KLB Benefits Law Group

KLB Benefits Law Group KLB Benefits Law Group is a boutique law firm specializing in employee benefits law.

Employers with 20 or more employees usually must follow COBRA rules for group health plans. Doll Lank and Kathleen Salas...
08/07/2026

Employers with 20 or more employees usually must follow COBRA rules for group health plans. Doll Lank and Kathleen Salas Bass help explain where compliance duties begin.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

08/07/2026

How Long Does COBRA Coverage Last?

COBRA continuation coverage is temporary and typically lasts up to 18 months for events like termination or reduced hours. Certain qualifying events may extend coverage up to 36 months for spouses and dependents. In some cases, disability determinations or secondary qualifying events can further extend the coverage period.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

COBRA can feel costly because the person often pays the full premium plus a small admin fee. Kathleen Salas Bass explain...
08/07/2026

COBRA can feel costly because the person often pays the full premium plus a small admin fee. Kathleen Salas Bass explains why the employer subsidy usually ends.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

08/06/2026

How Much Does COBRA Coverage Cost?

COBRA requires qualified beneficiaries to pay the full premium cost, including both the employee and employer portions of coverage. An additional administrative fee of up to 2 percent may also apply. Payments are typically made on an after tax basis through monthly billing or electronic transfer.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

08/03/2026

How Much Does COBRA Continuation Coverage Cost?

COBRA continuation coverage requires qualified beneficiaries to pay the full cost of the health insurance premium, including both the employee and employer portions that were previously subsidized. In addition, plans may include an administrative fee of up to 2 percent. These payments are typically made on an after tax basis through monthly checks or electronic transfers.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

08/03/2026

Which Health Plans Must Comply With COBRA Rules?

COBRA generally applies to group health plans maintained by employers with 20 or more employees. This includes common benefits such as medical, dental, and vision coverage, along with additional offerings like flexible spending accounts, employee assistance programs, telehealth services, and other health related benefits. Certain exceptions apply for governmental and church based plans, which are not subject to the same requirements.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

08/02/2026

Who Is Eligible for COBRA Coverage?

Eligible individuals include employees, spouses, and dependents who were covered under the group health plan the day before a qualifying event. These individuals are known as qualified beneficiaries and each has an independent right to elect COBRA coverage, even if others in the family choose not to.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

08/02/2026

What Events Trigger COBRA Coverage Rights?

COBRA coverage begins only after specific qualifying events that result in a loss of group health coverage. These events include termination of employment, reduction in work hours, divorce or legal separation, death of the employee, loss of dependent status, or the employee becoming eligible for Medicare. In all cases, the key requirement is that the event must actually cause a loss of coverage, since no COBRA rights arise if coverage remains unchanged.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

The first rule of an IRS audit? Don’t talk too much. Kathleen Salas Bass warns that oversharing can turn a small issue i...
08/01/2026

The first rule of an IRS audit? Don’t talk too much. Kathleen Salas Bass warns that oversharing can turn a small issue into a big one.

Click the bio link to listen to the full episode.
https://bio.link/dolllank

Secure 2.0 introduced several new retirement plan opportunities. Doll Lank discusses how employers are evaluating which ...
08/01/2026

Secure 2.0 introduced several new retirement plan opportunities. Doll Lank discusses how employers are evaluating which options make sense.

Click the bio link to watch the full episode.
https://bio.link/dolllank

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