or outstanding works

Here's what a lot of buyers don't know. In NSW, subject to finance and subject to building and pest clauses aren't part of our standard contracts. Those protections sit within the cooling-off period instead.

That cooling-off period is also your window to negotiate. If something in the contract needs to change, that's when it happens, before exchange is unconditional. Once contracts are exchanged unconditionally, what's in there is what you're committed to. No alterations, no exceptions.

At Towns Conveyancing, we review every special condition on every contract we touch. Some we recommend accepting. Some we push back on. Some are deal-breakers we catch before they become your problem.

That's exactly what a pre-purchase contract review is for.

Before you sign anything — pause and ask us first.

📍 Towns Conveyancing, Penrith
📩 Message us today for a contract review, questions always welcome.

Property transactions involve some of the largest sums of money most people will ever transfer in their lifetime. And as...
12/08/2026

Property transactions involve some of the largest sums of money most people will ever transfer in their lifetime. And as more of the buying and selling process moves online, scams are becoming harder to spot.

Fake emails. Altered bank details. Fraudulent payment requests that look completely legitimate.
It happens more than people realise and the consequences can be devastating.
That's one of the reasons having the right conveyancer in your corner matters.

At Towns Conveyancing, we help protect our clients by verifying identities, managing secure settlement processes, reviewing critical property documents, and flagging potential risks before they become costly problems.

Your deposit is too important to leave to chance.

One simple safeguard we always recommend, before transferring any funds, pick up the phone and confirm the payment details directly with your conveyancer. That one phone call can save you everything.
Buying or selling your home should be exciting, not stressful. We're here to make sure it stays that way.

📍 Towns Conveyancing, Penrith
📩 Message us today — questions always welcome.

In Penrith right now, the average house is spending just 20 days on market.That's not a lot of time to think it over.If ...
11/08/2026

In Penrith right now, the average house is spending just 20 days on market.

That's not a lot of time to think it over.

If you're seriously looking to buy in Western Sydney, here's what being genuinely ready actually looks like 👇

✅ Finance pre-approved — not just estimated, actually approved
✅ A conveyancer on standby who can review a contract quickly
✅ Deposit funds accessible and ready to go
✅ A clear understanding of what you're signing before you sign it

The buyers who miss out aren't always under-financed. Often, they just weren't organised enough to move when the right property came up.

Before you pause and ask yourself:

❓ Do I understand every condition in this contract?
❓ Have the inclusions been clearly listed?
❓ Does the settlement date work for my situation?

That's exactly what we check — before you commit to anything.

📍 Towns Conveyancing, Penrith.
📩 Message us and we'll be ready when you are.

There's a change to NSW property contracts that every seller needs to know about.From 1 June 2026, the 2026 Edition Cont...
07/08/2026

There's a change to NSW property contracts that every seller needs to know about.

From 1 June 2026, the 2026 Edition Contract for Sale became mandatory for all NSW property transactions.

That means previous versions are no longer compliant and using an outdated contract could expose you to serious risk, including delays, renegotiation, or in some cases, a buyer being able to rescind and recover their deposit.

The updated contract also brings stronger consumer protections — clearer cooling-off rights, updated electronic transaction provisions, and more accurate land tax adjustment requirements.

Before you pause and ask yourself these three things:

❓ Is your contract of sale using the 2026 edition?
❓ Are your land tax adjustments correctly calculated?
❓ Are your disclosure documents complete and attached?

Most issues we see? They were right there in the contract from the start.

We review every contract before it goes to market. That's how we protect our clients.

Questions welcome, as always. 📩 Link in bio.

While most of Sydney has seen property values ease over the past quarter, Penrith is telling a very different story.📊 Ac...
03/08/2026

While most of Sydney has seen property values ease over the past quarter, Penrith is telling a very different story.

📊 According to the latest data, Penrith recorded 11.7% annual growth in dwelling values, the highest of any region across Greater Sydney.

Houses are spending an average of just 20 days on market. Stock is tight.

What does this mean if you're buying or selling in Penrith right now?

For sellers — accurate pricing and a watertight contract are what protect your sale, especially when buyers are more informed and more selective than they were 12 months ago.

For buyers — properties are moving quickly. Being organised and ready to act makes all the difference.

Either way, having the right people in your corner from day one is what gets you to settlement without the stress.

📍 Towns Conveyancing, Penrith — local knowledge, every step of the way.
📩 Message us today for a free initial chat.

🏡 Big news for first home buyers that not everyone knows about yet.Since October 2025, the First Home Guarantee has remo...
30/07/2026

🏡 Big news for first home buyers that not everyone knows about yet.

Since October 2025, the First Home Guarantee has removed ALL income caps. That means more Penrith buyers now qualify to purchase with just a 5% deposit and pay zero Lenders Mortgage Insurance.

The government guarantees the remaining 15% of your loan, which can save thousands upfront.

✅ 5% deposit only

✅ No LMI

✅ No income test

One thing we always recommend at Towns Conveyancing if you're purchasing with a 5% deposit, make sure it's written into the Contract as a specific clause. Not all vendors are obligated to accept a 5% deposit, and without it in writing, it's not guaranteed. We insist on this for our clients so there are no surprises come exchange.

If you've been sitting on the fence thinking you don't qualify, it might be time to look again.

📞 Call the team at Towns Conveyancing today and we'll help you understand what this means for your purchase.

Address

1 Kennedy Drive
Sydney, NSW
2750

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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