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Garma and Garma Law Office, 2nd floor A's Building, Purok Rural, Malacampa, Camiling, Tarlac (2026)

Q: What is the address?

2nd Floor A's Building, Purok Rural, Malacampa, Camiling

18/08/2026

𝗡𝗔𝗞𝗔𝗕𝗔𝗞𝗢𝗗 𝗡𝗔 𝗔𝗡𝗚 𝗟𝗨𝗣𝗔. 𝗜𝗕𝗜𝗚 𝗦𝗔𝗕𝗜𝗛𝗜𝗡 𝗕𝗔 𝗡𝗜𝗬𝗔𝗡, 𝗦𝗜𝗬𝗔 𝗡𝗔 𝗔𝗡𝗚 𝗠𝗔𝗬-𝗔𝗥𝗜?

You've probably heard someone say:

"Matagal na naming ginagamit ang lupang iyan."

Or perhaps:

"Tatlumpung taon na kaming nakatira rito. Amin na 'yan."

At first glance, it may seem reasonable. But in law, living on land and owning land are not always the same thing.

One of the most misunderstood concepts in property law is the difference between possession and ownership.

Possession means a person is physically occupying or using the property. Ownership, on the other hand, refers to the legal right to own, enjoy, and dispose of that property.

The two often go together—but not always.

The Civil Code of the Philippines recognizes that, in certain situations, ownership may be acquired through acquisitive prescription, which means a person may eventually become the owner after possessing property openly, continuously, and under the conditions required by law for a specific period of time.

However, there is an important limitation that many people do not know.

If the property is registered under the Torrens System, the general rule is that registered land cannot be acquired by prescription or adverse possession against the registered owner. This principle, embodied in Presidential Decree No. 1529 (Property Registration Decree), protects the stability and reliability of registered land titles.

This is why merely fencing a property, cultivating it, paying taxes on it, or occupying it for many years does not automatically transfer ownership, especially if another person holds a valid certificate of title.

Of course, every land dispute has its own facts. Questions involving inheritance, overlapping claims, boundary disputes, government lands, or unregistered properties may involve different legal rules.

That is why it is dangerous to rely on statements such as:

"Matagal na kasi naming hawak ang lupa."

Length of possession is only one factor. It does not always determine ownership.

𝗕𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝗯𝘂𝘆, 𝘀𝗲𝗹𝗹, 𝗼𝗿 𝗰𝗹𝗮𝗶𝗺 𝗮 𝗽𝗶𝗲𝗰𝗲 𝗼𝗳 𝗹𝗮𝗻𝗱, 𝗺𝗮𝗸𝗲 𝘀𝘂𝗿𝗲 𝘆𝗼𝘂 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗶𝗼𝗻 𝗮𝗻𝗱 𝗹𝗲𝗴𝗮𝗹 𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽. 𝗧𝗵𝗲𝘆 𝗮𝗿𝗲 𝗻𝗼𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲.

This post is for general information only and does not constitute legal advice. The outcome of every land dispute depends on its specific facts and applicable law.

If you are involved in a boundary dispute, an ownership conflict, or questions regarding land titles and possession, Garma & Garma Law Office can help you understand your legal rights and available remedies.

17/08/2026

🏆 𝗖𝗼𝗻𝗴𝗿𝗮𝘁𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀, 𝗔𝘁𝘁𝘆. 𝗝𝗮𝘆 𝗚𝗮𝗿𝗺𝗮!

The 𝗜𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗲𝗱 𝗕𝗮𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀 - 𝗧𝗮𝗿𝗹𝗮𝗰 𝗖𝗵𝗮𝗽𝘁𝗲𝗿 proudly recognized 𝗔𝘁𝘁𝘆. 𝗗𝗼𝗻 𝗔𝗲𝗵𝗿𝗷𝗮𝘆 𝗦. 𝗚𝗮𝗿𝗺𝗮, 𝗢𝗧𝗥𝗣, 𝗥𝗘𝗕, 𝗖𝗖𝗢, 𝗥𝗘𝗔 with a 𝗣𝗹𝗮𝗾𝘂𝗲 𝗼𝗳 𝗥𝗲𝗰𝗼𝗴𝗻𝗶𝘁𝗶𝗼𝗻 for his exceptional achievement in the 𝟮𝟬𝟮𝟱 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗔𝗽𝗽𝗿𝗮𝗶𝘀𝗲𝗿 𝗟𝗶𝗰𝗲𝗻𝘀𝘂𝗿𝗲 𝗘𝘅𝗮𝗺𝗶𝗻𝗮𝘁𝗶𝗼𝗻, where he ranked 𝟰𝘁𝗵 𝗻𝗮𝘁𝗶𝗼𝗻𝘄𝗶𝗱𝗲.

This remarkable accomplishment reflects his dedication, discipline, and commitment to excellence in the legal and real estate professions.

We are proud to celebrate this well-deserved recognition and another milestone in 𝗔𝘁𝘁𝘆. 𝗝𝗮𝘆’𝘀 professional journey.

🏆 𝗖𝗼𝗻𝗴𝗿𝗮𝘁𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀, 𝗔𝘁𝘁𝘆. 𝗗𝗼𝗻 𝗔𝗲𝗵𝗿𝗷𝗮𝘆 𝗦. 𝗚𝗮𝗿𝗺𝗮, 𝗢𝗧𝗥𝗣, 𝗥𝗘𝗕, 𝗖𝗖𝗢, 𝗥𝗘𝗔! ⚖️🏆

𝘍𝘳𝘰𝘮 𝘺𝘰𝘶𝘳 𝘎𝘢𝘳𝘮𝘢 𝘢𝘯𝘥 𝘎𝘢𝘳𝘮𝘢 𝘓𝘢𝘸 𝘖𝘧𝘧𝘪𝘤𝘦 𝘍𝘢𝘮𝘪𝘭𝘺.

14/08/2026

🎓 𝗖𝗼𝗻𝗴𝗿𝗮𝘁𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀, 𝗔𝘁𝘁𝘆. 𝗖𝗵𝘆𝗹𝗲𝗿 𝗚𝗮𝗿𝗺𝗮! 🎉

We proudly congratulate 𝗔𝘁𝘁𝘆. 𝗖𝗵𝘆𝗹𝗲𝗿 𝗕𝗼𝗻 𝗔𝗲𝗵𝗿𝗼𝗹𝗱 𝗚𝗮𝗿𝗺𝗮 for earning an 𝗢𝘂𝘁𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗥𝗮𝘁𝗶𝗻𝗴 𝗮𝘀 𝗟𝗲𝗰𝘁𝘂𝗿𝗲𝗿 at the 𝗣𝗼𝗹𝘆𝘁𝗲𝗰𝗵𝗻𝗶𝗰 𝗨𝗻𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆 𝗼𝗳 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀 – 𝗖𝗼𝗹𝗹𝗲𝗴𝗲 𝗼𝗳 𝗟𝗮𝘄 (𝗗𝗲𝗽𝗮𝗿𝘁𝗺𝗲𝗻𝘁 𝗼𝗳 𝗟𝗮𝘄).

From the courtroom to the classroom, Atty. Garma continues to make a meaningful impact through the law—and through the students he inspires.

𝗖𝗼𝗻𝗴𝗿𝗮𝘁𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀, 𝗔𝘁𝘁𝘆. 𝗚𝗮𝗿𝗺𝗮! Your Garma and Garma Law Office Family is proud of you! ⚖️📚

13/08/2026

𝗖𝗔𝗡 𝗬𝗢𝗨 𝗣𝗢𝗦𝗧 𝗦𝗢𝗠𝗘𝗢𝗡𝗘'𝗦 𝗣𝗛𝗢𝗧𝗢 𝗢𝗡𝗟𝗜𝗡𝗘 𝗪𝗜𝗧𝗛𝗢𝗨𝗧 𝗧𝗛𝗘𝗜𝗥 𝗣𝗘𝗥𝗠𝗜𝗦𝗦𝗜𝗢𝗡?

Social media has made it incredibly easy to upload photos and videos. But just because something is easy to post doesn't always mean it should be posted.

Many people ask:

"Pwede ko bang i-post ang picture niya kahit hindi siya pumayag?"

The answer depends on the situation.

The Civil Code of the Philippines recognizes a person's right to privacy, while the Data Privacy Act of 2012 (Republic Act No. 10173) protects personal information in appropriate situations. Depending on the facts, posting another person's image—especially if done to embarrass, harass, or expose private information—may have legal consequences.

Not every photograph posted online violates the law. However, context matters. Was the photo taken in a public place? Does it reveal sensitive information? Was it used to shame someone or spread false accusations? These factors may affect a person's legal rights and remedies.

Before clicking "Post," ask yourself:

𝗜𝘀 𝗶𝘁 𝘁𝗿𝘂𝗲? 𝗜𝘀 𝗶𝘁 𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝘆? 𝗜𝘀 𝗶𝘁 𝗳𝗮𝗶𝗿?

Sometimes, a few seconds of online posting can lead to years of legal consequences.

This post is for general information only and does not constitute legal advice.

If you have concerns involving privacy, social media disputes, or online harassment, Garma & Garma Law Office is available to discuss your legal options through proper consultation.

10/08/2026

🎉 𝗛𝗮𝗽𝗽𝘆 𝗕𝗶𝗿𝘁𝗵𝗱𝗮𝘆, 𝗔𝘁𝘁𝘆. 𝗖𝗵𝘆𝗹𝗲𝗿 𝗕𝗼𝗻 𝗔𝗲𝗵𝗿𝗼𝗹𝗱 𝗦. 𝗚𝗮𝗿𝗺𝗮! 🎂⚖️

Today, we celebrate not just another year of your life, but also the kind of person you are to the people around you. Someone who is always willing to lend a hand, share what he knows, and make time for others—even when there’s already a lot on his plate.

Your dedication to your work is admirable, but what makes you even more special is the way you use what you have to help others. Whether it’s through your profession, a piece of advice, or simply being there when someone needs help, you’ve made a difference in more lives than you probably realize.

Wishing you good health, genuine happiness, continued success, and more blessings—not just for yourself, but for all the people whose lives you continue to touch.

And, of course, may this year bring you more good food, good company, unforgettable memories, and fewer “Atty., may tanong lang po…” messages. 😂

🥂 Here’s to another year of 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝗼𝘁𝗵𝗲𝗿𝘀, 𝗿𝗲𝗮𝗰𝗵𝗶𝗻𝗴 𝗻𝗲𝘄 𝗵𝗲𝗶𝗴𝗵𝘁𝘀, and 𝗹𝗶𝘃𝗶𝗻𝗴 𝗹𝗶𝗳𝗲 𝘁𝗼 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹𝗲𝘀𝘁. ❤️

𝗛𝗮𝗽𝗽𝘆 𝗕𝗶𝗿𝘁𝗵𝗱𝗮𝘆, 𝗔𝘁𝘁𝘆. 𝗖𝗵𝘆𝗹𝗲𝗿! 🎉⚖️

With love and appreciation,

𝗬𝗼𝘂𝗿 𝗚𝗮𝗿𝗺𝗮 𝗮𝗻𝗱 𝗚𝗮𝗿𝗺𝗮 𝗟𝗮𝘄 𝗢𝗳𝗳𝗶𝗰𝗲 𝗙𝗮𝗺𝗶𝗹𝘆. ❤️

09/08/2026

𝗗𝗢𝗡'𝗧 𝗕𝗨𝗬 𝗟𝗔𝗡𝗗 𝗨𝗡𝗧𝗜𝗟 𝗬𝗢𝗨 𝗖𝗛𝗘𝗖𝗞 𝗧𝗛𝗘 𝗕𝗔𝗖𝗞 𝗢𝗙 𝗧𝗛𝗘 𝗧𝗜𝗧𝗟𝗘.

You're about to buy a piece of land.

The seller proudly hands you a clean-looking Transfer Certificate of Title (TCT) and says:

"Malinis ang titulo. Wala kang dapat ikabahala."

Most buyers look only at the front page of the title. They check the owner's name, the lot number, and perhaps the area of the property.

But experienced real estate practitioners know that one of the most important parts of the title is often found at the back.

The reverse side of a land title usually contains the Memorandum of Encumbrances. This section may reveal important annotations affecting the property, such as:

✔ A real estate mortgage, meaning the property has been used as security for a loan.

✔ An adverse claim, indicating that another person is asserting a legal interest over the property.

✔ A Notice of Lis Pendens, which serves as a warning that the property is the subject of a pending court case affecting ownership or possession.

✔ Easements, restrictions, or other annotations that may affect how the property can be used or transferred.

These annotations do not automatically mean you should not buy the property. However, they are red flags that deserve careful legal evaluation before you proceed.

Under Presidential Decree No. 1529, also known as the Property Registration Decree, transactions and claims affecting registered land may be annotated on the certificate of title to protect the rights of the parties and to inform the public. In simple terms, these annotations exist so that prospective buyers are put on notice of matters that may affect the property.

Imagine paying millions of pesos for land only to discover afterward that it had already been mortgaged, was involved in a pending lawsuit, or was subject to another person's legal claim.

A few minutes spent reviewing the annotations could save you years of litigation.

𝗗𝘂𝗲 𝗱𝗶𝗹𝗶𝗴𝗲𝗻𝗰𝗲 𝗶𝘀 𝗻𝗼𝘁 𝗮𝗯𝗼𝘂𝘁 𝗱𝗶𝘀𝘁𝗿𝘂𝘀𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝘀𝗲𝗹𝗹𝗲𝗿. 𝗜𝘁 𝗶𝘀 𝗮𝗯𝗼𝘂𝘁 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁.

Before buying any property, take the time to examine both the front and the back of the title, and whenever possible, verify the title with the appropriate Registry of Deeds and conduct the necessary due diligence.

This post is for general information only and does not constitute legal advice. Every property transaction has unique facts that should be carefully reviewed.

If you are planning to buy or sell land, or if you would like a lawyer to review a land title before you proceed, Garma & Garma Law Office is ready to assist you and help protect your investment.

07/08/2026

𝗣𝗪𝗘𝗗𝗘 𝗕𝗔𝗡𝗚 𝗜𝗣𝗔𝗗𝗟𝗢𝗖𝗞 𝗔𝗡𝗚 𝗜𝗡𝗬𝗢𝗡𝗚 𝗕𝗔𝗛𝗔𝗬 𝗞𝗔𝗣𝗔𝗚 𝗛𝗜𝗡𝗗𝗜 𝗞𝗔 𝗡𝗔𝗞𝗔𝗕𝗔𝗬𝗔𝗗 𝗡𝗚 𝗨𝗣𝗔?

Imagine coming home after work only to discover that your landlord has changed the locks.

Can a landlord legally do that?

Generally, no.

While tenants are expected to pay rent on time, landlords must also follow the proper legal process before removing a tenant from leased property.

The Civil Code of the Philippines governs lease agreements, while the Rules of Court provide legal procedures for recovering possession of property. In many situations, a landlord who wants to evict a tenant must first comply with the legal requirements instead of taking matters into their own hands.

Changing locks without following the proper legal process may expose the landlord to legal liability.

Likewise, tenants should remember that failure to pay rent may also have legal consequences.
The law protects both property owners and tenants by requiring disputes to be resolved through lawful procedures—not through intimidation or self-help.

𝗔 𝗴𝗼𝗼𝗱 𝗹𝗲𝗮𝘀𝗲 𝗮𝗴𝗿𝗲𝗲𝗺𝗲𝗻𝘁 𝗮𝗻𝗱 𝗽𝗿𝗼𝗽𝗲𝗿 𝗹𝗲𝗴𝗮𝗹 𝗮𝗱𝘃𝗶𝗰𝗲 𝗰𝗮𝗻 𝗼𝗳𝘁𝗲𝗻 𝗽𝗿𝗲𝘃𝗲𝗻𝘁 𝗰𝗼𝘀𝘁𝗹𝘆 𝗱𝗶𝘀𝗽𝘂𝘁𝗲𝘀.

This post is for general information only and does not constitute legal advice.

If you are a landlord or tenant facing a lease dispute, Garma & Garma Law Office can help you understand the proper legal remedies.

02/08/2026

𝗣𝗪𝗘𝗗𝗘 𝗕𝗔𝗡𝗚 𝗕𝗨𝗠𝗜𝗟𝗜 𝗞𝗔𝗣𝗔𝗚 𝗛𝗜𝗡𝗗𝗜 𝗡𝗔𝗞𝗔𝗣𝗔𝗡𝗚𝗔𝗟𝗔𝗡 𝗦𝗔 𝗧𝗜𝗧𝗟𝗘 𝗔𝗡𝗚 𝗡𝗔𝗚𝗕𝗘𝗕𝗘𝗡𝗧𝗔?

You're about to buy a piece of land.

Everything looks good—until you notice one thing:

The person selling the property is not the name appearing on the title.

Should you still proceed?

Be careful.

As a general rule, the person selling property should have the legal authority to do so. If the seller is not the registered owner, there should be a valid legal basis showing why they can sell the property—for example, they may be an heir after the owner's death, an attorney-in-fact acting under a valid Special Power of Attorney, or a court-appointed representative. Each situation has its own legal requirements.

Buying property from someone who lacks authority may expose the buyer to costly legal disputes or even the risk of losing the property.

Under the Civil Code, a contract of sale requires that the seller have the capacity and authority to transfer ownership. Meanwhile, Presidential Decree No. 1529 emphasizes the importance of the registered title in land transactions.

Before handing over your money, ask these questions:

✔ Who is the registered owner?

✔ Why is someone else selling?

✔ What documents prove the seller's authority?

✔ Are those documents genuine and complete?

𝗡𝗲𝘃𝗲𝗿 𝗮𝘀𝘀𝘂𝗺𝗲. 𝗩𝗲𝗿𝗶𝗳𝘆.

A few days of due diligence are far less expensive than years of litigation.

This post is for general information only and does not constitute legal advice. If you are planning to buy or sell land, Garma & Garma Law Office can help review your documents before you proceed.

29/07/2026

𝗠𝗔𝗬 𝗞𝗔𝗥𝗔𝗣𝗔𝗧𝗔𝗡 𝗕𝗔 𝗔𝗡𝗚 𝗘𝗠𝗣𝗟𝗢𝗬𝗘𝗥 𝗡𝗔 𝗜𝗛𝗢𝗟𝗗 𝗔𝗡𝗚 𝗬𝗢𝗨𝗥 𝗟𝗔𝗦𝗧 𝗦𝗔𝗟𝗔𝗥𝗬?

One of the most common complaints from employees who resign is this:

"Hindi pa namin ibibigay ang final pay mo."
Many employees immediately assume this is illegal. On the other hand, many employers believe they can withhold a resigned employee's salary for as long as they want.
The law is more balanced than that.

Under the Labor Code of the Philippines, wages are protected because they are considered the fruits of an employee's labor. In addition, the Department of Labor and Employment (DOLE) Labor Advisory No. 06, Series of 2020, provides guidance that an employee's final pay should generally be released within thirty (30) days from the date of separation or termination of employment, unless a different period has been agreed upon or is provided in a Collective Bargaining Agreement.

This does not mean that an employer can simply refuse to release a final salary because an employee resigned or failed to complete every clearance requirement. Likewise, employees should understand that companies may still require the return of company property, settlement of authorized obligations, or completion of reasonable clearance procedures before processing the final pay.

The key is that both parties should act fairly and in accordance with the law.

𝗜𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗿𝗲𝘀𝗶𝗴𝗻𝗶𝗻𝗴, 𝗸𝗲𝗲𝗽 𝗰𝗼𝗽𝗶𝗲𝘀 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗿𝗲𝘀𝗶𝗴𝗻𝗮𝘁𝗶𝗼𝗻, 𝗰𝗹𝗲𝗮𝗿𝗮𝗻𝗰𝗲 𝗱𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝘀, 𝗮𝗻𝗱 𝗮𝗻𝘆 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀 𝗿𝗲𝗹𝗮𝘁𝗲𝗱 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗹 𝗽𝗮𝘆. These records may become important if disputes arise later.

This post is for general information only and does not constitute legal advice.

If you are experiencing problems involving unpaid salaries, final pay, or other labor concerns, Garma & Garma Law Office is ready to help you understand your legal rights.

26/07/2026

𝗡𝗔𝗦𝗔 𝗣𝗔𝗡𝗚𝗔𝗟𝗔𝗡 𝗞𝗢 𝗔𝗡𝗚 𝗧𝗔𝗫 𝗗𝗘𝗖𝗟𝗔𝗥𝗔𝗧𝗜𝗢𝗡. 𝗔𝗞𝗜𝗡 𝗡𝗔 𝗕𝗔 𝗔𝗡𝗚 𝗟𝗨𝗣𝗔?

This is one of the most common misconceptions in property law.

Many people proudly say:

"May tax declaration naman ako. Ibig sabihin, akin na ang lupa."

Not necessarily.

A Tax Declaration is issued for real property taxation purposes. It identifies who is responsible for paying real property taxes, but it is generally not conclusive proof of ownership.

In contrast, a Transfer Certificate of Title (TCT) or an Original Certificate of Title (OCT) issued under the Property Registration Decree (Presidential Decree No. 1529) serves as evidence of registered ownership over land. While even a title may be challenged in certain exceptional cases recognized by law, it carries significantly greater legal weight than a tax declaration.

That does not mean a tax declaration is useless. Courts have recognized that tax declarations and tax payments may help support a person's claim of ownership, particularly when considered together with actual possession and other evidence. Standing alone, however, they do not automatically make someone the legal owner of the property.

This distinction is important because many buyers unknowingly purchase land that has only a tax declaration, believing they are receiving a titled property.

𝗕𝗲𝗳𝗼𝗿𝗲 𝗯𝘂𝘆𝗶𝗻𝗴 𝗹𝗮𝗻𝗱, 𝗮𝘀𝗸 𝗻𝗼𝘁 𝗼𝗻𝗹𝘆 "𝗠𝗮𝘆 𝘁𝗮𝘅 𝗱𝗲𝗰?" 𝗯𝘂𝘁 𝗮𝗹𝘀𝗼 "𝗠𝗮𝘆 𝘁𝗶𝘁𝗹𝗲 𝗯𝗮?" 𝗮𝗻𝗱 "𝗔𝗻𝗼 𝗮𝗻𝗴 𝗽𝗿𝗼𝗼𝗳 𝗼𝗳 𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽?"

A careful review before purchasing property can save you years of litigation.

This post is for general information only and does not constitute legal advice. If you are buying, selling, or claiming ownership of land, consult Garma & Garma Law Office for guidance.

Garma and Garma Law Office

18/08/2026

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