Ashley F. Morgan Law, PC

06/19/2024

A day to reflect, learn, and celebrate.

06/16/2024

Happy Father’s Day to all the dads, grandfathers, and father figures out there. I we hope you all have a great day!

05/13/2024

Happy Mother’s Day to all the moms and mother figures out there. Thank you for all you do!

05/03/2024

This week, attorneys Ashley Morgan and Arthur Rosatti, attended the Spring Break conference put on by the bankruptcy section of the Maryland Bar Association. A lot of great CLE presentations about bankruptcy law. Ashley won a bottle of wine courtesy of ! Thanks for the wine and a very great conference.

04/19/2024

There are plenty of advertisements that talk about cancelling debts. But the only true debt cancellation process is bankruptcy. Other companies call the debt settlement process, a debt cancellation or debt forgiveness program, but it is a long-term complex process that is not guaranteed.

Many companies advertise that they help cancel debts or forgive debts. While it is possible to settle or reduce your debts through debt settlement; bankruptcy is the only legal process that cancels debts.

04/08/2024

Having a bit of fun during the eclipse!

04/05/2024

If you are considering bankruptcy, here is a list of Dos and Don'ts to ensure that your case goes as smoothly as possible.

Having financial problems? Think bankruptcy may be an option for you? Make sure to read these dos and don'ts for bankruptcy.

04/02/2024

A lot of people think debt disappears after 5 to 7 years. While sometimes a creditor is not able to collect after a certain amount of time, the idea of debt going away after a certain amount of time is complicated. The statute of limitations refers to the time limit within which legal action can be taken against a debtor for non-payment of a debt. Once this period expires, creditors some rights on the paid debt, and gives you an affirmative defense to the debt. If a creditor get a judgment, the creditor can usually collect for many more years.

Understanding the Virginia Statute of Limitations for your debts is an important part of determining how to deal with your debts.

04/01/2024

Many people do not consider bankruptcy because of all the negative connotations around the process. A lot of those misconceptions are false. Make sure you understand the truth about bankruptcy if you have substantial debt.

There is a lot myths that exists about bankruptcy. It is important that you debunk bankruptcy myths and understand the truth about bankruptcy before making any decision.

03/31/2024

Happy Easter! Wishing you and your family a Happy Easter

03/22/2024

Our office is growing! Come join our small and relaxed office. We are hiring for a receptionist position. You will report to our office in Herndon. Full-time, pay is $16.00 to $20.00 per hour with benefits (including health, dental, and vision insurances and PTO). Must be fluent in Spanish. Resumes can be emailed to [email protected]

03/07/2024

When talking to potential clients about their debts, it is normal to about various options including bankruptcy and debt settlement. Many people wonder if debt settlement actually works when exploring possibilities for managing their obligations. Sadly, its success rate is generally low.

Debt settlements do not always work. Debt consolidation companies claim settle debts for less than the full value, but they often fail. Often you should consider debt consolidation vs. bankruptcy when dealing with debt.

03/04/2024

Many people avoid considering bankruptcy because they are worried about losing assets. The important thing to remember is that you are allowed to keep certain assets in bankruptcy. If you are concerned about a specific asset, it is worth talking to an experienced attorney.

Virginia bankruptcy exemptions can be fairly generous, but there are limits. The most significant limit for debtors are the ability to protect real estate.

02/10/2024

During tax season, one of the most common questions we get is: Can I Keep My Tax Refund? Unfortunately the answer is usually, it depends. This blog post breaks it down

If you are filing bankruptcy and you expect a tax refund, it is important to let your attorney know. It may take some strategic planning to figure out the best time to file. The bankruptcy court sees a tax refund as a savings account.

01/19/2024

For the safety of our staff and clients our office will be closed on January 19, 2024. Our attorneys will continue to work remotely to best serve our clients. As a result, you can reach the office via email. We are scheduled to reopen on Monday, January 22, 2024 for our normal business hours.

Please stay safe!

01/16/2024

Due to the snow, our office is closed today. But we can always be reached via email or on our website: afmorganlaw.com.

Enjoy the snow and stay safe!

01/02/2024

Happy New Year!

12/29/2023

Warrant in Debt is a scary term. But, it really is just a judgment for money in Virginia. This article breaks down what a warrant in debt is and your options to deal with it.

The purpose is of the Warrant in Debt is to get a judgment. A judgment, on its most basic level, is a court order that says you owe them money.

12/26/2023

Happy Kwanzaa!

12/25/2023

Merry Christmas! Wishing everyone a Meryy Christmas and a Happy New Year!

12/22/2023

Happy Holidays from our family to yours!

12/01/2023

Many people are tapping into their retirement account as finances get tight. But taking this money often comes with a cost — penalties, additional taxes, etc. You are also borrowing from what you may need for retirement in the future. You should review all your options before taking money out of your retirement account; those funds may serve a better purpose for you later in life.

If you are taking money out of retirement to solely pay debt, please talk to a debt or bankruptcy lawyer first. Often retirement accounts are protected when you file bankruptcy.

(Bloomberg) -- Americans are increasingly tapping their retirement savings to cover housing and medical bills amid higher cost-of-living pressures, according to data released Monday from Fidelity Investments.

11/23/2023

Happy Thanksgiving!

11/11/2023

Happy Veterans Day. Thank you to everyone who has served!

11/07/2023

It is Election Day in Virginia. Have your voice heard!

11/03/2023

It is National “Love your Lawyer Day!” While we understand no one wants to hire a lawyer, we strive to make the process as smooth as possible. Make sure to find a lawyer you can trust.

11/03/2023

We unfortunately have a lot of people in our office considering bankruptcy when the debt consolidation process fails. Make sure you truly understand the process when reviewing your options.

Debt settlements do not always work. Debt consolidation companies claim settle debts for less than the full value, but they often fail. Often you should consider debt consolidation vs. bankruptcy when dealing with debt.

10/31/2023

Wishing you a fun and spooky Halloween!

10/27/2023

We are expanding! We have a new satellite office in Old Town Manassas. We will be located at 9073 Center St., Manassas, VA 20110 to better serve our clients in Prince William and Stafford counties. Feel free to call us at our new office at 703-880-4227. We will accept clients on an appointment basis at that location. Do not worry, we are still also located at our regular Herndon office as well!

10/25/2023

Check out our new conference room. Since Section 341 Meetings (aka Meeting of Creditors) are held via video, we upgraded the technology in our conference room to allow clients to be able to attend their virtual hearings in our office.