05/29/2026
Most sellers are surprised by what actually needs to be disclosed under Illinois law. 📝
A “material defect” isn’t just a crack in the paint or a squeaky floorboard. In Illinois, it means a condition that would seriously reduce the home’s value or create a significant health or safety concern, unless the seller genuinely believes it’s been fixed. Think along the lines of water problems, code violations, environmental issues, boundary disputes, or structural concerns. 🚩
The rules go beyond typical wear and tear, but sellers aren’t expected to list every minor issue. What matters are the big-picture problems that could impact a buyer’s experience or investment. Even when selling “as-is,” these disclosures are still required, and the form needs to be completed before the deal is official. For families upsizing, first-time buyers, or downsizers eyeing a smaller place, knowing exactly what should be shared up front keeps everyone protected and confident at the closing table. 🏡
If you were buying or selling, which types of home issues would you want to know about right away? Let’s talk below!
Ted Breden, Realtor
HomeSmartConnect
🏡 Helping you find your way home in the northwest suburbs.
📲 Text me at (773) 590-9393 with any questions!
🌐 https://TedBreden.com
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