RSK Consultancy Service

13/09/2024

Sign Up for a Junior PG Gold Account!

Attention Parents and Guardians:

Secure your child's financial future by signing them up for a Junior PG Gold account!

Why Choose Public Gold?

Wealth Preservation: Gold maintains its value over time.
Easy Transactions: Simple and secure buying and selling.
Investment Growth: Opportunities to expand your wealth.
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Children below 18 years old must be accompanied by a parent or guardian to open an account. Once they reach the age of 18, the account can be transferred to their name alone.
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Important: Ensure your name is updated according to your government-issued ID (including Bin, Binti, A/P, A/L, etc.) to avoid rejection during profile verification.

Sign Up for Junior PG Gold Account

Help your child embark on a journey of financial empowerment today



Ready to get started? Click the link below to register:

- Please ensure your name is updated according to your government-issued ID, inclusive of Bin, Binti, A/P, A/L and etc. in the same form to avoid rejection on profile verification.

18/06/2024

Apa yang perlu anda lakukan menjelang usia 20-30 tahun?
- Dapatkan pekerjaan atau kerjaya yang stabil
- Dapatkan aset yang menghasilkan pendapatan / miliki rumah sendiri / sewa
- Beli kereta yang selesa dan mampu dikawal
- Miliki simpanan/dana pelaburan yang mencukupi
- Mulakan perniagaan dan jana aliran tunai

Jangka hayat anda kira-kira 60-75 tahun. Ingatlah bahawa semua ini mempunyai liabiliti yang serta merta. Bagaimana jika anda gagal bangun esok pagi? Apa yang akan berlaku kepada semua akumulasi dan liabiliti ini?

- Pindahkan hutang kepada waris seterusnya
- Isteri, anak akan mengurus beban ini
- Simpanan saya akan digunakan sehingga habis
- Aset saya akan dijual (jika ditadbir dengan baik)
- Perniagaan saya akan dijual (jika pemindahan dilakukan dengan betul)

Ini bukan fantasi, tetapi realiti. Inilah tempat anda merancang masa depan dan melindungi pendapatan anda pada masa hadapan. Tiada yang menyamai apa-apa instrumen lain... inilah tempat anda merancang untuk bersara sekarang.

20% (Berkahwin) / 60% (Bujang) daripada apa yang anda peroleh setiap tahun, anda selamatkan untuk persaraan, adakah anda mencukupi? Lakukan pengiraan anda, dan beri tahu saya jika anda memerlukan bantuan.

Psst: Inflasi belum diambil kira lagi. Jadi jangan gembira dengan $1juta sekarang yang akan menjadi kira-kira $666K dalam 25 tahun (berdasarkan inflasi 2%). Kanser telah dikenal pasti sebagai pembunuh utama di seluruh dunia.

17/06/2024

Perlukan website e-dagang yang segera??

Jangan risau. Kami boleh membantu.

Kami memahami keperluan anda untuk memiliki platform e-dagang yang komprehensif dan boleh digunakan dalam masa yang singkat. Kami boleh membantu merealisasikan hasrat anda dengan cepat dan cekap. 💻🚀

Ciri-ciri utama yang kami tawarkan adalah:

1) Boleh digunakan untuk pelbagai jenis perniagaan - daripada kecantikan, logistik, makanan, insurans dan lain-lain. 🛒💄🚚🍔🏥

2)Dilengkapi dengan payment gateway percuma*. 💳💰
Lebih daripada 1000 aplikasi boleh dimuat ke dalam laman web anda. 🧰

3)Multiplatform - boleh integrasi dengan Shopee, Lazada dan lain-lain. 📲🛒

4)Selamat dan dijamin keselamatan transaksi. 🔒👮‍♀️

5)Mesra mudah alih - tiada keperluan untuk membina aplikasi mudah alih berasingan. 📱

6)Analitik canggih - carta jualan, trafik dan pangkalan data pembeli yang mudah diurus. 📊📈
Pelbagai alat pemasaran - emel, SEO, kod diskaun dan lain-lain. 📧🔍💰
Dengan kaedah leveraging, anda boleh mendapat lebih banyak trafik daripada jutaan laman web e-dagang yang lain. 🌐🤝

Kami boleh memberi anda sebut harga dan memulakan pembangunan laman web e-dagang anda dalam masa hanya 30 hari*. ⏱️💻

Sila hubungi kami melalui WhatsApp di pautan yang diberikan untuk perbincangan lanjut. Kami berbesar hati untuk bekerjasama dengan anda membina platform e-dagang yang berjaya. 🤝📲

*Tertakluk pada terma dan syarat. Ciri-ciri tambahan mungkin tertakluk pada kos yang berbeza. 📝

Sila WhatsApp Kami:
https://wa.link/7n7ji7
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https://wa.link/7n7ji7

Website Contoh : https://kuppa-mall.com/

Kuppa Mall is an online clothing store that offers an extensive collection of fashion for women of all ages. Whether you're looking for casual outfits for everyday wear, or stylish pieces for a special occasion, you'll find it all at Kuppa Mall. Our collection includes a wide range of clothing items...

15/06/2024

11/06/2024

What You Need to Know

Effects of price hikes for RON95, which carries 5.5% weight in overall inflation basket, will be more significant on inflation and household purchasing power.

Rationalization with RON95 is more complicated because it involves the general public and millions of petrol customers.

Government to assess the impact of the diesel subsidy rationalization for at least six months before proceeding with RON95 subsidy cuts.
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So to be wise, prepare. Restructure and move forward. More things coming ahead. Assuming the RON95 subsidy is cut off for Malaysian consumers, the key implications could be:

-Significant increase in fuel prices for consumers, leading to higher transportation and living costs.

-Rise in overall inflation rate, eroding household purchasing power
Potential public backlash and dissatisfaction, as RON95 is a widely used fuel by the general public.

-Need for the government to implement mitigation measures or compensation schemes to cushion the impact on low-income groups.

-Gradual transition and monitoring required to assess the full impact before further adjustments to the RON95 subsidy

This is not to fear monger, but its to give a future predicament. Aku bukan ahli nujum...but this is an economic evaluations based on data.

"Sediakan payung sebelum hujan"

- Base Source : RAIZ investment

07/06/2024

Starting soon.

We're talking with Nedumaran Elangovan, CEO of Ecocarbon on job opportunities that are available for the current generation, and how eager are they in realit...

02/05/2024

Tired of feeling lost in the world of finance?

Do you dream of a secure future, a comfortable retirement, and achieving your financial goals?

I'm Kugan, a certified Financial Planner & Consultant with Trend Builders Agency, and I'm here to be your guide on the path to financial freedom.

Planning for a comfortable retirement is crucial for a stress-free future. This email introduces you to an investment plan that could be a valuable addition to your financial portfolio.

Investment Highlights:

Guaranteed Benefits:
120% Benefit - This ensures a payout of 120% of your invested amount at the end of the policy term.
132% Guaranteed Cash Payment - You will receive a guaranteed cash payout of 132% of your invested amount.(Option to Withdraw or Reinvest for better compounding)
200% on Total and Permanent Disability (TPD) - In case of disability, you will receive a payout of 200% of your invested amount.
100% Death Benefit - In case of death, your beneficiaries will receive 100% of your invested amount.
Potential Returns: Benefit from potential returns offered by investment-linked funds within the plan.
Flexible Payment Terms: Choose between convenient 10-year or 20-year payment plans to suit your budget.
Wide Eligibility: The plan is open to individuals aged 1 to 65, making it a great option for long-term planning.
Important Note:

While the guaranteed benefits are attractive, it's important to understand the details of the investment-linked funds and any associated fees.

Next Steps:

Before making any investment decisions, it's crucial to understand your individual financial goals and risk tolerance.

I'd be happy to schedule a personalized consultation to discuss this plan in more detail and explore other investment options that might be a better fit for you.

04/04/2024

Invest in Your Family's Future, Starting Today!

Imagine a future where:

children can pursue their dream education without worrying about financial burdens.
have the peace of mind of a secure financial safety net for your family.
can retire comfortably and enjoy your golden years on your terms.

This future is within reach with our investment plans!

Why Invest Now?

Time is Your Greatest Ally: The earlier you start investing, the more time your money has to grow through compound interest.

Invest for Your Family's Legacy: Build a solid financial foundation and leave a lasting impact on your children's future.

Secure Their Education: Invest in their future success by planning for college or university expenses.

Peace of Mind for Everyone: Knowing your family is financially secure allows everyone to focus on their dreams and aspirations.

Contact : https://wa.link/weovee

22/03/2024

Malaysia is currently experiencing a state of inflation. As of January 2024, the inflation rate was 1.5%, which is relatively low. However, economists predict the average inflation rate for 2024 to be around 2.6%. This means that prices are expected to rise slightly throughout the year.

Here are some reasons why inflation might be present in Malaysia:

Policy changes: Removal of price caps and fuel subsidies, along with higher service taxes, can contribute to price increases.
Global factors: Rising import costs due to international events can affect Malaysian goods as well. Unempl

22/02/2024

How to diversify RM1000 in eToro, you could follow these steps:

1) Open an eToro account. If you don't already have an eToro account, you can open one for free.

2) Deposit RM1000 into your account. You can deposit funds into your eToro account via bank transfer, credit card, or debit card.

3) Choose a diversified portfolio. eToro offers a variety of pre-built portfolios that are designed to meet different investment goals and risk tolerances. You could also create your own portfolio by selecting individual stocks, ETFs, and other assets.

4) Invest your RM1000 in your chosen portfolio. Once you have selected a portfolio, you can invest your RM1000 by clicking on the "Invest" button.

Here is an example of how you could diversify RM1000 in eToro:

RM500 in a diversified stock portfolio. eToro offers a variety of stock portfolios that are designed to meet different investment goals and risk tolerances. For example, you could invest in the "Global Equity Portfolio" or the "S&P 500 Index Portfolio."

RM300 in a diversified bond portfolio. eToro offers a variety of bond portfolios that are designed to meet different investment goals and risk tolerances. For example, you could invest in the "Global Bond Portfolio" or the "US High Yield Bond Portfolio."

RM200 in a diversified cryptocurrency portfolio. eToro offers a variety of cryptocurrency portfolios that are designed to meet different investment goals and risk tolerances. For example, you could invest in the "Cryptocurrency Select Portfolio" or the "Cryptocurrency Equal Weight Portfolio."

This is just one example of how you could diversify RM1000 in eToro. The best way to diversify your portfolio will depend on your individual circumstances and investment goals.

Tips for diversifying your portfolio in eToro:

small. You don't need to invest a lot of money to diversify your portfolio. Even a small amount of money can be diversified across a variety of assets.

't try to time the market. It is impossible to predict when the market will go up or down. Instead, focus on investing for the long term and rebalancing your portfolio regularly.

't put all your eggs in one basket. Diversifying your portfolio can help to reduce your overall risk. However, it is important to remember that all investments carry some degree of risk.

Disclaimer: I am not a financial advisor and this is not financial advice. Please do your own research before investing in any asset class.

Link : https://etoro.tw/3D7Oqfj
Link : https://etoro.tw/3D7Oqfj
Link : https://etoro.tw/3D7Oqfj

Come trade stocks, cryptocurrencies, and many other instruments with me on eToro. Start by clicking this link

22/02/2024

Fractional Reserve

Banks use depositors' money to loan out by following a process called fractional reserve banking. Fractional reserve banking allows banks to loan out a portion of the money that depositors have placed with them, while keeping a fraction of it in reserve to meet depositors' withdrawals.

Here is a simplified example of how fractional reserve banking works:

A depositor places $100 in a bank account.
The bank keeps 10% of the deposit ($10) in reserve to meet potential withdrawals.
The bank loans out the remaining 90% of the deposit ($90) to a borrower.
The borrower uses the $90 loan to purchase a car.
The car dealership deposits the $90 in a bank account at another bank.
The second bank keeps 10% of the deposit ($9) in reserve and loans out the remaining 90% ($81).
This process can be repeated multiple times, creating a multiplier effect that allows banks to loan out more money than they have on deposit.