Andrew Greenwood - Mortgage Agent

04/01/2026

10 years of putting up with your Sh # #-uper energetic loving self 🫣🤣 It’s easy loving on you . I’m the luckiest Fool of them all; Today and all days. 🧦 ❤️

02/05/2026

Thrilled to be recognized in the Top 20% of all DLC Brokers for 2025! A sincere thank you to my valued clients for their trust and confidence in my services. I look forward to serving many more of you in 2026. %

02/04/2026

Gifted Down Payment or Early Inheritance from immediate family an option? It’s not always an option that’s available to everyone, but it is one that can make a meaningful difference and help accelerate your way into the housing market much sooner than you think.

02/02/2026

Back Up Offers! Don’t miss out on your dream home just because it has an accepted offer already. Having your mortgage broker review your financing early on and connecting them with your realtor can help expedite financing when it means the most. Have you been prequalified by a mortgage broker yet!?

02/01/2026

2025 - You were more than I could have imagined. You brought so many new beggings. A new home, a new brokerage, new friends, new experiences and many new memories I’ll hold onto for a lifetime. 2026 is a whole new exciting chapter we are ready to embrace. #2025

01/29/2026

Is your Mortgage maturing in 2026? This simple adjustment just saved my clients over $20,000 on their upcoming mortgage renewal. DM or Comment “RENEWAL” below to see if this strategy works for you.

01/28/2026

Bank Of Canada holds rates! 7 more meetings to go for 2026 so stay tuned. March 18th is the next announcement. With some cooling on inflation we could see a potential rate cut into the spring, so this is something we will be monitoring closely. In the meantime, variable rates sit about a 0.50% lower than fixed in the market with savings, flexibility and strategy still to be applied. If you have a renewal, refinance, or purchase coming up don’t hesitate to drop me a line.

10/29/2025

📉 Update: Bank of Canada Cuts Rate 0.25%

The Bank of Canada has officially lowered its policy rate by 25 basis points to 2.25%, signaling a cautious pivot amid economic challenges.

💡 What this means for you:
• Variable-rate mortgages, HELOCs and other prime-linked loans will be affected
• Roughly $15 reduction per $100,000 of mortgage (so ~$60/month on a $400K loan)
• Your lender will notify you before the change; it won’t hit the next payment, but the one after

🔍 Why this move?
The economy is showing signs of slowing — contractive GDP, rising unemployment, trade headwinds — while inflation remains near target. The BoC says this cut is meant to support the economy through structural adjustment.

If you’d like to see how this change affects your mortgage or credit line, send me a DM. I’ll run the numbers and talk through options to make this work for you.

10/29/2025

📉 Bank of Canada Cuts Key Rate by 0.25%

The Bank of Canada announced this morning that it’s lowering its key interest rate by 0.25%, bringing the benchmark rate down to 2.25%.

This change directly affects variable-rate mortgages, lines of credit, and other prime-linked lending — not fixed rates.

💡 What this means:
• Roughly $15 less per $100,000 of mortgage
• Lenders will notify clients before adjustments are made
• The change won’t appear on your next payment, but rather the one following

Economists say this move reflects slower economic growth and rising financial strain across households — a cautious shift toward easing conditions after years of tightening.

If you’d like to see exactly how this change affects your mortgage or home equity line, reach out and I’ll run the numbers for you.

07/12/2025

If it weren’t for your high octane appetite for love and adventure, I’m sure life would pass me by. These moments have never been more special. Happy Birthday sweetie! Let the adventures continue! ❤️

06/20/2025

🚨 Catch Us at the CFB Esquimalt Navy Run! 🚨

We’re excited to announce that Defence Mortgage Solutions will be at the CFB Esquimalt Navy Run this Saturday, June 21st! 🏃‍♂️⚓

Come by our booth to say hello, grab some swag, and learn more about how we support military members and their families with expert mortgage solutions tailored to your unique needs.

🚨 Catch Us at the CFB Esquimalt Navy Run! 🚨

We’re excited to announce that Defence Mortgage Solutions will be at the CFB Esquimalt Navy Run this Saturday, June 21st! 🏃‍♂️⚓

Come by our booth to say hello, grab some swag, and learn more about how we support military members and their families with expert mortgage solutions tailored to your unique needs.

We’re also proud to introduce Andrew Greenwood, our newest team member dedicated to serving CFB Esquimalt and surrounding communities. Stop in for a chat — Andrew’s here to help you navigate your homeownership journey with confidence.

📍 Location: Navy Run event grounds

📅 Date: Saturday, June 21st

🕘 Time: All day during the run festivities

We can’t wait to see you there! 🇨🇦🏡