Saedi Law Group, LLC

07/20/2026

Most bankruptcy problems are not caused by filing bankruptcy. They are caused by decisions people make before they file.

In this video, Georgia bankruptcy attorney Lorena Saedi explains the most common and costly bankruptcy mistakes she sees, including:

✅ Waiting until the day before a foreclosure or repossession
✅ Ignoring lawsuit papers and garnishment notices
✅ Cashing out a 401(k), IRA, or pension
✅ Transferring a car, house, or other property to family
✅ Repaying relatives before filing bankruptcy
✅ Using credit cards when bankruptcy is already being considered
✅ Failing to disclose assets, income, tax refunds, lawsuits, or cryptocurrency
✅ Borrowing against a home to pay credit card debt
✅ Relying on a debt settlement company without understanding the risks
✅ Choosing Chapter 7 or Chapter 13 based on someone else’s case
✅ Failing to file tax returns
✅ Ignoring responsibilities after the bankruptcy case is filed

Many of these decisions can create trustee issues, expose family members to recovery actions, reduce available exemptions, or make a bankruptcy case more complicated than necessary.

Before transferring property, withdrawing retirement funds, paying relatives, selling assets, taking out a home equity loan, or making other major financial decisions, speak with a qualified bankruptcy attorney.

Chapter 7 and Chapter 13 bankruptcy are very different. The correct option depends on your income, property, debts, mortgage arrears, vehicle loans, taxes, and long-term financial goals.

📍 Saedi Law Group helps individuals and families throughout Georgia evaluate Chapter 7 and Chapter 13 bankruptcy options.

Schedule a consultation:
https://www.georgiabankruptcylawgroup.com

Subscribe for practical information about bankruptcy, foreclosure, garnishment, repossession, credit card lawsuits, debt settlement, and rebuilding your finances.

This video is provided for general educational purposes only and is not legal advice. Bankruptcy laws and procedures vary by jurisdiction. Watching this video does not create an attorney-client relationship.

07/04/2026

😰 Nervous about your bankruptcy hearing? You're not alone.

One of the biggest fears people have after filing bankruptcy is the 341 Meeting of Creditors. Many people imagine walking into a courtroom filled with creditors asking tough questions—but that's usually not what happens.

✅ What is the 341 Meeting?
✅ Do you have to go to court?
✅ Will your creditors actually show up?
✅ What questions will the bankruptcy trustee ask?
✅ How can you prepare so the meeting goes smoothly?

In this video, I explain exactly what to expect so you can feel more confident and less anxious about this important step in the bankruptcy process. Knowledge is one of the best ways to reduce fear. 💙

If you're filing Chapter 7 bankruptcy or Chapter 13 bankruptcy, one...