Prosperity Tax Service LLC

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Prosperity Tax Service LLC Prosperity Tax Service LLC provides services such as tax preparation, credit repair, professional documents such a power attorney, wills and notary service

09/03/2026

Global Hurricane Coverage Gaps to Review

09/02/2026

Texas Insurance Costs Squeeze Homeownership

09/01/2026

How Insurance Planning Fits Into a Financial Plan
Let’s connect and talk about the latest insights in the industry!

08/31/2026

Texas Homeowners Insurance Premiums Are Rising

Car insurance rates by county: The $3,805 gap that decides your premiumDid you know your car insurance premium could cha...
08/30/2026

Car insurance rates by county: The $3,805 gap that decides your premium
Did you know your car insurance premium could change by $3,805 just based on your county? 🚗💰 From Louisiana’s highest rates to rural Ohio’s lowest, where you live matters! Thinking of moving or want to lower your costs? Find out how local factors impact your wallet and how comparing insurers can save you money. Would switching counties be worth it for you? 🤔
https://www.vusocial.com/agent-news/stephanie-chatman/1831181-Car-insurance-rates-by-county%3A-The-%243%2C805-gap-that-decides-y

Harris County finally has new drafts of FEMA flood maps. Here's what they're still missing.Harris County’s latest FEMA f...
08/28/2026

Harris County finally has new drafts of FEMA flood maps. Here's what they're still missing.
Harris County’s latest FEMA flood maps have been released, and they’re an important update—these new drafts factor in increased rainfall and better topographic data. As someone who works every day to help families and small businesses in Baytown safeguard what matters most, I always look closely at how these updates affect our community’s real-world protection. The revised maps may mean more households will be required to carry flood insurance, but it’s critical to remember what’s not included: future climate change, ongoing rapid development, and the risk of extreme flooding events. Relying solely on the new maps can leave gaps in coverage and give a false sense of security. My focus remains on making sure you understand the full picture so you can make the right decisions to protect your home and livelihood.
https://www.vusocial.com/agent-news/stephanie-chatman/1853044-Harris-County-finally-has-new-drafts-of-FEMA-flood-maps.-Her

08/27/2026

HUD Updates FHA Mortgage Insurance Rules
Federal housing officials have rolled out 14 updates to FHA Single Family mortgage insurance, all aimed at making government-backed mortgages more accessible and affordable for borrowers. For those of us focused on supporting families and small businesses with insurance coverage, these changes are meaningful steps toward a simpler, more cost-effective process. Notably, appraisal field reviews are now optional, rather than required on about 10% of origination and underwriting samples—an adjustment expected to save around $3.3 million annually. Rehab program participants will see contractor draws increase from two to four, and disaster-related early payment defaults have been exempted from monthly reviews. Additionally, a notice has been rescinded to further streamline the process. On the loss mitigation side, rules now count a third declined trial payment plan as a failure, allow payment increases when taxes or insurance costs change, and have narrowed the criteria for re-review requests. Most of these changes are effective immediately, with loss mitigation rules to be in place by September 21. As someone committed to helping protect our community, I appreciate the continued efforts to remove obstacles and make homeownership—and the right insurance—more attainable for all.

08/26/2026

Global Acts of God Coverage
When we talk about 'Acts of God' in insurance, we’re really discussing those sudden, uncontrollable events—think wild weather or natural disasters—that can disrupt lives and property. In my work serving Baytown families and businesses, I see how important it is to understand exactly what your policy covers. For vehicles, comprehensive coverage is what typically protects you from non-collision losses like theft, fire, hail, fallen branches, flooding, and wildfires. Homeowners insurance often helps with wind, rain, or hail damage, but for risks like earthquakes, volcanoes, or floods, you’ll usually need a separate policy or endorsement. The fine print matters: insurers will look for the specific cause before approving a claim, so it pays to have solid documentation of your property’s upkeep—especially when trees, animals, wiring, or neighboring properties are involved. Most standard homeowner policies cover all perils except what’s specifically excluded, while some only list what’s protected. That’s why I always encourage my clients to review their policy details and ask questions—your peace of mind depends on knowing exactly where you stand.

08/25/2026

10 Tips For Homeowners Insurance Shoppers
Let’s connect and talk about the latest insights in the industry!

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Houston, TX

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Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm

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+18323080708

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