28/11/2025
๐ฃ ๐๐๐๐๐๐ / ๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐
๐๐ข๐ง๐ญ ๐๐๐ฌ๐ข๐๐๐ง๐๐๐ฌ ๐๐๐ค๐๐ญ๐ข
๐ถโ๐๐๐ ๐
๐๐๐๐ ๐ด๐ฃ๐., ๐๐๐๐๐ก๐ ๐ถ๐๐ก๐ฆ
๐๐ข๐ ๐ก-๐
๐ฅ๐จ๐จ๐ซ ๐๐ง๐ข๐ญ โข ๐๐๐๐ซ ๐๐ฎ๐ซ๐ง๐จ๐ฏ๐๐ซ ๐๐๐๐ โข ๐๐จ ๐๐๐ซ๐ค-๐๐ฉ ๐ฏ๐ฌ. ๐๐๐ฅ๐ฅ๐๐ซ
If youโre considering pre-selling units in Makati or in ๐๐๐๐ ๐๐ข๐ง๐ญ ๐๐๐ฌ๐ข๐๐๐ง๐๐๐ฌ, this ๐๐๐๐๐๐ (๐๐ฌ๐ฌ๐ฎ๐ฆ๐ฉ๐ญ๐ข๐จ๐ง ๐จ๐ ๐๐จ๐ง๐ญ๐ซ๐๐๐ญ)
is designed to be ๐ฆ๐จ๐ซ๐ ๐๐ญ๐ญ๐ซ๐๐๐ญ๐ข๐ฏ๐ than taking a fresh inventory unit from the developer.
๐ Project: ๐๐๐๐ ๐๐ข๐ง๐ญ ๐๐๐ฌ๐ข๐๐๐ง๐๐๐ฌ, ๐๐ก๐ข๐ง๐จ ๐๐จ๐๐๐ฌ ๐๐ฏ๐., ๐๐๐ค๐๐ญ๐ข
๐ High floor, Stack : ๐๐๐ญ๐ก ๐
๐ฅ๐จ๐จ๐ซ
๐ Original Contract Price (TCP): โฑ๐,๐๐๐,๐๐๐
๐ Total Amount Payable (with charges): โฑ๐,๐๐๐,๐๐๐
๐ Current Monthly Equity: โฑ๐๐,๐๐๐.๐๐
๐ Target Turnover / Loan Release: ๐๐ฌ๐ญ ๐๐ฎ๐๐ซ๐ญ๐๐ซ ๐๐๐๐
๐ Estimated Loan / Balance at Turnover: โ โฑ๐.๐๐๐
โ
๐๐๐ฌ๐๐ฅ๐จ ๐๐๐ซ๐ฆ๐ฌ (๐๐ซ๐๐๐ค-๐๐ฏ๐๐ง, ๐๐จ ๐๐ซ๐๐ฆ๐ข๐ฎ๐ฆ)
๐๐๐ฌ๐ก-๐จ๐ฎ๐ญ ๐ญ๐จ ๐ฌ๐๐ฅ๐ฅ๐๐ซ:
Refund of all payments made to SMDC to date โ currently ยฑ โฑ860,000+
๐๐ฎ๐ฒ๐๐ซ ๐ญ๐ก๐๐ง:
โ
Continues the remaining equity at โฑ๐๐,๐๐๐.๐๐/๐ฆ๐จ๐ง๐ญ๐ก
(only a ๐ฌ๐ฆ๐๐ฅ๐ฅ ๐๐๐ฅ๐๐ง๐๐ ๐ฅ๐๐๐ญ to complete the total
downpayment of approx. โฑ924k), and
โ
Takes the โฑ๐.๐๐๐ ๐๐๐ง๐ค / ๐ข๐ง-๐ก๐จ๐ฎ๐ฌ๐ ๐ฅ๐จ๐๐ง in the buyerโs name at turnover (2026).
In effect, you step into the sellerโs shoes at their ๐ฉ๐๐ง๐๐๐ฆ๐ข๐-๐๐ซ๐ ๐ฉ๐ซ๐ข๐๐, with ๐ง๐จ ๐ฆ๐๐ซ๐ค-๐ฎ๐ฉ ๐๐ซ๐จ๐ฆ ๐ญ๐ก๐ ๐ฌ๐๐ฅ๐ฅ๐๐ซ ๐จ๐ซ ๐ญ๐ก๐ ๐๐ซ๐จ๐ค๐๐ซ.
๐ก Why this is ๐ฆ๐จ๐ซ๐ ๐๐ญ๐ญ๐ซ๐๐๐ญ๐ข๐ฏ๐ ๐ญ๐ก๐๐ง ๐ฉ๐ซ๐-๐ฌ๐๐ฅ๐ฅ๐ข๐ง๐ SMDC MINT inventory
1. ๐๐๐๐ซ ๐๐ฎ๐ซ๐ง๐จ๐ฏ๐๐ซ, ๐๐จ๐ญ โ๐๐จ๐ง๐ ๐๐๐ข๐ญโ ๐๐ซ๐-๐๐๐ฅ๐ฅ๐ข๐ง๐
โ
This unit is scheduled for ๐ญ๐ฎ๐ซ๐ง๐จ๐ฏ๐๐ซ ๐๐ซ๐จ๐ฎ๐ง๐ ๐๐๐ซ๐ฅ๐ฒ ๐๐๐๐
โ
You donโt wait 4โ5 years; youโre much closer to actual use or rental income.
2. ๐๐๐ง๐๐๐ฆ๐ข๐-๐๐จ๐๐ค๐๐ ๐๐ซ๐ข๐๐ข๐ง๐
โ
Contract was signed during the ๐ฉ๐๐ง๐๐๐ฆ๐ข๐ ๐ฉ๐๐ซ๐ข๐จ๐, when prices were generally ๐ฅ๐จ๐ฐ๐๐ซ.
โ
You assume a contract that is ๐๐จ๐ฆ๐ฉ๐๐ญ๐ข๐ญ๐ข๐ฏ๐ ๐ฐ๐ข๐ญ๐ก, ๐๐ง๐ ๐จ๐๐ญ๐๐ง ๐๐๐ฅ๐จ๐ฐ, ๐ฆ๐๐ง๐ฒ ๐๐ฎ๐ซ๐ซ๐๐ง๐ญ ๐๐๐ฏ๐๐ฅ๐จ๐ฉ๐๐ซ ๐ฅ๐ข๐ฌ๐ญ ๐ฉ๐ซ๐ข๐๐๐ฌ for comparable units.
3. ๐๐ข๐ ๐ก-๐
๐ฅ๐จ๐จ๐ซ, ๐๐ฉ๐๐๐ข๐๐ข๐ ๐๐ญ๐๐๐ค โ ๐๐จ๐ญ ๐๐ก๐๐ญ๐๐ฏ๐๐ซ ๐ข๐ฌ ๐๐๐๐ญ
โ
You are getting a ๐ฌ๐ฉ๐๐๐ข๐๐ข๐ ๐ก๐ข๐ ๐ก-๐๐ฅ๐จ๐จ๐ซ ๐ฌ๐ญ๐๐๐ค (๐๐๐ญ๐ก ๐๐ฅ๐จ๐จ๐ซ) already assigned.
โ
With pre-selling inventory, you often choose from whatโs left; here, you know ๐๐ฑ๐๐๐ญ๐ฅ๐ฒ what youโre getting.
4. ๐๐ฅ๐ฆ๐จ๐ฌ๐ญ ๐
๐ฎ๐ฅ๐ฅ๐ฒ ๐๐๐ข๐ ๐๐จ๐ฐ๐ง๐ฉ๐๐ฒ๐ฆ๐๐ง๐ญ
Most of the ๐๐ช๐ฎ๐ข๐ญ๐ฒ / ๐๐จ๐ฐ๐ง๐ฉ๐๐ฒ๐ฆ๐๐ง๐ญ ๐ข๐ฌ ๐๐ฅ๐ซ๐๐๐๐ฒ ๐ฉ๐๐ข๐
You only take over a ๐ฌ๐ก๐จ๐ซ๐ญ ๐ซ๐๐ฆ๐๐ข๐ง๐ข๐ง๐ ๐๐ช๐ฎ๐ข๐ญ๐ฒ ๐ฉ๐๐ซ๐ข๐จ๐, then wait for turnover and loan release.
This can be easier for serious buyers who are ready for a ๐ง๐๐๐ซ-๐ญ๐๐ซ๐ฆ ๐ฆ๐จ๐ฏ๐-๐ข๐ง ๐จ๐ซ ๐ฅ๐๐๐ฌ๐ข๐ง๐ ๐ฉ๐ฅ๐๐ง, rather than a very long stretch of pre-selling payments.
5. ๐๐จ ๐๐๐ซ๐ค-๐๐ฉ, ๐๐ซ๐๐ง๐ฌ๐ฉ๐๐ซ๐๐ง๐ญ ๐๐ฎ๐ฆ๐๐๐ซ๐ฌ
Seller is ๐ง๐จ๐ญ ๐ฆ๐๐ค๐ข๐ง๐ ๐ ๐ฉ๐ซ๐จ๐๐ข๐ญ; they simply want to recover what they have paid.
All figures (SOA, payment history, and SMDC Excel schedule) can be shown for your due diligence, for serious buyers.
6. ๐
๐ฅ๐๐ฑ๐ข๐๐ฅ๐ ๐๐ข๐ฌ๐๐ฎ๐ฌ๐ฌ๐ข๐จ๐ง ๐จ๐ง ๐๐๐ฌ๐ก-๐๐ฎ๐ญ ๐๐ญ๐ซ๐ฎ๐๐ญ๐ฎ๐ซ๐
For qualified buyers, the ๐๐๐ฌ๐ก-๐จ๐ฎ๐ญ ๐ฆ๐๐ฒ ๐๐ ๐๐ข๐ฌ๐๐ฎ๐ฌ๐ฌ๐๐ ๐๐จ๐ซ ๐ซ๐๐๐ฌ๐จ๐ง๐๐๐ฅ๐ ๐ฌ๐ญ๐ซ๐ฎ๐๐ญ๐ฎ๐ซ๐ข๐ง๐ (e.g., staggered within a short period), while keeping the seller at ๐๐ซ๐๐๐ค-๐๐ฏ๐๐ง.
๐ฉโ๐ผ ๐๐๐ง๐๐ฅ๐๐ ๐๐ฒ ๐ ๐ฅ๐ข๐๐๐ง๐ฌ๐๐ ๐๐๐๐ฅ ๐๐ฌ๐ญ๐๐ญ๐ ๐๐ซ๐จ๐ค๐๐ซ ๐๐๐ฌ๐๐ ๐ข๐ง ๐๐๐ค๐๐ญ๐ข.
Ideal for ๐๐ง๐-๐ฎ๐ฌ๐๐ซ๐ฌ, ๐๐
๐๐ฌ, ๐จ๐ซ ๐ข๐ง๐ฏ๐๐ฌ๐ญ๐จ๐ซ๐ฌ who want:
โ
A Makati condo
โ
Near-term turnover
โ
And a contract ๐ฅ๐จ๐๐ค๐๐ ๐ข๐ง ๐๐ญ ๐ฉ๐๐ง๐๐๐ฆ๐ข๐ ๐ฉ๐ซ๐ข๐๐ข๐ง๐ , not current pre-selling rates.
๐ฒ If youโre bank-qualified and seriously considering ๐๐ข๐ง๐ญ ๐๐๐ฌ๐ข๐๐๐ง๐๐๐ฌ, comment โ๐๐๐๐โ or send a ๐ฉ๐ซ๐ข๐ฏ๐๐ญ๐ ๐ฆ๐๐ฌ๐ฌ๐๐ ๐ with:
โ
Your employment/OFW status
โ
Target bank (if any)
and Iโll share the ๐๐ฎ๐ฅ๐ฅ ๐๐จ๐ฆ๐ฉ๐ฎ๐ญ๐๐ญ๐ข๐จ๐ง, ๐ฅ๐๐ญ๐๐ฌ๐ญ ๐๐๐๐ ๐ฌ๐ญ๐๐ญ๐๐ฆ๐๐ง๐ญ, ๐๐ง๐ ๐ฏ๐ข๐๐ฐ๐ข๐ง๐ /๐ฏ๐๐ซ๐ข๐๐ข๐๐๐ญ๐ข๐จ๐ง ๐ฌ๐ญ๐๐ฉ๐ฌ.
