05/07/2026
Making $120k doesn’t mean you’re paying 24% on everything.
That’s not how taxes work.
Your income is taxed in layers:
👉 Some at 10%
👉 Some at 12%
👉 Some at 22%
👉 Only the top portion at 24%
That’s why your actual tax rate is much lower.
You’re taxed in layers—not at one flat rate.
Learn more: dajohnsonlaw.com