The Public Remedy

06/02/2021

25/06/2020

"Ang Insurance ay tanda ng Pagmamahal."
- Ms Charo Santos Concio

Real Story,
Most of you will skip this post because it's about "life insurance". This is one of the Philippines' major problems. Only a few people understand the value of life insurance.
Whenever approached by an insurance agent, they immediately decline without giving any second thought about their decision.

Let me share with you a story for you to understand the importance of life insurance.

Maria Theresa was an engineer and so her husband Lito. One day, Maria Theresa was approached by an insurance agent and discussed with her the importance of life insurance. She got interested in buying insurance for herself and for her husband when she learned how important it is. She invited the agent to her home on weekend, so her husband could hear also what she had learned. When the agent arrived, she called her husband who was busy talking to someone on the phone. But when her husband learned that it was about insurance he immediately dismissed the agent by saying "Insurance? I don't have time for that!"
Maria Theresa felt embarassed by her husband's behavior, and because of this she told the agent to just meet her again at her office. To cut the long story short, Maria Theresa bought life insurance for herself.

Two years later, Maria Theresa suffered a heart attack, was rushed to the emergency room but did not survive. When the agent learned about it, she talked to Theresa's secretary to prepare the necessary documents needed to process the claim.

The agent visited the wake of Maria Theresa bringing a mass card with her. The agent approached Lito and asked him if he still remembers her. Lito replied that he seems to. The agent said: "I am the agent who was invited by your wife one weekend in your house to discuss life insurance. But you told us that you did not have time for life insurance. But Maria Theresa loved you so much that she bought life insurance policy worth 20 million. Now Lito, may I ask you, do you have time for 20 million?

Most of us think that having life insurance is like preparing for your own death. Since most of us were not taught the value of financial planning in school, what more about the importance of life insurance? You don't buy life insurance because someone has to die, you buy life insurance because someone has to live. You owe it to your loved ones.

Be financially literate and learn proper financial planning for your familys future, business and investment, decision is always yours bes :)




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Remy Manayan
Insurance Advisor

20/06/2020

The news was dated October 2019 👇

What if nangyari nga 'to? Handa ka na ba sa pag-cure ng sakit mo? Pwede mong gamitin naipon mo o pagsasanla sa mga naipundar mo. Pero ang kapalit neto ay pagsasakripisyo sa mga pangagailangan ng pamilya mo.

Think and reflect. 😊 You better have your life insurance now before it's too late. 😉

I'm willing to help, I am you Sun Life Financial Advisor. 🙂

18/06/2020

https://www.businessinsider.com/personal-finance/dads-life-insurance-saved-my-life-inspired-me-to-get-my-ownMust read! 👇👌

(Credit to the owner of testimony) 😊

Two years ago, when a friend approach me about Life Insurance, nasa isip ko na d ko kailangan nyan. 😂😂.
Kasi bata pa naman ako at iniisip ko din bakit ako kukuha nyan hindi pa naman ako Matetegi 😅. Karamihan kasi sa atin kaya ayaw nila ng Life Insurance feeling nila hinahanda na nila ang pag kamatay nila 😆. Pero, doon naman naman tayo lahat pupunta diba? 🤔
Hindi nga lang natin alam kung kailan at kung paano ito mangyayari.

Sa dami ng pwedeng manyari sa atin, lalo na sa panahon ngayon. Having Life Insurance is one of the best gift 🎁 to your self and to your loved ones. Yung tipong kahit na nasa pinakamalungkot na kalagayan sila sasabihin nilang salamat sayo dahil hanggang sa huli sila pa din ang iyong pinaglaanan.

Buying Life insurance is not only getting Protection but also having a Peace of Mind 👍👌.

When her father died, she had just enough money to fly out to say goodbye. But his life insurance payout covered his funeral — and bought her a house.

17/06/2020

Ang Life Insurance sa VUL ay para sa pamilya ko. 💖 At yung Investment fund ay para sa akin. 😊

If you think life insurance has a death benefit lang. Message me I'll tell you the living benefits. 😉

16/06/2020

Noon, ang face mask sobrang mura.
Di pinapansin, walang bumibili.
Last March may nabili ako na 5 pcs for P15.00 only. A box of 50 nasa Php 200+ lang.

Ngayong may Covid19 na, a box of 50pcs
can cost P600 to P1,000. But people BUY it kasi they realized na kelangan na nila.

Parang ganun din ang Life Insurance.
Ngayon na bata pa tayo at malusog, di tayo bibili.
Di natin yan papansinin kasi feeling natin di naman natin kelangan.

Pero ang pagkakasakit, aksidente and pagkamatay,
parang Covid lang din, unexpected.

Paano pag dumating yung panahon na mangyari ang isa jan, makakabili ka pa kaya ng insurance para matulungan ka at maprotektahan?

Okay lang sana kung pwede pa
bumili kahit mahal tulad ng masks
na kelangan natin ngayon. Eh paano kung hindi na pwede dahil out of stock na parang mask, paano ka ngayon?

Yung na-realize mo na kelangan mo
pala pero di ka nakabili nung una pa... Get protected get Sun Life Insurance now! 😊



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13/06/2020

Mga friends narinig nyo na ba ang Life Insurance? Malamang oo, sa dami ba naman ng mga financial advisor ngayon malamang meron ng mga nagtanong sainyo nyan.

Pero para saan nga ba ang Life Insurance at bakit nga ba natin ito kelangan? Mahalaga ba talagang meron tayo nito?

Here are some reasons kung bakit mo kelangan magkaroon ng Life Insurance ☀️😎👍

Libre lang po magpagawa ng quotation, i-message mo na ako ngayon. 🤗

Ctto

12/06/2020

Fact ✅

✅ Kapag magulang ka at di inaasahang ikaw ay nawala sa mundong ibabaw, ang lupang naiwan mo ag kailangan pang patawan ng taxes (estate and transfer taxes) upang maging tuluyang mapunta sa pangalan ng beneficiaries mo. Maaaring abutin pa ng 6 months o higit pa sa pagtata-transfer sa pangalan ng beneficiaries mo.

✅ Pero ang life insurance, mawala ka man, ang benefits neto ay makukuha ng beneficiaries mo sa loob ng *isang linggo. Pag nagkataon, pwede pa itong gamitin ng beneficiaries mo pang-asikaso o pambayad ng taxes para pagta-transfer ng property mo sa pangalan nila. 👌

✅ Interesado ka ba sa life insurance? Message mo ko dali, FREE lang po ang quotation. 🤗

Remy Manayan
Licensed Financial Advisor

*Terms and conditions apply