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Blume Law, Chicago, IL (2026)

05/17/2022

The transfer on death instrument (TOD) is one of several estate planning tools that a property owner may wish to employ. The transfer on death is an automatic transfer of one’s interest in residential real estate to a named beneficiary, upon the death of the interest holder (owner), without probating the estate....

The transfer on death instrument (TOD) is one of several estate planning tools that a property owner may wish to employ.

05/10/2022

In Illinois, the Uniform Fraudulent Transfer Act, 740 ILCS 160/1 (the "UFTA"), permits creditors to reach fraudulent transfers and conveyances made by a debtor with intent to defraud, hinder, or delay a creditor, or place property out of a creditors reach. A violation of the UFTA requires either ‘fraud in fact’ or ‘fraud in law.’ Fraud in Fact: Fraud in Fact occurs when “the debtor made the transfer or incurred the obligation…with (1) …...

In Illinois, the Uniform Fraudulent Transfer Act, 740 ILCS 160/1 (the “UFTA”), permits creditors to reach fraudulent transfers and conveyances made by a debtor with intent to defraud, hinder, or delay a creditor, or place property out of a creditors reach. A violation of the UFTA requires eith...

03/04/2021

Have you thought of starting a home based business, as a side-hustle or maybe even full-time? Maybe you have a great product idea that you could sell from your home, or a service you can offer. Are you concerned with the potential liability? Limiting liability through business insurance is an option that should be explored, but this article focuses on entity selection....

Have you thought of starting a home based business, as a side-hustle or maybe even full-time? Maybe you have a great product idea that you could sell from your home, or a service you can offer. Are you concerned with the potential liability? While there are certainly insurance policies that business...

02/17/2021

The appraisal is an important part of many mortgage loan financed residential real estate purchases. The appraisal is usually ordered at the buyers requests, and sometimes paid for prior to closing. The appraisal is done by a third-party appraiser, who provides an opinion as to the value of the real estate. The opinion is based on the type of analysis the appraiser performs....

The appraisal is an important part of many mortgage loan financed residential real estate purchases. The appraisal is usually ordered at the buyers requests, and sometimes paid for prior to closing. The appraisal is done by a third-party appraiser, who provides an opinion as to the value of the real...

01/27/2021

Illinois recognizes several distinct types of real property ownership when multiple people/parties are involved, this blog article will discuss the three most common: Tenancy in Common, Joint Tenancy and Tenancy by the Entirety. Tenancy in Common: In Illinois, tenancy in common is the default method of holding property with multiple owners. That is, unless otherwise expressly stated in the deed conveying ownership, multiple owners will hold the property as tenants in common....

Illinois recognizes several distinct types of real property ownership when multiple people/parties are involved, this blog article will discuss the three most common: Tenancy in Common, Joint Tenan…

01/21/2021

Earnest Money can demonstrate a buyer’s intent to follow-through with a real estate contract and also entice a seller to accept an offer. This blog article will primarily look at the Earnest Money as it applies to residential real estate transaction, and specifically in the Multi-Board Residential Real Estate Contract (“MBRE”) 7.0. The MBRE is not the only real estate contract template that provides for earnest money. ...

Earnest Money can demonstrate a buyer’s intent to follow-through with a real estate contract and also entice a seller to accept an offer. This blog article will primarily look at the Earnest Money…

08/21/2020

Thanks Kenny Matuszewski for the interview, and letting me share my thoughts on real estate and small business solo practice.

Interviewed by Kenny Matuszewski Kenny: Where do you work? Christian: I work at the Law Office of Christian Blume. Recently, I developed an assumed name for my firm called Blume Law, for branding a…

08/07/2020

The value of a tree extends beyond its branches and dives deeper than its roots. Shade on a hot summer afternoon, a barrier to unpleasant sights and sounds, prevention of ground erosion, wind protection, and some trees even produce edible fruit. Not to mention the environmental impact, intercepting airborne particles, reducing smog and the overall greenhouse gases in our atmosphere. Trees can also present problems: unwanted leaves, falling branches, lack of sunlight, and damage to underground utilities and foundations. [ 719 more words ]

The value of a tree extends beyond its branches and dives deeper than its roots. Shade on a hot summer afternoon, a barrier to unpleasant sights and sounds, prevention of ground erosion, wind…

07/31/2020

July 31, 2020 Maybe you’re growing tomatoes in your backyard, learning to tie-up and prune those fast growing plants; and, hopefully they produce an abundance of fruit (yes a tomato is a fruit); more fruit than you or your family could consume before the tomatoes rot. Many gardeners might decide to can the excess, to be consumed throughout the year; canning sauces, family recipes, or simply preserving the delicious fruit for the cold winter months. [ 630 more words ]

July 31, 2020 Maybe you’re growing tomatoes in your backyard, learning to tie-up and prune those fast growing plants; and, hopefully they produce an abundance of fruit (yes a tomato is a fruit); mo…

06/09/2020

Selling a home can be stressful: finding the right agent, determining a listing price, preparing your home for showings, conducting open houses, negotiating offers, etc. Completing required disclosures can be another anxiety inducing task. Home owners have likely become intimately aware of many of the imperfections and issues of their home. Do those homeowners need to disclose all such issue? … [ 1,029 more word ]

A seller is only required to disclose known defects; that is, if they have actual notice or actual knowledge without any specific investigation or inquiry.

03/27/2020

March 27, 2020, by Attorney Christian Blume The COVID-19 pandemic has shuttered many businesses throughout Chicago, and the rest of the World. Retail and restaurants have been hit particularly hard with the required closures. While businesses try and meet the demands of the ever changing economy, businesses that rely on in-person consumers and clients are particularly vulnerable during these closure orders. [ 1,522 more word ]

March 27, 2020, by Attorney Christian Blume The COVID-19 pandemic has shuttered many businesses throughout Chicago, and the rest of the World. Retail and restaurants have been hit parti…

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05/17/2022

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01/27/2021

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Monday	9am - 4pm
Tuesday	9am - 4pm
Wednesday	9am - 4pm
Thursday	9am - 4pm
Friday	9am - 4pm