Gracia Lending. NMLS 88599

Gracia Lending. NMLS 88599 WCL is an Equal Housing Lender
NMLS # 88599
Company NMLS # 1566096

Weekend plans got canceledโ€ฆ so I guess Iโ€™m taking my talents to the office ๐Ÿฆ๐Ÿ˜…If youโ€™re looking to tap into your equity, ...
04/30/2026

Weekend plans got canceledโ€ฆ so I guess Iโ€™m taking my talents to the office ๐Ÿฆ๐Ÿ˜…

If youโ€™re looking to tap into your equity, pull cash out, refinance, or get pre-approved โ€” Iโ€™m your guy this weekend. While everyone else is out spending money, Iโ€™ll be helping you access yours ๐Ÿ’ธ

Shoot me a messageโ€ฆ Iโ€™ll be here, living my best loan officer on duty life.

Zahami Gracia
Executive Branch Manager
West Capital Lending
๐Ÿ“ž 714-876-4929
๐Ÿ“ง [email protected]
๐ŸŒ WestCapitalLending.com
NMLS #88599

Bless to have  &  by my side!
03/28/2026

Bless to have & by my side!

03/24/2026

๐Ÿ”ฅ ANOTHER DEAL SAVED ๐Ÿ”ฅ

Just helped my client Nick close on his loan after being declined by another bank.

This was a 12-month bank statement loan โ€” and like many self-employed borrowers, he was told โ€œnoโ€ elsewhere.

๐Ÿ‘‰ We stepped in
๐Ÿ‘‰ Reviewed the file properly
๐Ÿ‘‰ Structured it the right way
๐Ÿ‘‰ Re-used his existing appraisal (no delays ๐Ÿ‘Š)
๐Ÿ‘‰ Closed the loan in under 12 days

๐Ÿ’ก The difference? Experience and knowing how to structure these loans correctly.

Most lenders:
โŒ Over-condition the file
โŒ Donโ€™t understand self-employed income
โŒ Kill the deal

What a wonderful way to start the weekend ๐Ÿ˜ŽThank you Taylor! Was a true pleasure working with you ๐Ÿค ๐Ÿก    ๐Ÿ‘๐Ÿ‘๐Ÿ‘  ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸ
03/13/2026

What a wonderful way to start the weekend ๐Ÿ˜Ž

Thank you Taylor! Was a true pleasure working with you ๐Ÿค ๐Ÿก

๐Ÿ‘๐Ÿ‘๐Ÿ‘ ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸ

Consults came be pretty important when starting out on your home buying journey or refinancing as well. Set up a quick c...
03/11/2026

Consults came be pretty important when starting out on your home buying journey or refinancing as well.

Set up a quick call with me. I would be happy to assist ๐Ÿ˜

03/09/2026

โ˜€๏ธ

 โญ๏ธโญ๏ธโญ๏ธโญ๏ธ  โ˜บ๏ธ๐Ÿ‘Œ
03/06/2026

โญ๏ธโญ๏ธโญ๏ธโญ๏ธ โ˜บ๏ธ๐Ÿ‘Œ

We are committed to serving you ๐Ÿซต๐Ÿฝ The Gracia Team sticks with you every step of the way ๐Ÿ˜๐Ÿค ๐Ÿ 
03/04/2026

We are committed to serving you ๐Ÿซต๐Ÿฝ

The Gracia Team sticks with you every step of the way ๐Ÿ˜๐Ÿค ๐Ÿ 

03/02/2026

โ€ผ๏ธCongratulations to Taylor Jauregui on the purchase of a first home!๐Ÿ  We structured the financing and successfully clos...
02/27/2026

โ€ผ๏ธCongratulations to Taylor Jauregui on the purchase of a first home!๐Ÿ 

We structured the financing and successfully closed in under 18 days, delivering a smooth and efficient process from application through funding.

At West Capital Lending, our commitment is to:
โ€ข Clear and proactive communication
โ€ข Strategic loan structuring
โ€ข Competitive wholesale pricing
โ€ข Streamlined underwriting and on-time closings

* Purchasing your first home is a significant milestone. Having the right lending partner ensures the experience is both seamless and strategic.
If youโ€™re considering buying โ€” or guiding clients through the process โ€” Iโ€™m happy to review your options and provide a clear plan from the start.

Zahami Gracia 949-774-2204
Branch Manager | West Capital Lending
[email protected]

Address

Irvine, CA

Opening Hours

Monday 9am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm

Telephone

+17148764929

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