Bill Wagner Homes

04/14/2026

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see why.

They typically come with a lower initial rate, which can help make a home purchase more affordable in today’s market.
But here’s the part that matters: that lower rate is temporary.

After the initial period, your rate (and your monthly payment) can adjust.

So, it’s not about whether an ARM is good or bad. It’s about whether it fits your long-term plan.

If you’re trying to figure out what you can comfortably afford, it’s worth...

Message me if you would like to talk about buying or selling, or have questions about the local market!

Bill Wagner
The Wagner Team
770 316 5519
[email protected]
"A Higher Standard in Real Estate"

04/14/2026

This Week in Gwinnett...

Bill Wagner
The Wagner Team
770 316 5519
[email protected]
"A Higher Standard in Real Estate"

04/14/2026

Ben Affleck has reportedly signed over his share of the $60.9 million Beverly Hills mansion he bought with Jennifer Lopez in 2023 to his ex-wife for free, according to TMZ. The couple spent more than a year trying to sell the property, listing it as high as $68 million before repeatedly cutting the price to $52 million, before taking it off the market entirely in January 2026.

04/07/2026

While many cite 20% as the standard downpayment, the typical first-time buyer last year purchased with just 10% down. Buyers are taking advantage of numerous downpayment assistance programs to pave their path to homeownership.

Bill Wagner
The Wagner Team
770 316 5519
[email protected]
"A Higher Standard in Real Estate"

04/02/2026

This Week in Gwinnett

Bill Wagner
The Wagner Team
770 316 5519
[email protected]
"A Higher Standard in Real Estate"

03/19/2026

You now need $93,000 a year just to afford the average home.
In 2020 it was $52,000.
In just 6 years the income required to buy a typical home jumped 79%.
Seventy. Nine. Percent.
Wages didn't go up 79%.
Productivity didn't go up 79%.
The cost of living didn't go up 79%.
Just the price of entry into the American Dream.
And here's the part that really stings.
The median household income in America right now is about $86,000.
Which means the MEDIAN American household earns LESS than what's required to afford the MEDIAN home.
Read that again.
The average family can't afford the average house.
That's not a housing market. That's a housing crisis with a for sale sign on it.
And people wonder why first time buyers have essentially disappeared.
They haven't given up on homeownership.
The math just stopped working for them.
Between 2020 and 2022 alone the income requirement jumped from $52,087 to $63,111.
Then from $63,111 to $87,092 in one more year.
Then to $98,900 at its peak.
We're slightly off that peak now at $93,061.
Which sounds like improvement until you remember that $93,000 is still 79% higher than where we started.
This isn't a blip.
This isn't a correction.
This is a structural shift in who gets to own a home in America.
And right now the answer is increasingly: not you.

03/17/2026

46% of new homes in Georgia have HOAs with fees averaging about $75 a month.

Source: Realtor.com

02/24/2026

This Week in Gwinnett

Bill Wagner
The Wagner Team
770 316 5519
[email protected]
"A Higher Standard in Real Estate"

02/13/2026