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Monday 9:30am - 4:30pm Tuesday 9:30am - 4:30pm Wednesday 9:30am - 4:30pm Thursday 9:30am - 4:30pm Friday 9:30am - 4pm

Settlement Talk

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Australia
Fremantle, WA
Settlement Talk

Settlement Talk is a boutique settlement agency located in Fremantle which is owned & operated by Sue Trigg
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Buying a new home or selling a property is an exciting moment as you look towards the future. The most important aspect before either can occur is the conveyancing process. This involves finalising the settlement and transfers the property from one individual to another. Settlement Talk is an experienced property settlement agency in Perth providing professional services. Property settlements can

be a rather complicated process from preparing documents to submitting the paperwork. Working with a professional can easily avoid any hassles instead of doing it yourself. Whether you are buying or selling property, we provide professional services to high standards. Sue Trigg is our Licensed Conveyancer with over 25 years of experience in the industry. With our services, we handle every aspect of the property transaction for a smooth settlement. Our commitment is providing outstanding and personalised services with professionalism and integrity. Call us today to discuss your settlement requirements with our expert team.

28/08/2026

Happy Birthday to the one and only Sue! 🎉

We know she won't love us making a fuss (and she'll probably tell us off for this post later 🤭), but some people are simply too special not to celebrate.

Sue has an incredible way of making everyone around her feel supported, valued and cared for. Whether you're a client, a colleague, a referral partner or a friend, if you've been lucky enough to be in her orbit, you'll know exactly what we mean.

Sue, we hope today is filled with all the love, laughter and celebration that you so freely give to everyone else. You deserve every bit of it 🩷🥂🎂

26/08/2026

Happy Birthday to the wonderful Kelly! 🥳🎉

We hope you have the most amazing day because you *absolutely* deserve it (and more)!

Thank you for everything you do for our clients and our team. Your kindness, dedication and genuine care make such a difference, and we're so lucky to have you as part of the Settlement Talk family.

Happy Birthday, Kelly! 🩷

24/08/2026

Scammers rely on creating a sense of urgency 🚨

"Settlement is today."
"Your bank details have changed."
"Please action this immediately."

When you're buying or selling a home, those messages can feel convincing because everything is time-sensitive.

That's why one of the best ways to protect yourself is surprisingly simple:
⏸️ Pause before you act.

If you receive an email asking you to transfer funds, update bank details or click a link, don't rush. Instead...
✔️ Call your settlement agent using a trusted phone number (not the number in the email)
✔️ Verify any changes verbally before making a payment
✔️ If something doesn't feel right, trust your instincts and re-confirm

A quick phone call could save you from a very costly mistake.

Know someone who's buying or selling a home? Share this with them - it could help protect them from becoming the next target 🩷

23/08/2026

From the moment your offer is accepted, there's a lot happening to get you from "Sold" to "Settled" 🏡

While every transaction is different, here's what a typical 28- to 56-day settlement period often looks like...

📅 Offer accepted. Your conveyancer will get to work - for our clients, this starts with our Conveyancing Concierge onboarding, followed by your AML/identity checks, before we send our preliminary settlement documents to you. It's important to action all of these items are they're received to ensure a smooth onboarding process 🙌

📅 Finance. Your broker & lender work towards formal approval and prepare your loan documents.

📅 Inspections. Building, timber pest and any other inspections are completed (if required under your contract).

📅 Paperwork. Settlement = lots of paperwork. You'll have documents to sign with both your bank and your conveyancer while we coordinate with the seller's representatives, your lender, Landgate and PEXA to prepare for settlement.

📅 Settlement day. Woohoo 🥂 Funds are exchanged, ownership is transferred, and your transaction is officially complete.

📅 Key handover. The moment you've been waiting for... It's time to collect the keys and start making your new house a home.

Every property transaction is a little different, but one thing stays the same: there's a lot happening behind the scenes to make settlement day as smooth as possible.

Which stage of the home buying journey surprised you the most? We'd love to hear about your experience in the comments below 👇

20/08/2026

House hunting is a whole lot more enjoyable when you know what you can actually afford 🏡

That's where finance pre-approval comes in.

While it isn't a guarantee that your loan will ultimately be approved, pre-approval gives you a much clearer understanding of...
✔️ Your likely borrowing capacity
✔️ What your repayments could look like
✔️ A realistic budget when searching for your next home

It can also put you in a stronger position when you're ready to make an offer, because you'll already have much of the groundwork with your lender completed.

Just remember... pre-approval isn't the final step. Your lender will still need to complete their full assessment, including reviewing the property you're buying and confirming nothing has changed in your financial circumstances.

If you're planning to start house hunting soon, speaking with a mortgage broker or lender before you fall in love with a property can save you time, disappointment and unnecessary stress later.

Have questions about buying your first home or the settlement process? Pop them in the comments or send us a DM! And if you need an intro to a broker, we work with some amazing ones, and we'd be happy to connect you 🙌

18/08/2026

You’ve got your building report back, and suddenly you’re staring at the words: “High moisture reading detected behind shower” 😳

This exact scenario comes up all the time. In many cases, elevated moisture readings around showers are caused by deteriorated grout or sealant.

And in those cases, here’s the part that often surprises buyers 👇

Under the standard structural inspection conditions used in WA contracts, this is generally not considered a major structural defect, which means it typically doesn't trigger an obligation for the seller to repair it.

That doesn’t mean you ignore it completely. It may still be something worth investigating further or budgeting for down the track, but it’s a great example of why it's so important to understand the difference between:

🏠 Something mentioned in a building report
vs
🏠 Something that gives rights under your contract

Building reports can be full of unfamiliar terms and comments that sound alarming at first glance. Understanding what's covered and what's not is the first step, and we're here to help you with that!

If you've got questions about what your report actually means in the context of your contract, we're always happy to help explain it in plain English 🏘️

16/08/2026

Freo Market Update incoming 📈🏘️

Wondering what's happening in the 6160 area? Stay ahead of the property game with all the latest local real estate trends and insights 💪

Do you have a burning question about the market? Drop it in the comments below 👇 Let's talk!

13/08/2026

The moving truck has left, the boxes are (mostly) unpacked, and you're finally settling into your new home 🏡

But before you get too comfortable, here are three things many buyers forget after moving in...

📬 Set up a mail redirection.
Even if you're certain you've updated your address everywhere, it's a small investment for the peace of mind that you won't miss an important letter while you're settling in.

🔑 Change the locks.
You never really know how many copies of the keys are out there - especially if the property was previously a rental. Replacing the locks is a simple way to start fresh and gives you one less thing to worry about.

👋 Introduce yourself to the neighbours.
Whether it's borrowing a cup of sugar or collecting your mail while you're away, good neighbours can make a house feel like home.

They're all quick jobs, but they can make a big difference as you settle into your new chapter.

What would you add to the list? Share your best post-move tip in the comments below! 👇

11/08/2026

You might have noticed that conveyancers are asking for a little more information these days... including, in some cases, your bank statements 💰

🤔 So, why?

Under Australia's new Anti-Money Laundering & Counter-Terrorism Financing (AML/CTF) laws, conveyancers are now required to understand the source of funds being used in some property transactions.

In simple terms, that means we may need to verify where the money for your purchase has come from.

Depending on your circumstances, that could be...
🏡 Savings you've built up over time.
🏡 The proceeds from the sale of another property.
🏡 A gift from a family member.
🏡 An investment or other legitimate source.

Sometimes, a bank statement or other supporting documents help us verify this information and meet our legal obligations. If we're asking for these documents, it's simply part of the customer due diligence that we're now required to undertake.

We know these requests may feel unfamiliar at first, but they're designed to help protect Australia's property market from money laundering and other financial crime while keeping property transactions safe and secure for everyone 🔐

Have questions about AML or the documents we might ask for? Drop them in the comments or send us a DM - we're always happy to help 💬

09/08/2026

Buying a home is one of life's biggest milestones, but it's rarely a journey you take alone 🏡

Long before you collect the keys, until well after, there are so many people helping our buyers get there.

👣 Parents who lend a helping hand with a deposit or advice.
👣 Friends who give up their weekend to help you move.
👣 Your finance broker and banks sorting the finances.
👣 Real estate agents negotiating the deal.
👣 Removalists carrying countless boxes.
👣 Neighbours welcoming you to the street.
👣 And, of course, your conveyancer working behind the scenes to bring it all together.

Every person plays a small part in turning a dream into an address, and it's a role we're honoured to play. Each & every time 🫶

We're incredibly grateful to be part of so many homeownership journeys. While we might only be there for one chapter, we know the story is only just beginning.

From family and friends to the professionals who helped along the way... tag your village below. We'd love to celebrate them too 🥂

Address

72 Cantonment Street Fremantle/BY APPOINTMENT ONLY
Fremantle, WA
6160

Opening Hours

Monday	9:30am - 4:30pm
Tuesday	9:30am - 4:30pm
Wednesday	9:30am - 4:30pm
Thursday	9:30am - 4:30pm
Friday	9:30am - 4pm

Website

http://settlementtalk.com.au/

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