WIP Property Management

22/10/2026

Over the coming months a lot of people will offer you an SMSF solution.

Here are five questions to ask any of them, including us.

One: are you licensed to give this advice?
Two: what do you earn if I say yes?
Three: what happens if the tenant leaves?
Four: what does this cost me to exit?
Five: what would you tell me to do if you earned nothing either way?

Good operators answer all five without flinching.

General information only, not personal financial advice. Speak with a licensed adviser about your own situation.

Download The $170k Question here: https://wiproperties.com.au/smsf-guide

From $170,000 in an SMSF there are still real options. Free 13-page guide on what the 2026 borrowing rules changed, what they didn't, and the four routes still open.

20/10/2026

Specialist Disability Accommodation keeps drawing investors because the demand is real and the tenancy is supported.

That does not make it a set-and-forget win.

Location, provider quality and build type decide whether it works.

It is an ethical option that can stack up, as long as you choose it on the fundamentals, not the yield headline.

Have questions? We're happy to help. Schedule a call with us today: https://wiproperties.com.au/consult

18/10/2026

Over the next six months, every buyer's agent in the country is going to tell you to buy commercial.

Read this first.

It is a real option, and for some people it is the right one.

But it carries risks a house does not, and most of the people about to recommend it earn a commission the day you say yes.

We work across residential, commercial and international, so we have no reason to push you toward any one of them.

Get the full picture before you commit.

General information only, not personal financial advice. Speak with a licensed adviser about your own situation.

Read the whole thing for yourself. Free guide: https://wiproperties.com.au/smsf-guide

16/10/2026

Your borrowing capacity is not one number you either have or you don't.

Lenders read your income, your existing debts, your living costs and a buffer rate on top.

Two people on the same salary can get very different answers depending on how the rest of their picture is structured.

Knowing how they see you is half the battle, and it is fixable before you ever apply.

Have questions? We're happy to help. Schedule a call with us today: https://wiproperties.com.au/consult

14/10/2026

Picture two buckets.

One is your super, which now has new limits on what it can borrow to buy.

The other is your own name, which plays by a completely different rulebook.

The 10 August change touched one bucket. A lot of people are acting like both are gone. They are not. What your super can do, and what you can do outside it, are two separate questions with two separate answers.

General information only, not personal financial advice. Speak with a licensed adviser about your own situation.

Free 13-page guide. No cost, no obligation: https://wiproperties.com.au/smsf-guide

12/10/2026

Commercial property is not residential with a better yield stapled on.

A vacant house re-lets in weeks.

A vacant industrial unit can sit empty for months, and your fund carries every cost in the meantime.

One business tenant failing is not the same as one household moving out.

Deposits are higher, lending is tighter, and the compliance test has to keep holding after you buy.

It can be the right answer.

It is rarely the right answer just because residential borrowing closed.

Want to talk it through before you do anything? Book a call: https://wiproperties.com.au/consult

10/10/2026

Can $170,000 buy a property outright?

Let's do that maths honestly.

It will not buy you a house in Brisbane, and anyone telling you it will is selling something.

What it can do is get some people started in a light commercial unit with a sensible buffer left over.

Whether that is right for you depends entirely on your number.

The guide runs the honest version.

General information only, not personal financial advice. Speak with a licensed adviser about your own situation.

The full 13-page guide is free. We'll email it to you: https://wiproperties.com.au/smsf-guide

08/10/2026

When both partners are in the same service, you are not running two small plans.

You are running one household strategy with two incomes, two supers and one shared goal.

Plenty of people in this situation plan as two individuals when the real advantage is planning as a pair.

The numbers look very different when you put them on the same page.

Have questions? We're happy to help. Schedule a call with us today: https://wiproperties.com.au/consult

06/10/2026

You can still borrow inside your SMSF. Just not for a house.

Small industrial units, workshops, consulting rooms and light commercial can still be bought with a loan, where they meet the business real property test.

Everyone heard the word ban.

What was actually passed was business real property only.

Those are very different sentences.

General information only, not personal financial advice. Speak with a licensed adviser about your own situation.

Read the whole thing for yourself. Free guide: https://wiproperties.com.au/smsf-guide

04/10/2026

Retiring overseas is not a daydream you sort out at 64.

The people who do it well start years ahead: the visa pathway, the currency, where their Australian assets sit.

Spring is a good time to map it, while you are thinking about the year ahead.

Plan early and you get to choose.

Leave it late and you take what you are given.

Not sure where you stand? Let's have a chat: https://wiproperties.com.au/consult