22/05/2026
Police officers who have given decades of service to this country have had their retirement plans changed overnight.
This week, the Government introduced new commutation factors for officers in the 1987 Police Pension Scheme following a Treasury decision to increase the SCAPE discount rate.
While the terminology may sound technical, the impact on retiring officers is very real.
From today, officers retiring under the 1987 scheme will receive almost 5% less in lump sum payments for giving up the same amount of annual pension than an officer retiring just last week. For many, that represents a loss of thousands of pounds with immediate effect.
What makes this particularly concerning is the speed of the change.
Many officers have only recently received retirement quotations and benefit illustrations based on the previous figures.
Those figures inform major life decisions, mortgages, debt repayments, supporting family members and long-term retirement planning.
Now, with no warning, no transition period and no protections, the goalposts have moved.
The Police Federation is now seeking independent actuarial and legal advice on:
• the scale and justification for the changes
• whether officers who relied on recent quotations may have suffered financial detriment
• What legal remedies may be available
Police Federation National Secretary John Partington said:
“After decades of service, the ‘thanks’ retiring officers get is this: government quietly shaving cash off a hard-earned retirement overnight. It’s a blatant case of picking the pockets of police pensioners, and we will not let it stand.”
Police officers cannot strike. They cannot freely negotiate pay. Throughout their careers, they miss birthdays, rest days, weekends, and family milestones in service to the public.
The least they should expect is certainty and fairness when they retire.
Members, please check your emails for further information and guidance on the changes announced this week.
Add your voice to thousands who have 👇
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