T. White Creations

12/07/2024

Sugar Mills, USVI

05/10/2024

The only way to start a Friday, an iced mocha at Simple Merchant Coffee. 😎☕️

02/12/2024

Weekend at with the kiddos. Haven’t skied in 10+ years and was able to get down greens and blues. Tubing was fun, too. Looking forward to going back next year!

09/12/2023

Interested in business trends that could affect your business in 2024. Listen to our expert panel talk about what they are seeing in artificial intelligence (AI), Human Resources, craft brewing, retail industry along with restaurants and services.

For more information, visit Neponset River Regional Chamber

Chamber Talks 2023 : What's Next? Realities and Trends
No one can predict the future with certainty, but based on current trends and insights from our panel of industry experts, you'll discover some potential top trends for business leaders in 2024: Following the program, we will gather by the bar for cocktails and hors d'ouevres and an opportunity to meet the speakers, ask questions and network with others.

Thursday, October 19 - 5-7:30 PM
Little Bird Events, 83 Morse Street, Norwood

Speakers
Artificial Intelligence – Habib Maddahi, Owner of Morva Stone
Retail Landscape – Sue Kelly, General Manager of Legacy Place
Restaurant/Hospitality – Stephen Clark, President of Mass. Restaurant Association
Craft Brewing/Distilling – Adam Romanow, Owner of Castle Island Brewing and Chair of the Mass. Brewers Association
Human Resources including Impact of AI –Tracy Burns, CEO of Northeast HR Association

08/18/2023

Starting a business from the ground up is a fairly, standard plan. Sadly, most people miss the most essential part of starting a business: writing a business plan. Those who sit down and research their idea, identify their market, understand their pricing, know their costs and put it into writing, have a better chance of survival. A whopping 45% of businesses don't make it beyond year 5.

Here are some tips for writing a business plan:

1. Start with an executive summary: This is an overview of your business plan that highlights the key points and goals of your business. What is your idea? Is there a need for your product or service? Why do you want to go into business for yourself? What type of experience do you have? How do you plan to get your product or service to market? Who is your team?

2. Conduct thorough market research: It's important to understand your target market, competition, and industry trends. This will help you identify opportunities and potential challenges. Time to do your research. What does your customer profile look like? How do they look for your product/service? Who is your direct, indirect and replacement competition? What are their strong points? What are their weaknesses? What's going on within the industry in general? What are the trends? Is there room for you in the marketplace?

3. Define your business goals and objectives: Clearly outline what you want to achieve with your business and how you plan to do it. This will give your plan a sense of direction and purpose. Start identifying how you see your business starting and growing. How will you get your product out to market? What does your brand represent? Will you have a website? What about SEO? Do you have a plan for driving customers into your website (or brick and mortar)?

4. Develop a detailed financial plan: Include projected financial statements, such as income statements, balance sheets, and cash flow statements. This will help you assess the financial feasibility of your business and attract potential investors. Start with your basic start-up costs. You need to have a list of products and services as well as exact costs. Identify your monthly expenses. Create sales projections and understand breakeven. Once you have your costs in place, it is easier to create cashflow and future projections.

5. Regularly review and update your business plan: A business plan is not a one-time document. It should be a living document that evolves with your business. Reviewing your sales and expenses will identify whether you are hitting your projected goals for start-up or growth.

Taking the time to put your ideas in writing is one of the smartest things you can do for your business. In our head, it always works, when we get it down on paper it gives a visual reality for how it will truly work...or not work.