Zachary Kraus Team - NMLS #502422

Zachary Kraus Team - NMLS #502422 Helping families find wealth and stability through homeownership. Obtaining a mortgage can be a tricky and sometimes turbulent journey.

Buying a home is not just one of the proudest and most exciting transactions of your life, it is also one of the most life-changing. Obviously, it is important to align yourself with the best possible partners, like a real estate agent and lender to protect your best interests throughout the process. While there may be thousands of lenders out there for you to choose from, there are not many who t

ruly put your goals, wants, needs and desires at the forefront of every conversation. When you seek advice with one of the largest, most significant decisions you want to align yourself with a team who truly C.A.R.E.’s That is exactly what you should consider when deciding on the team of professionals to work with. One thing that buying or selling a home is often compared to is taking a flight. Your lender, which is the pilot of the plane, needs to be passionate about getting you comfortably to the next phase in your life. There can be some turbulence along the way, but when your team is designed to keep you safely seated and relaxed, arriving at the final destination becomes significantly more enjoyable. This is where the CARE process really matters. Imagine if all the questions you have or fears that arise along the way were handled with one simple goal. To have you be so thrilled with the process that you rave about your team to the people you care about the most. A true professional is excited to learn more about you, your unique situation, and educate you about your best options. Call me now for a mortgage refinance analysis! Ask me about programs for little to no down payment. Ask me about programs for challenged credit. Call me for any mortgage questions and/or advice! Zachary Kraus is an Illinois Residential Mortgage Licensee, NMLS #502422. Phone: (630) 234‑7126 Address: 1111 Burlington Ave. Unit 105 Lisle, IL 60532 Powered by Cardinal Financial Company, Limited Partnership NMLS #66247 Phone: (630) 299‑5004 3701 Arco Corporate Dr Ste 200 Charlotte NC 28273‑7204. www.nmlsconsumeraccess.org "Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend." Supports Equal Housing Opportunity

Can't see all the numbers? I can help, give me a call!
04/06/2026

Can't see all the numbers? I can help, give me a call!

03/31/2026

Shift your homebuying journey into high gear when you work with a mortgage broker like me. Give me a call to see how you can speed up your purchase or refinance!

Worried interest rates will rise while you shop for your home? Call today and see how you could lock in your rate while ...
03/30/2026

Worried interest rates will rise while you shop for your home? Call today and see how you could lock in your rate while you look for your dream space.

03/29/2026

When determining how much house you can afford, it’s important to include homeowners insurance and property taxes into your monthly payment. Give me a call and I can help you break down the numbers.

Ready to take the first step toward owning your own home? Let’s make the process easier together — contact me to discove...
03/28/2026

Ready to take the first step toward owning your own home? Let’s make the process easier together — contact me to discover first-time homebuyer incentives and expert guidance every step of the way!

You've reached another level! Give me a call to see how your elite credit score could save you thousands of dollars on y...
03/27/2026

You've reached another level! Give me a call to see how your elite credit score could save you thousands of dollars on your mortgage.

Real estate agents: Do you have homebuyers concerned about the initial monthly expenses of homeownership? I can help wit...
03/26/2026

Real estate agents: Do you have homebuyers concerned about the initial monthly expenses of homeownership? I can help with a temporary rate buydown that could put more cash in their pockets during the first 1–3 years.

Looking to renovate your home? Don't want to lose your current rate by refinancing? Reach out to see how a home equity l...
03/25/2026

Looking to renovate your home? Don't want to lose your current rate by refinancing? Reach out to see how a home equity line of credit (HELOC) could help you tap into your equity and use it to fund your new home project.

Applying for a mortgage could be easy, even if you're self-employed. Give me a call to see how you could use bank statem...
03/24/2026

Applying for a mortgage could be easy, even if you're self-employed. Give me a call to see how you could use bank statements* instead of income docs or tax transcripts to qualify.

You could flex your savings with an adjustable-rate mortgage (ARM). Message me to see how you could save at the beginnin...
03/23/2026

You could flex your savings with an adjustable-rate mortgage (ARM). Message me to see how you could save at the beginning of your loan!

03/22/2026

Speed is the name of the game. Call me to find out how you could get an initial home loan approval in as little as 15 minutes.*

Real estate agents: Do you have clients ready to upgrade to a bigger home? I can provide jumbo loan offerings to make th...
03/21/2026

Real estate agents: Do you have clients ready to upgrade to a bigger home? I can provide jumbo loan offerings to make their move happen. Let's connect!

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Lisle, IL

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