06/30/2026
Did you know these wild fires can effect your closing?!
Well, they can!!!
This was sent over from my insurance this morning.....
With several active wildfires across Colorado, we wanted to send a quick reminder that many insurance companies may temporarily restrict the binding of new homeowners insurance policies for properties located near active wildfire areas.
Even if an insurance quote has already been provided, binding restrictions can be put in place before closing, which could delay the ability to finalize coverage and potentially impact the closing.
If you have any upcoming closings near wildfire activity, we recommend confirming that the insurance policy can still be bound prior to closing.
As of today, our current Colorado binding restriction areas include:
Aspen Acres Fire (Beulah Valley area)
ZIP Codes: 81004, 81005, 81023, 81040, 81069, 81252, 81253
11 Fire (West of Cripple Creek)
ZIP Codes: 80816, 80820, 81212
Willow Fire (West of Leadville)
ZIP Codes: 80461, 81251, 81611, 81642
Gold Mountain Fire (North of Ouray)
ZIP Codes: 81235, 81427, 81432
Ferris Fire (Northeast of Pleasant View)
ZIP Codes: 81320, 81323, 81327, 81331, 81335
Please note that these restriction areas can change daily as fires grow or are contained.
This is an industry-wide issue that can affect all insurance carriers—not just Farmers.
If you have a closing that may be affected or need assistance placing homeowners insurance, we're happy to help. Feel free to call or email us anytime.
just an FYI
