08/09/2026
A lender's maximum and the amount you feel comfortable committing to can be two different numbers.
Your working budget may need room for purchase costs, rates, insurance, maintenance, body corporate fees where relevant, future interest-rate changes and the rest of life outside property. Agreeing on that range before inspections can make decisions calmer and more consistent.
Borrowing capacity and personal affordability should be assessed with an appropriately licensed finance professional. A buyer's agent can then use your confirmed brief to focus the search and help prevent the property from stretching the strategy.
Planning a Sunshine Coast purchase? Worth Buyers Agents can help turn a clear brief into a disciplined property search.
Learn more or get in touch at https://worthpropertyinvesting.com.au