Tony Gallarini - Realtor - Gallarini Group Realty

12/13/2025

Message me "REBATE" if this sounds like something you would like to participate in.

I've worked for over 10 years in real estate, and if I could have more deals where the buyer is buying new construction, I would take them, all day long. If ...

11/20/2025

Amended filing in the Taylor case adds new defendants and confidential witness statements claiming Flex agents are pushed to steer clients to Zillow Home Loans.

11/20/2025

I had been a paying member of Zillow's Premier Agent scam, I mean system. I got out of it as soon as I saw an opening. I managed to have something like 40,000 impressions and got maybe 3 legit phone numbers. One was a sports celebrity, but nobody bought a house.

This lawsuit is not about that.

Amended filing in the Taylor case adds new defendants and confidential witness statements claiming Flex agents are pushed to steer clients to Zillow Home Loans.

11/01/2025

How is the real estate market in Mount Pleasant, NC? Small-town real estate can seem volatile, but it's typically due to the limited number of properties being sold. This chart shows the total number of homes listed for sale, but does not include the 60 homes that are under contract/pending sale.
# of Homes For Sale: https://canopy.stats.showingtime.com/infoserv/s-v1/njgy-3VZ

08/12/2025

I really enjoy being a real estate agent. It's rewarding to help folks find property that they will turn into their home.

Sometimes that means new construction. This takes quite a bit of work off of me, since the builder's representative goes over the details that personalize the home. Even the contract to purchase the home is done by the builder.

The worst part comes when my client wants to negotiate to get a better/lower price. Builders can't really budge on that, as they are really in control of where values are heading. Oftentimes, the builder has an in-house lender that will offer to cover closing costs, and maybe throw in upgrades up to a certain value. They are not in the practice of lowering the price, since it will potentially lower the value of the other houses in the neighborhood, at least temporarily.

Ask me how I can beat this system and get you at least 1% back on the purchase of your newly constructed home.

08/05/2025

So, if you're going to buy a new house, do you want to get a rebate check along with the keys to the house? Asking for a friend.

08/04/2025

Comment 'Discount' to learn more.

07/06/2025

https://canopy.stats.showingtime.com/infoserv/s-v1/92Mc-w60
📈Here is another 'live' statistic chart for the Charlotte MLS. In a week or so, it should populate with the June 2025 stats.

This shows the average sales price over the past 10 years.

If you bought that average house 🏠10 years ago and paid the mortgage on time, you should be down to around $110,000 owed. Now, look at the current average sales price. If you maintained everything, you could be sitting on well over $200,000 in equity. 🤓

Contact me to find out what your home might sell for in today's market.

06/28/2025

Values rise fast enough to make up the difference, plus rates are on the lower side of average (last 50 years), and rates will eventually drop sufficiently for you to gain something when you refinance.

The Federal Reserve just delivered bad news for borrowers hoping for relief in 2025. Seven Fed members now expect zero rate cuts this year, keeping borrowing costs painfully high.

06/25/2025

📈 Mortgage Interest Rates Over Time
Historical average (1971–2025): ~7.7% for a 30-year fixed mortgage.

Lowest point: 2.65% in January 2021 during the pandemic-era stimulus.

Recent trend: Rates surged post-2021, peaking around 7–8% in 2023, and are currently hovering near 6.9% in 2025.

🏡 Home Value Appreciation Over Time
Long-term average: Historically, home values in the U.S. have appreciated around 4% annually.

Last 10 years: Appreciation averaged ~7% per year, nearly doubling home values from 2014 to 2024.

Last 5 years: Even faster growth—~9% per year, driven by pandemic-era demand and low inventory.

🔍 What This Means
In the short term, high mortgage rates can reduce affordability and cool price growth.

Over the long term, home values tend to outpace inflation and even interest costs, especially if you refinance when rates drop.

Equity growth: Even with higher rates, homeowners often build wealth through appreciation and principal paydown.

If you're weighing whether to buy now or wait, it might come down to your time horizon. Planning to stay put for 5+ years? Appreciation could outweigh the sting of a higher rate. Want to run some numbers together?

06/25/2025

This app is a great tool if you are searching for property! When you 'like' a property it notifies me instantly!