24/06/2026
I had the privilege of delivering a session at Commerce Lab 3.0 organized by The Bhawanipur Education Society College, an initiative aimed at bridging the gap between academic learning and industry practices.
The session on "Bank Credit, Letter of Credit and Other Forms of Raising Capital or Finance" focused on providing students with practical insights into the financial ecosystem and the various funding mechanisms available to businesses.
Key areas discussed included:
🔹 Bank Credit and its role in business growth and working capital management.
🔹 Letters of Credit (LCs) and their practical application in domestic and international trade.
🔹 Various modes of raising capital including debt, equity, venture capital, private equity, NBFC finance, and alternative funding sources.
🔹 Credit appraisal parameters and risk assessment by financial institutions.
🔹 The importance of financial discipline, compliance, and documentation in securing finance.
🔹 Emerging trends in business financing and the changing landscape of corporate funding.
The interactive participation and insightful questions from students made the session highly engaging and reaffirmed the importance of connecting classroom concepts with real-world business practices.
A special word of gratitude to Prof. Dilip Shah, Dean, for his vision and unwavering commitment towards creating meaningful industry-academia interactions for students. My sincere thanks also to CS Mohit Shaw for conceptualizing and successfully organizing Commerce Lab 3.0, a remarkable platform that enables students to learn directly from industry professionals and gain practical exposure beyond textbooks.
I am grateful to The Bhawanipur Education Society College for this opportunity and look forward to contributing to many more such initiatives that help nurture future professionals.
CorporateFinance WorkingCapital BusinessFinance IndustryAcademiaConnect FinanceEducation KnowledgeSharing ProfessionalDevelopment VivekMishra MAAssociates
