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Fioro Legal

Fioro Legal is a boutique law firm based in Beecroft and Springwood. We are service oriented and client focused.

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21/10/2026

Estate planning does not have to mean starting from scratch every time life shifts slightly.

Where the change is genuinely minor, a codicil amends your existing will without replacing it. Your will continues to operate in every other respect, and the two documents are read together.

Two things worth knowing. First, a codicil must be signed and witnessed in the same way as a will. If it is not correctly executed it may simply be invalid, which is a poor outcome for a document intended to add certainty.

Second, there is no legal limit on how many codicils you can make, but there is a practical one. Several codicils layered over an old will make an estate plan harder to read and easier to dispute. Where changes have accumulated over the years, a fresh will is usually the clearer and safer option.

If your circumstances have changed — a marriage, a divorce, a new grandchild, an executor who is no longer the right choice — have your documents reviewed.

0481 848 450 | [email protected]

This is general information only and not legal advice.

19/10/2026

Where a lease contains an option to renew, the landlord is generally under no obligation to remind you it is approaching, or to warn you that the deadline is about to pass.

The responsibility to act within the window rests entirely with the tenant. For a business owner running everything else, that is a very easy thing to lose track of — particularly on a five-year lease signed at a point when the end of the term felt a long way off.

There is a second trap sitting behind the first. Where the renewal rent is to be set at market rate, you may be asked to commit to a further term before you know what the rent will be.

Retail tenants can generally request an early determination of market rent under the Retail Leases Act 1994 (NSW), within set timeframes, so the figure is known before you decide. Commercial tenants should approach the landlord well ahead of the window to see whether an early indication can be agreed.

Diarise the date. Then get advice several months before it.

0481 848 450 | [email protected]

This is general information only and not legal advice.

14/10/2026

Not every family needs a testamentary trust will. But the list of families who would benefit is far longer than the list who have one.

If any of the above applies to you, it is worth a conversation about whether your current estate plan is actually doing everything it could be.

The last point is the one that catches people. Wills drawn up fifteen or twenty years ago were prepared for a different set of circumstances, different asset values and, often, children who were still at school. A document that made complete sense in 2008 may now leave a very substantial inheritance passing directly into the personal names of adults with their own marriages, mortgages and businesses.

There is also a timing point that matters. A will can only be changed while you are alive. The risk in waiting is not that the structure is wrong today — it is that the opportunity to fix it quietly disappears.

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This is general information only and not legal advice.

12/10/2026

If you have been served with a statement of claim, doing nothing is the one response with no upside.

There are strict time limits to file a defence. Miss them and the other party can have judgment entered against you by default. That judgment requires your payment — even in circumstances where the claim itself was unfounded.

It is an understandable reaction. Court documents are unpleasant, and the instinct to put them in a drawer until you can face them is human. But the window is short and it does not reopen.

What we do at that point is assess the allegations, advise you honestly on the strength of the case and your options, and prepare a defence within the required timeframe. Often the sensible course is not to defend at all costs but to negotiate, or to make an early offer that caps your exposure to legal costs.

Whatever the right answer turns out to be, you need it quickly.

If you have been served, call us.

0481 848 450 | [email protected]

This is general information only and not legal advice.

07/10/2026

Buy a residential property in NSW by private treaty and you are generally entitled to a statutory cooling-off period of five business days after exchange. It is a genuine protection, and it is not free.

Withdraw within that window and you forfeit 0.25 per cent of the purchase price. On a $2.5 million purchase that is $6,250 — a real cost for a decision you would rather have made before signing.

There is also no cooling-off period at auction. When the hammer falls you are generally bound immediately. The same applies where you have signed a section 66W certificate waiving the right.

Which is the point. Cooling off is a safety net, not a strategy. The time to understand a contract is before you sign it or bid on it, when amendments can still be negotiated and the cost of walking away is nothing.

We review contracts for buyers before they commit, including strata reports and pest and building reports.

0481 848 450 | [email protected]

This is general information only and not legal advice.

05/10/2026

Binding Financial Agreements come up most often in blended families, and for good reason.

Where both parties have children from earlier relationships, there is usually a quiet question sitting under the surface: what happens to what I brought in, and does it still reach my own children?

A BFA lets you answer that directly. It can provide that each party retains the assets they brought into the relationship, that inheritances remain with the person who inherits them, that a business stays with its original owner, or that property is divided differently depending on how long the relationship lasts.

Our strong preference is that clients consider this early in a new relationship, while everyone is calm and reasonable. By the time the Family Court is involved, conversations are strained and expensive. The same discussion held early, in a solicitor's office over an afternoon, tends to produce a far better result for everyone.

Each party must have independent legal advice for the agreement to be effective.

0481 848 450 | [email protected]

This is general information only and not legal advice.

01/10/2026

Our full article on testamentary trust wills is now on the website, and it answers the questions we are asked most often in estate planning conferences.

It covers why most property-owning families in this part of Sydney have a larger estate than they assume, the three scenarios where a standard will produces outcomes families never intended, and how a testamentary trust actually works in practice — including how little it changes day to day.

There is a detailed FAQ section as well: what happens to the family home, whether to set up one combined trust or separate trusts for each child, what it costs to maintain each year, and whether minor grandchildren can be beneficiaries.

We have also addressed the tax streaming benefits honestly, including the fact that they are under review following the 2026 budget proposals. In our view the asset protection remains the primary reason to establish one.

Read it here: https://fiorolegal.com.au/testamentary-trust/

This is general information only and not legal advice.

29/09/2026

This is the scenario we are asked about more than any other, and it is the one that tends to change the conversation.

If your child holds an inheritance in their own name and their marriage ends, a significant portion — often as much as half — can be drawn into the property settlement. On an estate of two or three million dollars split between two children, that can mean hundreds of thousands of dollars leaving the family.

Roughly 30 to 40 per cent of marriages end in divorce. That is not a remote possibility to be filed under things that happen to other people. It is a realistic planning assumption.

Assets held in a testamentary trust are structured as discretionary, meaning no beneficiary has an automatic entitlement to a fixed share. Because no one — including a separating spouse — can point to a specific percentage as belonging to one person, those assets are considerably harder to draw into a settlement.

You have worked too hard building what you have for a substantial part of it to leave with an in-law.

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This is general information only and not legal advice.

24/09/2026

Both can carry out the legal transfer involved in buying or selling property. That much is true, and it is why the two are so often treated as interchangeable.

The difference is scope. In NSW, a conveyancer's work is confined to conveyancing — preparing and reviewing contracts, conducting searches, preparing transfer documents and attending settlement.

A lawyer does all of that, and is also qualified to advise on complex contract terms, stamp duty implications, unusual easements, unapproved building works found during due diligence, leases and licences over the property, ownership structures, and any dispute that arises before or after settlement.

That matters most at the moments you cannot predict. When something unexpected surfaces mid-transaction, a lawyer can act on it immediately. A conveyancer may need to refer you elsewhere, at exactly the point where delay is expensive.

The question is not whether the transaction can be completed. It is what happens if it does not go to plan.

0481 848 450 | [email protected]

This is general information only and not legal advice.

22/09/2026

We will love ❤️ these giant NYC cookies from one of our delightful friends - will our waistlines love us though 🤔😆 who cares, they are indeed delicious!

Address

Suite 2, Level 1/11 Wongala Crescent
Beecroft, NSW
2119

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://fiorolegal.com.au/

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