Settlement Talk

Settlement Talk Settlement Talk is a boutique settlement agency located in Fremantle which is owned & operated by Sue Trigg
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Buying a new home or selling a property is an exciting moment as you look towards the future. The most important aspect before either can occur is the conveyancing process. This involves finalising the settlement and transfers the property from one individual to another. Settlement Talk is an experienced property settlement agency in Perth providing professional services. Property settlements can

be a rather complicated process from preparing documents to submitting the paperwork. Working with a professional can easily avoid any hassles instead of doing it yourself. Whether you are buying or selling property, we provide professional services to high standards. Sue Trigg is our Licensed Conveyancer with over 25 years of experience in the industry. With our services, we handle every aspect of the property transaction for a smooth settlement. Our commitment is providing outstanding and personalised services with professionalism and integrity. Call us today to discuss your settlement requirements with our expert team.

23/06/2026

With the new AML/CTF reforms now just around the corner, Charlotte was honoured to represent Settlement Talk in this video as we continue our commitment to educating buyers and sellers about what these changes mean in practice 🏡

One of the questions we're anticipating hearing most often is: "Why do I have to provide this information again if I've already done it with my real estate agent?"

It's a fair question.

From 1 July 2026, settlement agents and real estate agents will both have their own obligations under Australia's anti-money laundering legislation. That means there may be some duplication in the information you're asked to provide throughout your property transaction.

Will that be frustrating at times? Probably.

But these are legislative requirements that all of us must comply with, and our focus has been on making the process as smooth and straightforward as possible for our clients.

You may hear the term "AUSTRAC" mentioned in discussions about these reforms. AUSTRAC is Australia's financial intelligence agency and is responsible for helping detect and prevent money laundering, terrorism financing and other serious financial crimes.

What does this mean for you?

For most buyers and sellers, not a lot will change day-to-day. We'll simply be collecting information earlier in the transaction, including completing your ID check at the start of the matter. Depending on the circumstances, we may also need to ask a few questions about the source of your funds or wealth.

As always, we'll explain what we need, why we need it, and guide you through the process every step of the way.

If you have questions about the upcoming AML changes, we'd love to hear them below 👇

🎥 A big thank you to Conveyancing Concierge Australia for putting this video together!

🎉 The latest market stats are in, and here’s how our local suburbs are travelling… Swipe through to see all the cold, ha...
21/06/2026

🎉 The latest market stats are in, and here’s how our local suburbs are travelling… Swipe through to see all the cold, hard data!

But no matter which of these suburbs you’re looking to buy in, though, you need to move quickly! Especially if you're looking to buy in O'Connor⚡

Homes here have risen by 64.2% this year and are being snapped up in only NINE DAYS! ⏰

So what are you waiting for? If you’re ready to make a move in Fremantle's booming property market, contact us today to get started!

Last weekend, Hannah and Sam had the pleasure of attending Fremantle City Football Club's Sicilian Cup event ⚽What a fan...
18/06/2026

Last weekend, Hannah and Sam had the pleasure of attending Fremantle City Football Club's Sicilian Cup event ⚽

What a fantastic day it was! A huge congratulations to Fremantle City FC on delivering such a successful event, and to all of the teams who took part and achieved some fantastic results throughout the tournament 👏

As proud sponsors of the club, it's always a privilege to see firsthand the passion, hard work and sense of community that makes Fremantle City FC so special.

Congratulations Keith Higgs Motorsport  on a fantastic season and a well-deserved recognition at the SSWA Trophy Night 👏...
18/06/2026

Congratulations Keith Higgs Motorsport on a fantastic season and a well-deserved recognition at the SSWA Trophy Night 👏🏁

One of the things we admire most about Keith isn't just what he achieves on the track, but the way he approaches the highs and lows that inevitably come, making him such a great ambassador for the sport.

We're incredibly proud to support Keith and his team and can't wait to see what the future holds.

Congratulations, Keith 🙌🏆

Congratulations! 🥂 You've found a home, your offer's been accepted, and now it's time to pay your deposit.But before you...
16/06/2026

Congratulations! 🥂 You've found a home, your offer's been accepted, and now it's time to pay your deposit.

But before you hit that 'Pay Now' button, you need to promise us you'll do three things...

1️⃣ Pay it before the due date. Read your contract to understand when it's due, and pay it early enough that it arrives in the real estate agent's trust account by that date.

2️⃣ Call to confirm the account details. Don't rely on an email or SMS from the agent advising you where to pay the deposit. Call them on a known number and verify the BSB and account number immediately before paying.

3️⃣ Don't pay it anywhere other than the real estate agent's trust account (or the conveyancer's if it's a private sale). Especially not directly to the seller's bank account.

So, do these three things and keep your hard-earned deposit safe! And don't forget to save this post to come back to later 💾

Buying a home is exciting… but wow, the to-do list can suddenly get very real 😅🏡One minute you’re celebrating your accep...
14/06/2026

Buying a home is exciting… but wow, the to-do list can suddenly get very real 😅🏡

One minute you’re celebrating your accepted offer, and the next you’re hearing things like finance approval, VOI, building inspections and mortgage documents being thrown around.

Don’t stress! We’ve pulled together a simple checklist of some of the key steps along the way to help keep you on track 🙌

The good news? You don’t need to remember every little thing yourself. We’ll help guide you through the process and keep things moving from contract right through to key collection 🔑🥂

Have a scroll through and tell us in the comments: which step surprised you the most, or which one would you like us to explain further? 👇

Fremantle isn’t just where we work.  It’s home 🩷🏡We’ve been part of this community for a very long time, and there’s som...
11/06/2026

Fremantle isn’t just where we work. It’s home 🩷🏡

We’ve been part of this community for a very long time, and there’s something really special about helping people through one of life’s biggest milestones in a place we know and love so well.

We love seeing familiar faces around town, supporting local clubs and businesses, and being part of the moments that make this community what it is.

And while settlements are what we do, relationships are what matter most to us.

We’re not just here for a transaction. You're not just a file number. We’re here for your entire property journey. From first homes to family homes, upsizing, downsizing, investments and everything in between 🙌

Thank you for continuing to trust and support a local team that’s proud to be part of the Fremantle community 🫶

A quick AML/CTF update for all of our clients and real estate partners 👀We're now less than a month away (😮) from some i...
09/06/2026

A quick AML/CTF update for all of our clients and real estate partners 👀

We're now less than a month away (😮) from some important changes to the way property transactions will be handled. In practice, this means you'll notice a few things happening much earlier in the process, including...

➡️ ID checks completed right at the beginning of your transaction
➡️ Depending on the circumstances, we may also need to ask questions around the source of your funds or wealth

Now, before anyone panics 😅, this won't be complicated for most people. It simply means gathering information earlier so we can meet our obligations and keep your transaction moving smoothly.

Behind the scenes, we've been doing a lot of work to make this as seamless and secure as possible for our clients, including training our team and putting the right systems in place.

For our real estate partners, we'd love to chat about how you're finding the lead-up to these changes. Given that AUSTRAC has not shared any information about these changes with the general public, no doubt we'll all be on the receiving end of plenty of questions from our buyers and sellers!

As always, we'll guide you through every step and continue sharing updates as things roll out 🏡

As much as we'd love to, we simply can't guarantee your settlement will be hiccup-free. Sometimes, even with the best-la...
07/06/2026

As much as we'd love to, we simply can't guarantee your settlement will be hiccup-free.

Sometimes, even with the best-laid plans (and the most attentive team 👋), challenges can pop up along the way.

And this, unfortunately, was the case for Daniel. Despite this, he was so thrilled with Kelly & the team's service, he still left us this beautiful feedback, in appreciation of how we were able to support him 🫶

If you're looking for a professional conveyancer who goes the extra mile and makes what can be a stressful experience a little bit less so, you've found us!

Let's talk about getting your property settled 👉 settlementtalk.com.au 🏡

Tiny delays can sometimes come with surprisingly big price tags... 🫣Settlement delays, however hard you try to avoid the...
04/06/2026

Tiny delays can sometimes come with surprisingly big price tags... 🫣

Settlement delays, however hard you try to avoid them, are sometimes out of your control. Things like...
📄 Mortgage documents or discharge paperwork not signed in time
📄 ID checks still outstanding
📄 Missing paperwork

And depending on the circumstances? Delays can sometimes lead to penalty interest being payable 😬

The good news is that many of the common causes can be avoided with a little preparation. Sign documents promptly, complete requests as soon as possible, and if you're heading away over public holidays or school holidays, make sure everything important is sorted first 🙌

And if things do look like they're heading into penalty interest territory, here's how that gets calculated...
➡️ [Purchase Price] less [Deposit] multiplied by 9% divided by 365 [days of the year]

For a property sold for $1,000,000, with a $20,000 deposit, you're looking at penalties of $241.64 per day, including public holidays and weekends 💸💸

Buying and selling can already be stressful enough without unnecessary hiccups. Our job is to keep things moving and help you avoid surprises along the way 🏡

Have you ever experienced settlement delays? What happened? Share your stories in the comments below 👇

Address

72 Cantonment Street Fremantle/BY APPOINTMENT ONLY
Fremantle, WA
6160

Opening Hours

Monday 9:30am - 4:30pm
Tuesday 9:30am - 4:30pm
Wednesday 9:30am - 4:30pm
Thursday 9:30am - 4:30pm
Friday 9:30am - 4pm

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