03/10/2022
SOMETHING YOU NEED TO KNOW ABOUT PAG-IBIG!
Common Questions of an OFW regarding Pag-ibig Housing Loan:
1. I have love before but I have nothing to do. Can I get a house?
YES, pwede kaayo! Ato lang ipadayon ang imong contribution. Dapat muabot ug 24 months imong contribution aron qualified ka to apply for a housing loan nga affordable.
2. I am not yet a member of Love, how to be a member? Can I get a house now?
YES, it's really okay! 2 messages, you can be a member:
1. Send your family or relatives.
2. Go to https://www.pagibigfundservices.com/pubreg/starter_page.aspx
So you can apply for a housing loan, pay the 24 months required number of contributions, and you should pay monthly.
3. Dawbe, I am not in the Philippines, but I want to get a house, how about that?
YES, it's really okay! Just assign a member of your family, or relatives, that's the one you can trust to send money and follow up on your required documents. He is the one you will do to the so called โฒโฒ Attorney-In-Fact ". Let's just fill-up the paper that will be provided to your house agent / Broker that is the โฒโฒ SPA โฒโฒ or Special Power of Attorney. That document will prove that you legally trusted your โฒโฒ Attoney-in-Fact โฒโฒ that will represent you in getting home in your behalf. Email the SPA to you, print it where you are, fill-up-pan, and panotary or give Red Ribbon to the consul at the Embassy in the Philippines in the place you are found.
Note: You can only do the Red Ribbon once you RESERVE the house you want maybe: 1: You will run out of house and promos are limited sometimes. 2. The SPA Format of Developer is massaged than just being made. So choose the house that fits your budget.
4. I have been a member of Love for a long time, but I don't know how many contributions I have. How?
Let's just send a message to get MSVS or Members Status Verification Slip.
Or go to https://www.pagibigfundservices.com para macheck nimo imong contribution.
5. I got a house before and I'm still paying now, can I get another one for investment, will I rent?
YES. It's really okay! If you can still afford your income.
Tip: 1 socialized / low cost house should have 10 k (conservative requirement) salary per month. If you get two, your salary should be 17-20 k. If you still want more, then wow! As long as it can be in the pocket.