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Espino Law

We are a boutique law firm practising predominantly in the family law space.

01/09/2026

What Happens to Debts After Separation?

Property settlements are not just about dividing assets.

Debts are considered too.

This can include:
• Mortgages
• Credit cards
• Personal loans
• Business debts
• Tax debts
• Other financial liabilities

Even if a debt is only in one person’s name, it may still be relevant to the overall property settlement.

The Court may consider who incurred the debt, why it was incurred, who benefited from it, and whether it was reasonable in the circumstances.

💡 Understanding responsibility for debts early can help you avoid unfair financial outcomes and protect your position.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor.

30/08/2026

What Is a Binding Financial Agreement?

A Binding Financial Agreement, sometimes called a BFA, is a legal agreement that sets out how property, finances, and assets will be dealt with if a relationship ends.

It can be made:
• Before a relationship or marriage
• During a relationship
• After separation

A properly prepared BFA can help protect assets, reduce uncertainty, and give both parties clarity about their financial arrangements.

💡 However, these agreements must be carefully drafted and both parties must receive independent legal advice for the agreement to be binding.

If a BFA is not prepared correctly, it may be challenged later.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor about whether a Binding Financial Agreement may be right for you.

27/08/2026

Can I Move Interstate With My Child?

Relocating with a child after separation is not always straightforward.

Even if you believe the move is best for you or your child, it can raise serious parenting issues if the relocation affects the other parent’s time or involvement.

The Court may consider factors such as:
• The child’s relationship with each parent
• Schooling, support networks and stability
• The reason for the proposed move
• The impact on the other parent’s time with the child
• Whether alternative arrangements can support the child’s best interests

💡 Before making plans to move interstate, it’s important to get legal advice.

Acting without agreement or Court Orders can create unnecessary conflict and may affect your parenting matter.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor.

25/08/2026

Who Pays the Mortgage After Separation?

This is one of the most common financial questions after separation.

There is no one-size-fits-all answer.

Who pays the mortgage can depend on factors such as:
• Whose name is on the loan
• Who is living in the property
• Each person’s financial circumstances
• Whether children are living in the home
• The overall property settlement strategy

💡 Stopping payments or making changes without advice can create serious financial and legal issues.

Before making decisions about the mortgage, it’s important to understand your rights, obligations, and options.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor.

17/08/2026

Can My Ex Empty the Joint Account?

After separation, joint bank accounts can quickly become a source of stress and conflict.

One person emptying or withdrawing large amounts from a joint account can create significant financial issues, especially where the money is needed for:

• Mortgage or rent payments
• Household expenses
• Children’s costs
• Legal or living expenses

💡 Before taking money from a joint account, or responding if your ex has already done so, it’s important to get legal advice.

Reacting emotionally or without advice can sometimes make the situation more complicated.

Early advice can help you understand your rights, protect your financial position, and decide the best next step.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor.

10/08/2026

You Don’t Need to Have Everything Figured Out Before Seeing a Lawyer

Many people delay getting legal advice because they feel overwhelmed, emotional, or unprepared.

They worry they need to have all the documents ready, know exactly what they want, or understand the legal process before booking an appointment.

You don’t.

That’s what we help with.

Your first appointment is a conversation designed to help you understand:
• Where you stand
• What your options are
• What steps may need to happen next
• How to move forward with clarity

💡 You don’t need all the answers before speaking to a lawyer. You just need the right support.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor.

04/08/2026

What Happens If Someone Breaches Parenting Orders?

Parenting Orders are legally binding, which means both parents are expected to follow them.

If someone breaches Parenting Orders, there can be serious consequences, but context and circumstances always matter.

The Court may consider:

• What the Orders required
• What actually happened
• Whether there was a reasonable excuse
• Whether the breach affected the child
• Whether the behaviour is ongoing or repeated

💡 If Parenting Orders are not being followed, it is important to get advice before reacting or withholding time in response.

The right strategy can help protect your position and keep the focus on your child’s best interests.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor.

29/07/2026

Why Proper Advice Matters Before Agreeing to Anything

After separation, it’s common to want things resolved quickly especially if conflict is high.

But agreeing too early, or without understanding your legal position, can create long-term problems.

Rushed decisions may affect:
• Property settlement
• Parenting arrangements
• Financial obligations
• Your ability to change things later

💡 Reducing conflict is important, but so is making sure any agreement is fair, practical, and protects you moving forward.

Before signing, agreeing, or making major decisions, get advice tailored to your situation.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor.

24/07/2026

Can We Have Different Parenting Arrangements During School Holidays?

Yes, parenting arrangements during school holidays can be different from school term arrangements.

This is common for separated families, especially when parents need to plan around:

• Christmas and Easter holidays
• Travel
• Family traditions
• Work schedules
• Changeover times
• Special occasions

Clear holiday arrangements can help reduce confusion, prevent last-minute conflict, and keep the focus on what works best for the children.

💡 Parenting Orders or written agreements can set out how school holidays are shared, including dates, times, travel arrangements and communication.

Planning early often makes holiday periods calmer for everyone involved.

📞 Call Espino Law on 1300 377 466 to speak with our Family Law team.

22/07/2026

Do I Need to Respond to Every Message?

After separation, communication can quickly become emotional, stressful, or overwhelming.

But not every message needs an immediate response especially if it is aggressive, repeated, or written to provoke a reaction.

Before replying, consider:
• Is a response actually required?
• Could this message be used later?
• Am I responding calmly or emotionally?
• Would it be better to get advice first?

💡 Strategic communication matters. What you write can affect parenting matters, property negotiations, and your overall legal position.

Sometimes the best response is a careful one, not a fast one.

📞 Call Espino Law on 1300 377 466 to speak with a family law solicitor about protecting your position.

Address

Suite 3. 14, 3 Fordham Way
Oran Park, NSW
2570

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+611300377466

Website

http://www.espinolaw.com.au/

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