04/09/2025
📢 Know Your Rights. Don’t Be Bullied Into Paying the Wrong People.
The National Credit Regulator (NCR) and the Council for Debt Collectors (CDC) exist to protect South Africans from unfair debt collection and shady debt cession practices.
💡 Did You Know?
If your debt has been sold or handed over to a third-party collector, they must provide legal proof of cession — no paperwork, no payment.
📃 Debt cession means your original lender handed your debt to someone else — but you still have the right to verify every detail, including whether the collector is registered with the CDC.
⚖ If you're being harassed by collectors or unsure who truly owns your debt, these regulators can help with:
✅ Verifying legal debt transfers
✅ Disputing unlawful collection tactics
✅ Ensuring the collector is accredited and your rights are protected
🔍 Don’t pay under pressure. Don’t sign out of fear.
Check your debt. Demand clarity. Know your rights.
👉 Your signature should never cost you your dignity. Contact us today! Providing Justice even in the details. This is excellence In action.
