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Mike & Aly

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We are your trusted real estate partners in San Diego County. We specialize in Probate & Trust sales, and first-home buyers in Southern California. 619-368-3929

We understand the area & our clients’ needs. Mike & Aly
Realty ONE Group Pacific
DRE # 02134445 02116486

10/14/2026

Keeping your low rate but craving a move? Your equity could mean a bigger down payment—or a cash purchase if downsizing. DM us to explore your options.

Mike & Aly Lyons | 619-368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

10/12/2026

Worried about buying now? Focus on your budget and long-term goals. Paying down your mortgage can build equity over time. Let’s explore your options.

Mike & Aly Lyons | 619-368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

10/10/2026

Stay or move? Home updates may help you age in place, while a 55+ community can offer amenities and connection. Your equity could help fund a move. Let’s explore your options!

Mike & Aly Lyons | 619-368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

10/08/2026

60% of homes are selling below their original asking price. Your negotiating power varies by neighborhood. Let’s explore your options!

Mike & Aly Lyons | 619-368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

10/07/2026

Your first home may be closer than you think! A starter home, a smaller down payment, and down payment assistance could help you buy sooner.
DM us to explore your next steps.
DRE #02134445 | #02116486
Realty ONE Group Pacific
Mike & Aly Lyons | 619-368-3929

10/03/2026

Higher mortgage rates are making buyers pay closer attention to one thing: the monthly payment.

And builders know it. Right now, 13.8% of new-construction listings are advertising reduced rates, giving some buyers a way to bring that monthly payment down.

So, if you're selling near new construction, that's something worth paying attention to. But it doesn't mean you automatically need to match what a builder is offering.

Depending on your house, your market, and the buyer, competing could mean negotiating on price, helping with closing costs, offering a rate buydown, or simply doing a better job highlighting what your house offers that a new build doesn't.

The point isn't to give more away. It's to know what you're competing against so you can choose the right strategy from the start.

If you're planning to sell, let's look at what buyers can get in our area and make sure your house is positioned to compete.

Mike & Aly Lyons | 619-368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

10/01/2026

The number of homes for sale just reached its highest point since 2019.

And that gives you the most choice you’ve had in 7 years.

With affordability still so tight, having that many options opens up your odds of finding a home you love that still works for your budget.

Want to see what’s on the market in our area? DM us the price point you’re looking at to get started.

Mike & Aly Lyons | 619-368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

09/30/2026

Does one size ever really fit all? One mortgage rate doesn't either.

You may be seeing today’s higher rates and worrying about whether it’s still worth it to buy. Here’s what you need to realize…

Mortgage rates differ just like the people who apply for loans. So, the rate you see online isn’t necessarily the one you’d get when you buy.

Your real mortgage rate is specific to your individual situation. It can be higher or lower than what you've seen or heard.

So, don’t assume the rate in the headlines is your rate. Before you decide you can't buy a home or that you should wait, find out what your real rate is. You'll know what your options are and get a map to what's possible.

And a quick conversation with a loan officer is the perfect place to start.

Mike & Aly Lyons | 619368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

09/29/2026

Price cuts have climbed for 7 straight months.

Right now, more than 4 in 10 homes for sale have already had one, and it usually comes down to one thing – the market's moving faster than most sellers expected, and their pricing hasn’t necessarily kept up.

A home that needs a cut usually just sat too long, priced above what buyers will actually pay right now.

Selling soon? Let's set your number right from day one, so you skip that wasted time.

House hunting? A home that's had its price reduced means the seller's already been through that wait. And sellers who've been sitting are usually ready to deal.

Mike & Aly Lyons | 619-368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

09/24/2026

Not sure where to start if you’re thinking about moving? You’re not alone.

Right now, there are actually 4 different housing markets running at once, and each one plays by its own rules.

Cash buyers. Buyers taking out a mortgage. Homeowners feeling reluctant to give up their current low rate. And builders eager to sell their extra inventory.

Which group you fall into can completely change how you should approach your move. But that’s where an agent comes in.

We have the expertise on what to do for your specific situation and the strategies that are going to work for you.

Comment below and tell us which group you’re in. Let's figure out your next move from there.

Mike & Aly Lyons | 619-368-3929
DRE #02134445 | #02116486
Realty ONE Group Pacific

Address

San Diego, CA

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 5pm
Saturday	8am - 5pm
Sunday	8am - 5pm

Telephone

+16193470447

Website

http://MikeAly.com/

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