06/02/2025
I had the pleasure of meeting Mai Yang, CFP, founder of Heartworth Financial last month. I always tell my clients that I would only refer them to other professionals who would treat them the same way I treat my own clients, and Mai Yang is one of those professionals that I would refer my clients to!
Reach out to Heartworth Financial if you have any questions about your finances. I'm confident Mai will be able to give you good advice!
Mini Money Minute 🕒
Let’s talk about something that too often gets pushed aside:
Estate Planning.
It feels complicated. It brings up things we’d rather not think about. But at its core, estate planning is about taking care of the people you love just in case life doesn’t go as planned.
When someone passes, there can be so much confusion… hurt feelings… and sadly, fights over money and what someone would have wanted. 💔
I’ve seen it. You’ve probably seen it too.
When wishes aren’t written down, families are left to guess. And sometimes, those guesses tear people apart, but it doesn’t have to be that way.
Why it matters:
✨ Estate planning is an act of love and clarity.
✨ It gives your family peace in a time of pain.
✨ It says: “I cared enough to make this easier for you.”
Whether it’s setting up a will, naming a guardian for your kids, or creating a trust, you’re giving your family the gift of certainty.
And for those who are single or don’t have children, you’re not off the hook! A Health Care Directive and Power of Attorney are still incredibly important so someone you trust can make decisions if you can’t.
What holds people back?
❌ “I’m not old enough.”
❌ “I don’t have enough money.”
❌ “It’s too overwhelming.”
But getting started can be simple.
🛠️ Some people start with online tools like Trust & Will, which can be a simple, cost-effective way to get the basics in place.
💬 For anything beyond the basics, working with an estate planning attorney is often the best way to ensure your wishes are clearly documented and legally sound.
📩 I’m not an attorney and don’t draft documents myself, but I’d recommend reaching out to someone like MY Minnesota Estate Attorney, PLLC. They’ll walk you through everything with care and clarity.
At Heartworth Financial, we help you look at the full picture, because estate planning isn’t just a legal task, it’s a key piece of your financial life. We’ll make sure your plan works together, thoughtfully and intentionally. 💜
Want more like this? Follow for future Mini Money Minutes, or schedule a call when you're ready to take the next step.
📅 https://scheduler.zoom.us/mai-yang-oaw2h5/introductory-call
