Lauber Law Group

14/12/2024

Happy Holidays from Lauber Law Group!

21/12/2023

Happy holidays from Lauber Law Group!

At Lauber Law Group, our practice is committed to helping people navigate the maze of the legal world

17/02/2022

Debt negotiation is not available to everyone.

Most lenders will not negotiate with you if you are currently in bankruptcy or have declared bankruptcy in your past. If your debt is more than three years old, it may be possible to negotiate with certain creditors.

One of your biggest concerns should be if negotiating will have an impact on your credit score. If you go through with negotiation, your credit score will likely take a hit. However, keep in mind that there are ways you can minimize how much damage is done. An experienced debt negotiation company will be able to help you make sure your score isn’t irreparably harmed by engaging in debt negotiations—not only during the process but afterward as well.

Going at it alone means doing all of the legwork on your own, but working with a reputable company ensures that you have someone backing you up throughout each step of the process.

Learn more about our debt settlement and negotiation services here:
https://lauberdancey.com/debt-settlement/.

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The Law Office of Lauber Dancey PLLC
Contact Us for a Free Consultation
📞(425) 312-7956
🌐www.lauberdancey.com
📧[email protected]
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16/02/2022

You deserve a fresh start. Contact the team at Lauber Dancey for a free consultation today.

____________________________________
The Law Office of Lauber Dancey PLLC
Contact Us for a Free Consultation
📞(425) 312-7956
🌐www.lauberdancey.com
📧[email protected]
____________________________________

15/02/2022

We're here to help you through these tough times. We'll give you the tools and resources needed for a fresh start. Contact us today.

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Contact Us for a Free Consultation
The Law Office of Lauber Dancey PLLC
📞(425) 312-7956
🌐www.lauberdancey.com
📧[email protected]
____________________________________

14/02/2022

It's always best to start educating yourself early when it comes to bankruptcy protection. Take these steps, so you're ready when it comes time to file. Here are the steps you need to take before filing bankruptcy.

-Figure out what your debt-to-income ratio is.
-Next, get rid of extra expenses (such as cable) to make more money each month.
-Think about whether you can continue making payments or if you must file for bankruptcy protection right away.

Filing for bankruptcy can be an overwhelming experience, especially if you've never done it before. The best way to prepare for filing bankruptcy is to educate yourself on what you should expect along the way.

The team at Lauber Dancey wants you to feel empowered and informed on how to deal with your debt-relation situation.
We're here for you if you need us.

____________________________________
The Law Office of Lauber Dancey PLLC
Contact Us for a Free Consultation
📞(425) 312-7956
🌐www.lauberdancey.com
📧[email protected]
____________________________________

12/02/2022

Yes--we can discuss your personal strategy at Lauber Dancey, so you receive the outcome you want. If the debt is shared, maybe both should file. There is no difference in attorney's fees for a married couple or an individual.

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Contact Us for a Free Consultation The Law Office of Lauber Dancey PLLC 📞(425) 312-7956
🌐www.lauberdancey.com
📧[email protected]
____________________________________

11/02/2022

Here's a tip regarding managing credit card debt:
If you have several debts, prioritize paying off your highest interest rate debt first. If you owe money on a credit card with a 20% APR, that's going to be your top priority until it's paid off. After that debt is settled, you can attack another account with a higher interest rate until all your balances are cleared.

This strategy is beneficial if you have multiple debts at similar interest rates. The more debt you clear up in one go, the more money you'll save in interest payments over time.

Just make sure not to put yourself into a position where you rack up debt again in an attempt to pay it down quickly! A slower but steady approach can help ensure financial success when appropriately done over time without adding additional debt from increased spending habits or cashing out investments prematurely.

____________________________________
Contact Us for a Free Consultation
The Law Office of Lauber Dancey PLLC
📞(425) 312-7956
🌐www.lauberdancey.com
📧[email protected]
____________________________________