Sadie Hunt - freelance solicitor

05/08/2026

More happy clients!

11/07/2026

“Just put your house into a trust and avoid inheritance tax!”

If only it were that simple.

Social media platforms are littered with ads suggesting that putting your home into a trust is an easy way to avoid Inheritance Tax. But unfortunately these adverts leave out some very important details.

In many cases, if you give your home away but continue living in it without paying a full market rent, the law may still treat the property as part of your estate for Inheritance Tax purposes. Simply changing the legal ownership doesn’t necessarily change the tax position.

Trusts are valuable legal tools and can be an excellent solution for the right client. However, there is no “one-size-fits-all” trust that allows you to:

🏡 Keep living in your home;
🔑 Keep control of it;
💷 Avoid Inheritance Tax; and
🛡️ Protect it from care fees.

If you see an advert promising all of the above, it’s worth asking a few more questions before signing up. Every family’s circumstances are different, and good estate planning starts with understanding your situation rather than simply selling a product.

If you’re unsure whether a trust is right for you, I’d be happy to explain the options in plain English, without the jargon or the sales pitch.

📍 FREE first appointment
🏡 FREE home visits across Herefordshire, South Shropshire and the Tenbury Wells area.

08/07/2026

27/06/2026

New business cards are here!

Please PM if you need help with Wills or Powers of Attorney.

Free first appointment in the comfort of your own home in Ludlow, Tenbury and Leominster areas.