08/26/2021
What is PIP?
Long ago, people who were hurt, maybe in a car accident, might not get the medical attention they needed because they did not have the money or insurance or because their insurance company did not cover their injuries. They would get an attorney and wait until they won the case or settled when they had money to get the medical attention they needed. It was also thought that if people did not get medical attention immediately or soon after they were injured, their condition could worsen, get "aggravated", and it would cost that much more to care for the person. Maybe they could not go back to work, would lose their job or income and the state would have to provide for them.
PIP was created to provide people with the ability to access a certain amount of money for medical care and loss of income. The idea was to make PIP available no matter who was "at fault".
But, of course, there are ways to do things, legally, that are best for you, and ways not to do things that are no so best for you.
That is where an attorney comes in. You will want to make best use of the PIP money you are entitled to, and an attorney will help greatly in advising you how to take PIP money so that the state doesn't come after you to return it. Most importantly, each person's situation is different and you must tailor your PIP payouts to best benefit you in the short and in the long run
