24/07/2026
SPOUSE VISA
FINANCIAL REQUIREMENTS IF YOU’RE ON THE 5 YEAR ROUTE
IF YOU FIRST APPLIED FOR YOUR FAMILY VISA BEFORE 11 APRIL 2024
You and your partner must usually have a combined income of at least £18,600 a year.
If you need to prove extra money for your children, you’ll need to earn an extra:
• £3,800 a year for your first child
• £2,400 a year for each child you have after your first child
If the total amount you need to earn based on your children would be more than £29,000, you only need to prove you make £29,000.
IF YOU FIRST APPLIED FOR YOUR FAMILY VISA ON OR AFTER 11 APRIL 2024
You and your partner will need to prove you have a combined income of at least £29,000 a year : https://www.gov.uk/indefinite-leave-to-remain-family/partner-family-visa
Category A: With current employer for 6 months or more – person residing in the UK
Where the person is in salaried employment – they must have been paid throughout the period of 6 months prior to the date of application at a level of gross annual salary which equals or exceeds the level relied upon in the application. Therefore, the figure used towards the requirement will be the lowest level of annual salary received during the 6 month period.
To calculate this annualised average for non-salaried employment in Category A the following calculation should be used:
(Total gross income from employment held throughout the 6-month period, divided by 6) multiplied by 12 = Income from non-salaried employment that can be counted towards the financial requirement. : Page 26 of 78 Published for Home Office staff on 12 March 2025:https://assets.publishing.service.gov.uk/media/67d98009b1857deda3da0190/Family+Migration+Appendix+FM+Section+and+Appendix+HM+Armed+Forces+Financial+Requirement__1_.pdf
Therefore income under Category A can be combined with Category C: nonemployment income, Category D: cash savings and Category E: pension if necessary to meet the financial requirement. : Page 27 of 78 Published for Home Office staff on 12 March 2025
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Category B: Less than 6 months with current employer or variable income – person residing in the UK
Under Category B, the financial requirement must be met and evidenced in 2 parts : Page 30 of 78 Published for Home Office staff on 12 March 2025
Where the person is in salaried employment – the level of gross annual salary will be as at the date of application. This must be evidenced by the latest payslip or the signed contract of employment (if a payslip does not provide this information).
Where the person is in non-salaried employment – the level of gross annual employment income relied upon in the application can be no greater than the annual equivalent of the person’s average gross monthly income from that non-salaried employment.
To calculate this annualised average for non-salaried employment in Category B the following calculation should be used:
(Total gross income from non-salaried employment in the period prior to the date of application for which that employment has been held) divided by the number of months and multiplied by 12 (or by the number of weeks and multiplied by 52 where payment is weekly, or by the number of days and multiplied by 365 where payment is daily) = Income from non-salaried employment that can be counted towards the financial requirement. : Page 31 of 78 Published for Home Office staff on 12 March 2025
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Second, the person must in addition have received in the 12 months prior to the date of application the level of income required to meet the financial requirement, based on:
• the gross amount of salaried or non-salaried employment income of the applicant’s partner (in the UK or overseas) and/or the applicant (if they are in the UK with permission to work) .... .... ..... ..... .....
Under Category B, the assessment of the financial requirement is based on both:
• the gross annual salary or income from salaried or non-salaried employment at the date of application. This source can be combined with Category C: nonemployment income , Category D: cash savings and Category E: pension
• the actual amount of gross income received from any salaried or non-salaried employment in the 12 months prior to the application. This can be combined with the actual gross income received from Category C: non-employment income and Category E: pension over the same 12-month period. Category D: cash savings cannot be used under (2) : Page 32 of 78 Published for Home Office staff on 12 March 2025
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2. In respect of salaried employment in the UK (except where paragraph 9 applies), all of the following evidence must be provided:
(a) Payslips covering:
(i) a period of 6 months prior to the date of application if the person has been employed by their current employer for at least 6 months (and where paragraph 13(b) of this Appendix does not apply); or
(ii) any period of salaried employment in the period of 12 months prior to the date of application if the person has been employed by their current employer for less than 6 months (or at least 6 months but the person does not rely on paragraph 13(a) of this Appendix), or in the financial year(s) relied upon by a self-employed person.
(b) A letter from the employer(s) who issued the payslips at paragraph 2(a) confirming:
(i) the person’s employment and gross annual salary;
(ii) the length of their employment;
(iii) the period over which they have been or were paid the level of salary relied upon in the application; and
(iv) the type of employment (permanent, fixed-term contract or agency).
(c) Personal bank statements corresponding to the same period(s) as the payslips at paragraph 2(a), showing that the salary has been paid into an account in the name of the person or in the name of the person and their partner jointly. : https://www.gov.uk/guidance/immigration-rules/immigration-rules-appendix-fm-se-family-members-specified-evidence
Family members - specified evidence
