Sandi Dabb Realtor

Sandi Dabb Realtor Hi neighbors! You might be closer than you think and it could cost LESS than renting.

I'm a real estate professional and collaborator who is passionate about helping first-time homebuyers and relocators navigate the buying path with confidence.

You should totally move! And I will help you find your new home ❤️ 🏡
05/30/2026

You should totally move! And I will help you find your new home ❤️ 🏡




Hehe! I love this. Try it! Chat prompt in the comments
05/22/2026

Hehe! I love this. Try it! Chat prompt in the comments

05/18/2026

We are in a buyers market NOW!
Understanding a Buyer's Market: What It Means for You

💰 WHAT DOES A $400K HOME REALLY COST PER MONTH?Let’s break it down with REAL numbers 👇🏡 Purchase Price: $400,000📉 Intere...
05/16/2026

💰 WHAT DOES A $400K HOME REALLY COST PER MONTH?

Let’s break it down with REAL numbers 👇

🏡 Purchase Price: $400,000
📉 Interest Rate: 5.38%
📊 Property Taxes (2.25%): $750/mo
🛡️ Estimated Insurance: $150/mo



🔹 OPTION 1: 3.5% DOWN
Down Payment: $14,000
Loan Amount: $386,000

➡️ Principal & Interest: ~$2,161/mo
➡️ Taxes + Insurance: $900/mo

✅ TOTAL PAYMENT: ~$3,061/mo



🔹 OPTION 2: 20% DOWN
Down Payment: $80,000
Loan Amount: $320,000

➡️ Principal & Interest: ~$1,792/mo
➡️ Taxes + Insurance: $900/mo

✅ TOTAL PAYMENT: ~$2,692/mo

💡 Difference: About $369/month less with 20% down



🔹 OPTION 3: 3.5% DOWN + BUY DOWN RATE 1%
New Rate: ~4.38%
Estimated Cost to Buy Down Rate: ~$3,800–$4,000

Loan Amount: $386,000

➡️ Principal & Interest: ~$1,930/mo
➡️ Taxes + Insurance: $900/mo

✅ TOTAL PAYMENT: ~$2,830/mo

💡 Savings vs original 3.5% down:
👉 About $230/month lower payment



🔥 THE TAKEAWAY:

You don’t always need 20% down to improve your payment.
Sometimes a small upfront investment (rate buy-down) can make a BIG monthly difference.



Curious what YOUR numbers look like?
Let’s run them together.






Sandi Dabb Realtor
JPAR Real Estate
Central Texas
(801) 577-5740 cell

05/16/2026

Luxury Lakeway Living: Standalone Home in Exclusive Condo Community

Sandi Dabb Realtor
JPAR Real Estate
Central Texas
801-577-5740

Did you know....? You are able to receive “gift” money to use for a downpayment on a house or closing costs. Some buyers...
05/09/2026

Did you know....?

You are able to receive “gift” money to use for a downpayment on a house or closing costs. Some buyers actually started a GoFundMe account.... newlyweds... asking for contributions vs wedding presents.

You can also take a withdrawal from most 401k accounts... you are investing in your future and are paying yourself back... why not??

There are also grant programs that offer FREE Down Payment Assistance... if your credit score is 620 or better, you’ve had a full time job for over two years (not necessarily same job) and you are within a certain household income based on area and family size, you could qualify!! That’s FREE money!!!

Let’s Buy you a HOME!!

Sandi Dabb Realtor
JPAR Real Estate
Central Texas
801-577-5740 cell




Here’s  what is happening locally in real estate:Inventory has increased across Manor, Hutto, and Georgetown. Buyers hav...
05/04/2026

Here’s what is happening locally in real estate:

Inventory has increased across Manor, Hutto, and Georgetown. Buyers have more options, less competition, and stronger negotiating leverage. Prices are dropping. Seller concessions and rate buydowns are showing up again.

Several first-time buyers assumed they needed to wait due to interest rates. After reviewing the numbers, some moved forward now with a plan to refinance later.

For homeowners concerned about timing, there are options that allow you to buy before selling, avoiding rushed decisions or temporary housing.

If you want a clear picture of what’s realistic right now, I can walk you through the numbers and options based on your situation.

Sandi Dabb Local Realtor
JPAR Real Estate
Central Texas
801-577-5740 cell

05/03/2026

What you can afford in Georgetown, Manor, or Hutto right now.

👀

Watch this then message me and I’ll show you your realistic price range.

Sandi Dabb Realtor
JPAR Real Estate
Central Texas
801-577-5740 cell

04/25/2026

Lovely home in Elgin. Call me!!

Sandi Dabb Realtor
JPAR Real Estate
Central Texas
801-577-5740 cell

Address

409 W Main STE 101
Round Rock, TX
78664

Website

https://www.youtube.com/@SandiDabbsellshomes

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