Erwin Uy, REB

I created this page simply to help you build your Real Estate Career, Real Estate Business and also help you find your Dream Home. Thank you.

Please feel free to contact me so I can assist you personally.

23/02/2026

Hesitant to buy? Don't be shy...
Ask me anything, I will reply.☺️👍

05/02/2026

👉 Every ‘no’ you survive brings you closer to the ‘yes’ that can change your life. Persistence turns effort into opportunity.

01/02/2026

Park Place II Subdivision, by Pueblo de Oro

📍 Babag 2, Lapu-Lapu City — near CCLEX 3rd Bridge!
✔️2-Storey, Single Attached
✔️3 Bedrooms + Maid’s Room
✔️2 T&B | 2–3 Carports
✔️Spacious 88 sqm lot | 106.5 sqm floor

Reservation Fee: P40,000

Enjoy skyline views & quick access to Cebu City in just 10–15 mins!

See to Appreciate!

📩 Message me directly for viewing & reservation assistance!

📱09562542398 (viber | whatsapp)

31/01/2026

"Consistency is key to achieving long-term success. It's not about perfection—it's about making small, regular efforts over time"

25/01/2026

Your dream is yours for a reason. Don’t let anyone stop it.

09/01/2026

Stay focused, push forward, and trust the process. Your future rewards the effort you give now.

08/11/2025

🏠Did you know?

Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood…

👉 You STILL owe the bank or Pag-IBIG.
Yes — even if your home is gone, your housing loan doesn’t disappear.

You borrowed money, and that loan remains your responsibility until it’s fully paid.

That’s why when you buy a house through Bank Financing or Pag-IBIG, having the right insurance coverage is a must!

Here’s what every homeowner should understand 👇
1️⃣ MRI (Mortgage Redemption Insurance)
This protects your family if something happens to you (the borrower).
If you pass away before the loan is paid off, the MRI settles the remaining balance — so your loved ones won’t inherit the debt or risk losing the home. 🙏
2️⃣ Fire and Acts of Nature (AON) Coverage
This protects your property itself — in case it’s damaged or destroyed by fire, earthquake, flood, or typhoon.
Without this, the bank or Pag-IBIG will still collect loan payments even if your house is unlivable. 😢

📋 Here’s how it works:
✅ You file a claim for the damage.
✅ The insurance company pays the bank or Pag-IBIG directly (since your property is the collateral).
✅ If the claim amount covers your remaining loan — good news, your loan is settled!
✅ But if it’s less, you’ll have to pay the difference.
Insurance pays for the damage, but your loan stays until the lender is fully paid.

MRI protects your family, and AON protects your home. Both are essential for your peace of mind and financial security. ❤️

✨ Tip:
Whether your home is under Bank or Pag-IBIG financing, review your insurance today.

Make sure you’re protected with MRI + Acts of Nature coverage.
Photo credits to owner

31/10/2024

Are you interested in owning a property in Pristina North for as low as Php 9,000 equity? Message me ASAP to learn more!

29/10/2024

Want to Earn an Extra Income on top of your current income?

We are now Hiring Filipino Global Partners around the world!

Message me for assistance or simply scan the QR code to register.

26/10/2024

Want to Earn an Extra Income on top of your current income?

We are now Hiring Filipino Global Partners around the world!

Message me for assistance or simply scan the QR code to register.

Address

Babag 2 Lapu-lapu City
Lapu-Lapu City
6015

Website

http://www.youtube.com/c/ErwinUy

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