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25/08/2026

SIMULATED BIRTH RECORDS MAY STILL BE CORRECTED WITHOUT COURT CASE UNTIL MARCH 29, 2029

The public is advised that birth certificates that were falsely registered to make it appear that a child was born to persons who are not the biological parents—commonly called simulated births—may still be corrected under Republic Act No. 11222, or the Simulated Birth Rectification Act.

The law was approved on February 21, 2019 and took effect on March 29, 2019. It provides a legal way to correct simulated birth records and, at the same time, legalize the relationship between the child and the persons who raised the child, but only for simulations done before March 29, 2019.

Learn more: https://dlsurf.com/l/muotvbf

Law e and Accounting Services in one office. ⚖️📊Message us for inquiries and assistance.SAHB Law and Accounting Office
25/08/2026

Law e and Accounting Services in one office. ⚖️📊
Message us for inquiries and assistance.

SAHB Law and Accounting Office

24/08/2026

The Supreme Court (SC) has ruled that a bank cannot require a depositor to return money they already withdrew on the ground of unjust enrichment when the loss was caused by the bank’s own gross negligence.

In a Decision written by Associate Justice Japar B. Dimaampao, the SC’s Third Division denied the petition filed by BDO Unibank, Inc. (BDO), holding that the bank’s disregard of its own banking policy amounted to gross negligence.

The case stemmed from Cristina Barcellano’s (Barcellano) deposit of a regional check worth PHP 151,200 from an Albay branch of Landbank into her savings account at BDO’s Lucena City branch.

The BDO teller mistakenly validated the check as local instead of regional, allowing the amount to be credited after only three banking days instead of the required seven.

Believing the funds were available, Barcellano withdrew PHP 76,000. Shortly after, BDO received a stop payment order on the check and demanded that she return the money. Although Barcellano initially agreed, she never repaid the amount. BDO later refused to release the remaining balance and filed a criminal complaint for estafa.

Both the Regional Trial Court and the Court of Appeals acquitted Barcellano, finding no fraud, deceit, or abuse of confidence on her part and blamed BDO’s own negligence.

Before the SC, BDO asked for a review of the civil aspect of the case, arguing that despite Barcellano's acquittal, she should still be required to return the money. BDO argued that her refusal amounted to unjust enrichment and that since the funds were released due to its error in processing the check, Barcellano was required to return them based on the principle of 𝘴𝘰𝘭𝘶𝘵𝘪𝘰 𝘪𝘯𝘥𝘦𝘣𝘪𝘵𝘪, which requires the repayment of money received by mistake.

The SC disagreed, ruling that there was no unjust enrichment because BDO failed to prove that Barcellano knowingly received and retained a benefit to which she was not entitled.

SC declared that the bank did not explain why the stop payment order was issued or show that Barcellano knew the check would not be honored. Instead, the evidence showed that she withdrew the money in good faith after BDO itself made the funds available in her account.

The SC also ruled that BDO’s own gross negligence caused its loss. It found that the bank credited the check before it had properly cleared it, incorrectly treated a regional check as a local check, and failed to detect the error until after receiving the stop payment order. These lapses showed a failure to observe basic safeguards meant to protect the bank from the risks of invalid checks.

The SC also rejected BDO’s reliance on solutio indebiti. Although the doctrine generally requires the return of money received by mistake, it does not apply when the mistake resulted from the payor’s own gross negligence. Here, BDO’s error stemmed from its failure to exercise the extraordinary diligence and reasonable prudence required of banks.

Read the full text of the press release at https://sc.judiciary.gov.ph/?p=171657

Read the full text of the Decision at https://sc.judiciary.gov.ph/261264-bdo-unibank-inc-vs-cristina-barcellano-y-riego/

Copying of this content is subject to the SC PIO’s Credit Attribution Policy: https://sc.judiciary.gov.ph/credit-attribution

Notarized does not always mean valid. ⚖️The underlying agreement must still comply with the law.
24/08/2026

Notarized does not always mean valid. ⚖️
The underlying agreement must still comply with the law.

24/08/2026

Visit our office or message us today. We're here to help. 📞✨

MONDAY REMINDER ⚖️📊Start the week by keeping your legal and financial matters in order.Before the week gets busy, take t...
24/08/2026

MONDAY REMINDER ⚖️📊

Start the week by keeping your legal and financial matters in order.

Before the week gets busy, take time to check:
✔Contracts or documents that need review or notarization
✔Unpaid obligations or demand letters that need attention
✔Business permits and registrations
✔Bookkeeping records and BIR compliance
✔Court or legal documents with approaching deadlines

SAHB Law and Accounting Office
Legal • Accounting • Notarial Services • Consultation
📞 0998 542 6432

"Your Partner in Legal and Accounting Confidence"

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22/08/2026

Message us for inquiries!
-Notarial services
-Affidavits
-Contracts
-Deeds
-SPA
-Others

SAHB Law and Accounting Office

21/08/2026

SUPREME COURT ORDERS MALL TO GIVE RAFFLE PRIZE TO SECURITY GUARD’S WIFE

The Supreme Court (SC) has ordered a shopping mall to award the grand prize won by the wife of one of its security guards, ruling that once a raffle participant is declared a winner, the right to the prize becomes concrete and enforceable.

In a 10-page decision penned by Associate Justice Samuel Gaerlan, the SC's Third Division affirmed the Court of Appeals’ ruling ordering Shopping Center Management Corporation (SCMC) to deliver to Nelly Galutera, the wife of an SCMC security guard, the brand-new Suzuki S-Presso Special Edition MT she won in a promotional raffle.

In April 2022, SCMC conducted a raffle promotion in SM City Cauayan. Nelly Galutera was declared the grand prize winner of a brand-new Suzuki S-Presso Special Edition MT.

SCMC withheld the prize, claiming Galutera was disqualified under Promo Mechanics No. 22, which excludes employees of SCMC, its affiliates, mall tenants, agencies, service providers, and their relatives up to the second degree of consanguinity or affinity.

SCMC argued that Galutera’s husband, Rodel Alejo Galutera was a security guard deployed at Banco de Oro (BDO) inside SM City Cauayan. Rodel was employed by Ranniag Security Services, Inc., which was hired by BDO.

Galutera filed a complaint before the Department of Trade and Industry (DTI). Both the DTI Adjudication Officer and the DTI Secretary dismissed her complaint, ruling that her husband was an employee of a service provider of a mall tenant (BDO).

The Court of Appeals (CA) subsequently ruled in favor of Galutera and ordered the grant of the grant prize to Galutera or its current prize brand-new Suzuki S-Presso Special Edition MT or its equivalent in cash. This prompted the shopping mall to elevate the case before the Supreme Court.

In affirming the ruling of the appellate court, the high court cited Article 1370 of the Civil Code, clear contract terms control. Security guards are employees of their respective security agencies, not of the client entity to which they are assigned.

It underscored that the DTI’s findings are not conclusive here because the issue involves a purely legal question as it pertains to the interpretation of Promo Mechanics No. 22 under Article 1370 of the Civil Code, rather than technical administrative matters.

The highest bench found that SCMC failed to prove that Galutera exceeded the income/property thresholds for indigent litigants. Merely making purchases to obtain raffle entries does not automatically disqualify her from being an indigent party.

It held that Galutera is NOT disqualified and emphasized that the declaration of a raffle winner creates a binding right to the prize, which the establishment must honor in accordance with the terms of the promotion.

19/08/2026

The (SC) has ruled that a sales agent’s promise to issue a Contract to Sell after payment of reservation fee is not an “advertisement” under Presidential Decree No. (PD) 957, or the 𝘚𝘶𝘣𝘥𝘪𝘷𝘪𝘴𝘪𝘰𝘯 𝘢𝘯𝘥 𝘊𝘰𝘯𝘥𝘰𝘮𝘪𝘯𝘪𝘶𝘮 𝘉𝘶𝘺𝘦𝘳𝘴’ 𝘗𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘷𝘦 𝘋𝘦𝘤𝘳𝘦𝘦, that would form part of developer’s warranties. However, the developer may still be required to refund a buyer if it fails to honor that promise.

In a Decision written by Associate Justice Maria Filomena D. Singh, the SC’s Third Division ordered Empire East Land Holdings, Inc. (Empire East) to refund the payments made by John Edrem Bautista (Bautista) after it failed to issue the promised Contract to Sell.

Bautista paid Empire East for a residential unit PHP 130,000, consisting of a PHP 20,000 reservation fee and PHP 110,000 in additional payments. He claimed he made the payments because Empire East’s sales agent promised to issue a Contract to Sell once he paid the reservation fee. When more than a year passed without the contract being issued, Bautista stopped making payments and demanded a refund.

The SC, agreeing with both the Human Settlements Adjudication Commission (HSAC) and the Court of Appeals which ruled in Bautista’s favor, held that Bautista was entitled to a refund but clarified that the sales agent’s promise did not fall under Section 19 of PD 957.

The SC clarified that Section 19, which mandates truthful and non-misleading advertisements and sales materials, applies only to materials intended for the general public, such as those in those in newspapers, radio, TV, or similar mass communication channels. It does not cover promises made by a sales agent to individual buyers.

The SC emphasized that buyers remain protected, as developers may still be held liable under their contractual obligations and other applicable laws.

The SC ordered Empire East to refund Bautista the PHP 130,000 with interest of 6% per annum reckoned from the filing of the complaint in 2012, as well as to pay PHP 260,000 in exemplary damages, which courts award to discourage wrongful conduct and warn against similar actions.

Read the full text of the Press Release at https://sc.judiciary.gov.ph/?p=171359.

Read the full text of the Decision at https://sc.judiciary.gov.ph/wp-content/uploads/2026/05/272556-1.pdf.

Copying of this content is subject to the SC PIO’s Credit Attribution Policy: https://sc.judiciary.gov.ph/credit-attributionon-policy.

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