06/11/2026
Want to know the original house hack? Buy a duplex, triplex, or small multi-family. Live in one unit. Rent out the others. It's been working for decades — and it still does in 2026.
FHA loans allow you to buy properties with up to 4 units with as little as 3.5% down, as long as you live in one unit. Veterans can use a VA loan with zero down. And Freddie Mac's Home Possible program allows qualified buyers to put down just 3%.
The financing options are more accessible than most buyers realize. For those willing to share a property line with their tenants, the income potential is typically higher than an ADU, and the strategy is time-tested. If you're serious about house hacking, don't overlook the classic approach.
Read the full article: https://elandorsey163023.myagent.site/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works/
If you’re considering making a move, whether in 9 days or 90 days, I help people just like you with their next move. I’d be happy to have a private conversation with you to see how I can help or answer any questions.
Please feel free to reach out to me. My contact information is listed below.
Call or Text: 909-406-7807
Email: [email protected]
Elan Dorsey | 909-406-7807 | REALTOR©, Certified New Home Co-Broker, Probate/Trust, Pre-Foreclosure, Veteran Owned Business| eXp Realty | DRE # 01377993