09/02/2026
Talked to somebody this week who finished a job, sent the invoice, and then got ghosted. Three weeks, no payment, no answer.
If you work for yourself
notary, contractor, cleaning, hauling, hair, whatever you already know the options feel like: eat the loss, or spend more chasing it than it's worth.
Most people don't call a lawyer over $800 because they assume the consultation alone will cost that much. That assumption is the whole problem.
I'm an independent associate with LegalShield, and this is the exact situation the membership is built for you call, you talk to an attorney, they tell you what your options actually are. No hourly meter running.
If you're self employed and this hit a nerve, message me and I'll tell you honestly whether it makes sense for what you do.